I'm surprised they didn't mention adopting a fitness lifestyle early and dramatically reducing your chances of needing long-term care.
I know! Best health care plan: get sick as little as possible. Just acquire free public knowledge and use it.
I agree, but if this was a 30 year old reading this and already saving $400 a month and planning on retiring at 65, then that extra $25 a week would amount to $206k more. Not a bad increase for the average "good saver"
Oh, clearly every little bit helps, especially if you're on the mainstream long track and time is on your side. After witnessing a few good facepunches dealing out (simple, and fairly easy) cost cuts on the order of
thousands per month, I guess I'm a little jaded to the small steps. To be sure, twenty- and thirtysomethings can dramatically change their distant future with small steps now. All the Boomers we keep hearing about, in their 50s and 60s without savings? They need a full lifestyle restructuring right now, or they'll still be clogging up the workforce in their 80s while TV pundits wonder why teenagers can't find work. They need to put down the takeout, AND the McMansion, AND the Escalade, and about 20 other things they "need", if they ever want to relax and
actually enjoy the fruits of their labor instead of chasing luxury till they die.
{/soapbox}