I'm self-employed, and clients still pay me by check.
The most convenient ATM for my credit union is near my Wednesday volunteer gig, so once a week I stop in, feed my checks into the ATM (which scans them), take out my cash allowance for the following week, and I'm done. It takes less than 10 minutes to deposit a stack of checks and be on my way. If there's a line at the ATMs, I can fill out a paper deposit slip, put them in an envelope, and slip them in the drop box--just like we did in the old days. No big deal.
On weeks when I still have left-over cash, and don't need to use an ATM, I deposit the checks using the phone app. I don't even have to put on pants, much less shoes! It takes me about as long to do them as it does to use the ATM, because I'm slow, but that's okay! Pantsless check deposits FTW! \o/
She chose a low-fee bank, and is bitching about having to do some things herself, and constantly having to re-learn the technology. Oh, honey--get fucking used to it, because this has been the way things work for almost as long as I can remember.
I remember when there were no ATMs, and if you wanted to make an after-hours deposit you went to the bank and used the night drop box. if you made a deposit during business hours, you had to go to the bank and stand in line to wait for a teller. I remember when ATMs first came on the scene--but banks charged fees to use them, and you could only use your ATM card at an ATM, and you could only withdraw so much cash at once. And you had to withdraw cash because there were no debit point-of-sale terminals, and retail transactions were all done by cash, check, or credit card (and credit cards were much harder to get).
I remember when banks were open from 9-6 on weekdays. Eventually, some were open for limited (say, 10-3) hours on Saturdays. They were all closed on Sundays. So spending your lunch break standing in line at the bank, or rushing out the door after work to get to your bank before it closed, were part of life.
We wrote lots of checks back then, too--which meant keeping track of your bank balance using a check register and deposit/withdrawal receipts. You couldn't just log on with an app to check your balance 24 hours a day; you had to keep track of it yourself.
So I have no sympathy for her. That we can use our phones to deposit checks at any time of day, no matter where we are, is a good thing. No--scratch that--it's a fucking marvel. And she's whining about having to constantly re-learn the same technology that allows her a level of convenience and time-savings she can't even begin to comprehend because she doesn't remember how much things sucked in the past.