I told my moms side of the family that I'm in a "frugal group" because I'm not ready to tell them about early retirement. My aunt in law was telling me that her daughter is frugal ( my cousin, she likes to compare us) is frugal because she has worn the same winter coat for five years. My cousin just bought a 700k 1 bedroom in nyc (manhattan is expensive but you can easily find a 1 bed co-op for 500k). My cousin didn't even have a job at the time. She was relying on her fiance's income. So no, she is not frugal. The kicker is that when my cousin asked her mother if spending that much without a job was a good idea, she said don't worry, you'll grow into it. Wtf?