The Money Mustache Community
Around the Internet => Antimustachian Wall of Shame and Comedy => Topic started by: YogiKitti on May 12, 2016, 12:22:40 AM
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Dave Ramsey is helping you save money by selling you even more stuff.
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"ammo"?
Is that a promo code, as in "referred by {Guns and} Ammo", or...?
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Dave Ramsey is helping you save money by selling you even more stuff.
I will say, that for monitored security systems, simplisafe seemed like a solid product compared to traditional security. It even offers a cellular connection so a little snip of the land line doesn't render it useless.
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"ammo"?
Is that a promo code, as in "referred by {Guns and} Ammo", or...?
I thought if you had enough ammo you didn't need an electronic security system.
Oh, wait.... I forgot; you can't ever have enough ammo.
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Meh...it's not much different than the products MMM gets kickbacks on for recommending, apparently to the tune of about $400,000 last year (http://www.newyorker.com/magazine/2016/02/29/mr-money-mustache-the-frugal-guru). I admit I find it kind of annoying, but can't blame a guy for cashing in on his hard work.
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"ammo"?
Is that a promo code, as in "referred by {Guns and} Ammo", or...?
Considering the ad on the facing page is literally for ammunition, I would say that's a safe bet.
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What's more of a Ramsey sell out is him hawking his crony recommendations to front-load fee financial advisers.
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What's more of a Ramsey sell out is him hawking his crony recommendations to front-load fee financial advisers.
I've heard him specifically talk about this on the radio show before and basically say as a fairly justifiable response something like, "could you manage this yourself? Yes, but will you hold firm through 2008? Will you reliably invest? For most people the answer is no."
Dave Ramsey has never stated his "goal" is 100% pure efficiency for people's finances. His goal is life change. For a lot of people the fees their investment ELP folks charge will be negligible to the life change it causes.
All of us probably have relatives we would LOVE to see pay 5% load fees and a 1% ER if if means they start regularly investing compared to their current lifestyles...
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What's more of a Ramsey sell out is him hawking his crony recommendations to front-load fee financial advisers.
I've heard him specifically talk about this on the radio show before and basically say as a fairly justifiable response something like, "could you manage this yourself? Yes, but will you hold firm through 2008? Will you reliably invest? For most people the answer is no."
Dave Ramsey has never stated his "goal" is 100% pure efficiency for people's finances. His goal is life change. For a lot of people the fees their investment ELP folks charge will be negligible to the life change it causes.
All of us probably have relatives we would LOVE to see pay 5% load fees and a 1% ER if if means they start regularly investing compared to their current lifestyles...
I invested our emergency fund in a 60/40 stock/bond Vanguard Life Strategy fund. In theory this is preferable in the long run. In reality the first time that the market significantly dropped, I freaked out, sold, and lost $1800. I learned a lot about myself as an investor then, which was worth the money lost. Now I keep the emergency fund in cash and invest the rest of my money, because I know my own emotional limits.
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Clark Howard also recommends Simpli Safe:
http://www.clarkhoward.com/burglar-alarm-buying-tips
http://www.clarkhoward.com/best-and-cheapest-home-security-system
http://simplisafe.com/clark