Some of the junk financial stuff sent to me in the mail still makes me amazed. Who signs up for this stuff?
Recently got a 'pre-approved' offer of a Capital One credit card with 3k limit, 0% until end of the year.
Sounds great, right? Small print: There's a $60 fee, some other fees for balance transfers, 0% seems true but after December it goes to 22% APR. Late on just 1 payment EVER after that, and that bumps the rate to a massive 30% APR for everything, BTW.
I presume it's the same with all these 0% furniture offers too.