My mom was visiting last week and over the weekend. Had a conversation with her about their house, future plans, etc. Vent incoming.
Their house is older, and has plaster & lathe. Not really a problem, except that the plaster keys are breaking and there's evidence of this in multiple rooms. This is a BIG repair job and they're just not up to it in any way. It's not critical (yet), but realistically it's best if they sell the house in the next year or 2. Mom's eyesight isn't the best so she wasn't aware of the problem. Not sure if dad knows.
Separately, the excuse we've given dad that he needs to keep working is that there's no other decent health insurance option for mom until she turns 65 and is eligible for Medicare. Which is true. But there's 2 other reasons. One being money - they've made a series of poor financial decisions over decades, and they just don't have enough saved up. Coupled with the fact that their budgeting ability seems to have gone out the window. A drop down to the SS + small pension + small amount out of the 401k would be at least a 50% budget cut. Mom "knows" this, but doesn't really know it. The other reason is once he stops working, we have every reason to be concerned that dad would do nothing all day, every day and die within a year. He's got zero hobbies and interests outside of work.
So, mom's plan is that dad will retire next year or whenever, they'll sell the house, then move closer to me and buy a house.
Problems: the house is FULL of stuff. Mom says that she'll have no problem getting rid of 95% of it. I know better. The battles we've fought already over what to keep and what to get rid of... and that's with nothing leaving the house. But that has resulted in a basement full of boxes labeled "sell". Ok. How? Who? Mom is not capable of this. Dad isn't. Which leaves me or my sister, and neither of us live in the area anymore.
And she wants to buy a house near me. Ok. Might be possible, depends on how much they sell the current house for and what's left over after taxes. But one of the reasons they need to sell the current house is they can't do the maintenance or repairs that it needs.
Plus the potential timing issues, they've got 2 cats, I've got 2 cats, combining 4 cats into my house even temporarily is a bad idea, etc. This whole thing is not going to go well. And mom's rose colored lenses on reality are just going to make it harder/drive me batty.
I need to call my sister. Because its looking like this train is pulling into the station in 2021, regardless if there's a station built yet.