My apologies for the long post. I'm here to rant about my brother and possibly get some advice:
I love him dearly and he has a great personality, BUT he is the kind of guy who could trip and fall into a pile of money so he never feels the consequences of the stupid choices that he makes. A little background on him. When he was in highschool (ref: he just turned 29), he was caught doing drugs and skipping school. My mom worked with the teachers and principal to get him to do extra work and some community service so he could still graduate (for skipping, not because he had bad grades). He then gets into college and fails out due to drinking/drugs/never going to class, but since the loan taken out for the entire $45K school year was in my father's name and my dad has early onset Alzheimer's, it was forgiven after several years where my parents made the payments. They also paid the $5K in taxes that were due for this 'income' of having the loan forgiven. My parents couldn't really afford this because of previously mentioned diagnosis as my dad was the main bread winner and my parents had/have bad spending habits of their own.
He stayed at home and worked on and off until he decided to join the military (His GF forced him to clean himself up thankfully). Shortly before he went into service, he got a DUI, but the judge let him off with a few hours of community service and expunged it from his record so that he could still go into the military. He earned an associates in Chinese and worked as a cryptolinguist in the Air force for 4 years.
Everything seemed to be going well until his enlistment is up and he decided not to continue in the A.F.. He got a contracting job doing something similar to what he was doing previously; making ~$70K. Well... new job meant that he had to get a new(financed) SUV, right? After less than a year he decided that he didn't like the new job as much and quits with ZERO plan. Luckily he had saved up some $ and was able to live for 9 months on his savings until he hit the bottom of that mid last year (He was not working AT ALL and said he was looking for 'any' job, but that they just weren't there). Since he blew through his savings, he has been driving for uber to get by and also using my mom as his personal bank. He has "borrowed" over $12K from her and continues to ask her for money... He says he will pay her back, but no one believes this will actually happen.
This infuriates me to no end. My parents are NOT in a good financial state. My father's current medical expenses are more than my mom makes. Luckily she has state funding for this until he turn 65... Next year. I have been trying to get her to save for this and make a plan, but it's hard when my brother keeps using my mom to pay his (and his GF's) rent!!
Meanwhile, I am getting married this August and my mom broke down to me and cried that she wants to be able to give me something for my wedding, but that my brother has taken all of her $. I don't even want her to pay for anything for the wedding. I just want her to save her damned $, but I feel bad that she can't do what she wants with her own money due to his selfish/lazy attitude. Her friends and I have finally convinced her to cut him off. It has been about 2 weeks so we will see if he is actually having the reality check that he needs.
I have tried having talks with him about this in the past, but he always shuts down and then won't talk to me for months on end. He does this with everyone. I am thinking of going down there (he is about 5 hrs away) and staying for a weekend so that he will have to speak to me about this. (Although, honestly it will take a lot for me to hold back from just face punching him because he is smarter than all of this b.s. or at least he should be) Thoughts? Advice?