I love the comments saying how much cheaper everything is in the States versus Canada. It's true, things are cheaper in the States, 1$ DOES go farther. And YES, our taxes are a hell of a lot higher here in Canada. However, we won't go bankrupt if we break our leg or get cancer, we won't go bankrupt if our child goes to university (and uses loans wisely and rarely) - so many things are covered by our share of taxes. Funny how people seem to forget that. It's like, "whine whine, my bread costs 5$ instead of 3$ here, woe is me! 35% of my salary is taken out for taxes (btw. that means you're in a pretty good tax bracket)"... ugh... yes, but do you need to shell out 20k if you break your leg? Is your child's public school bachelor's degree going to cost 25k a year? No? Then you're fine. Put the new iPhone away, stop paying through the roof for cable, and just... stop.