Author Topic: Overheard  (Read 4447 times)

gecko10x

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Overheard
« on: November 29, 2012, 12:36:28 PM »
So over lunch I was down at an auto service shop, and I overheard a college student telling another customer about hitting a deer 2 weeks after getting a new(!) car. She says it was a $14k Chevy Aveo (OK, so at least it wasn't an expensive new car) -- but wait, she didn't buy it or finance it, she's leasing it! (because she has no credit, she says. Huh?) For $93/week! My head about to explode, I miss a few words, and then hear "yeah, I guess it's expensive, but it's a necessary expense."

Edited to fix the cost.
« Last Edit: November 29, 2012, 12:54:58 PM by gecko10x »

kdms

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Re: Overheard
« Reply #1 on: November 29, 2012, 12:49:01 PM »
My DH's first response was "I hope she didn't waste the deer....that's 90+ lbs of free-range meat!"  :D


Paul der Krake

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Re: Overheard
« Reply #2 on: November 29, 2012, 12:52:44 PM »
Actually, $93/month for a lease is really cheap. Not the most mustachian way to drive around, but I could definitely see it for someone young or relocating a lot.

gecko10x

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Re: Overheard
« Reply #3 on: November 29, 2012, 12:54:23 PM »
Actually, $93/month for a lease is really cheap. Not the most mustachian way to drive around, but I could definitely see it for someone young or relocating a lot.

You're right, that would be crazy cheap. Unfortunately, it was my typo, and supposed to say $93/week!

Paul der Krake

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Re: Overheard
« Reply #4 on: November 29, 2012, 01:04:52 PM »
That's nuts. A camry lease runs for around $180, plus $100 for insurance insurance. $93 a week for a $14,000 means either she's a terrible driver and her insurance is through the roof (assuming it's included in the $93), or she got absolutely ripped at the dealership. Or maybe she lives in a high-crime area.

MrChanticleer

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Re: Overheard
« Reply #5 on: November 29, 2012, 01:13:39 PM »
Wow. I wonder how long her lease is? If it's a three year lease, she could have bought the car and almost paid it off by then paying the minimum. $93/wk x 4 = $372/mo x 36 months = $13,392!

michael

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Re: Overheard
« Reply #6 on: November 29, 2012, 01:34:40 PM »
My DH's first response was "I hope she didn't waste the deer....that's 90+ lbs of free-range meat!"  :D

I agree! I hit a deer two weeks ago and took it to my sister's where she took the hide for tanning and we shared the salvagable meat. I found a new headlight assembly on eBay for $260 (instead of $350) and the reinstallation took me about an hour.

Sylly

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Re: Overheard
« Reply #7 on: November 29, 2012, 01:49:45 PM »
At that rate, I wonder if she's not leasing from some sort of Lease Here Pay Here dealership. Some (All?) of these things are nasty. It seems to be a combination of people making stupid decisions  and a business model that's designed to prey on people who are financially vulnerable.

Forcus

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Re: Overheard
« Reply #8 on: November 30, 2012, 12:31:36 PM »
Geez, If I am going to get screwed over on making payments it sure as heck ain't going to be an Aveo.