Author Topic: Overheard on Facebook  (Read 4542931 times)

Maenad

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Re: Overheard on Facebook
« Reply #8200 on: December 30, 2019, 06:59:24 PM »
In the FatFire facebook page aka, at times the rich people are slumming here page:

"I am currently on vacation in Miami Beach for 5 days. This vacay is also costing 25k. Due to the high demand in the post holiday season both hotels and flights were 2-3 times what they cost other times. So I am getting a decidedly 4 star experience for 5 star prices (mediocre room at blah hotel for 1k a night per room).... I feel resentful and stupid that I planned this vacay for this high price time....Can anyone make me feel better?"
I just requested to join that facebook page, if this is the type of thing posted..... I want to watch (off to make popcorn to enjoy the show).

sounds like they booked last minute....I just popped on to the marriott website, and hotels are stupid expensive $200-300 a night, but not seeing $1,000 per night.....where the fuck are they staying?, since they're calling it 4 star.....and they certainly didn't "plan" anything if they're paying $25K.

Yeah, that's... exorbitant. DH and I stayed at Little Palm Island in the Florida Keys for 5 nights the week of Valentines Day and it was $10K for everything, and that resort is NICE. (Belated honeymoon, not an every-year occurrence!)

Fomerly known as something

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Re: Overheard on Facebook
« Reply #8201 on: December 30, 2019, 07:22:19 PM »
In the FatFire facebook page aka, at times the rich people are slumming here page:

"I am currently on vacation in Miami Beach for 5 days. This vacay is also costing 25k. Due to the high demand in the post holiday season both hotels and flights were 2-3 times what they cost other times. So I am getting a decidedly 4 star experience for 5 star prices (mediocre room at blah hotel for 1k a night per room).... I feel resentful and stupid that I planned this vacay for this high price time....Can anyone make me feel better?"
I just requested to join that facebook page, if this is the type of thing posted..... I want to watch (off to make popcorn to enjoy the show).

sounds like they booked last minute....I just popped on to the marriott website, and hotels are stupid expensive $200-300 a night, but not seeing $1,000 per night.....where the fuck are they staying?, since they're calling it 4 star.....and they certainly didn't "plan" anything if they're paying $25K.

Yeah, that's... exorbitant. DH and I stayed at Little Palm Island in the Florida Keys for 5 nights the week of Valentines Day and it was $10K for everything, and that resort is NICE. (Belated honeymoon, not an every-year occurrence!)

I swear that group is the only group that can make me think that I am working toward LeanFIRE vs. a huge abundance.

TheGrimSqueaker

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Re: Overheard on Facebook
« Reply #8202 on: December 31, 2019, 01:33:58 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".
Did he have brekkie with all his fave celebs?

/sarcasm. Because, seriously, the baby talk makes me want to puke.

Travis

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Re: Overheard on Facebook
« Reply #8203 on: December 31, 2019, 08:17:49 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".

Definitely some bragging in there. "This vacay" as in "I've taken others and plan to do it again."  They're either advertising that they're incredibly stupid at planning and not reading price tags, or bragging that they can afford to blow that much money.  The last time I had a $1000 hotel bill I was staying somewhere for two weeks.

dragoncar

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Re: Overheard on Facebook
« Reply #8204 on: December 31, 2019, 08:30:54 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".

Definitely some bragging in there. "This vacay" as in "I've taken others and plan to do it again."  They're either advertising that they're incredibly stupid at planning and not reading price tags, or bragging that they can afford to blow that much money.  The last time I had a $1000 hotel bill I was staying somewhere for two weeks.

I canít even with the fat fire community



SugarMountain

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Re: Overheard on Facebook
« Reply #8205 on: December 31, 2019, 09:03:43 AM »
I joined fatFIRE a few months ago and I would definitely say it's a mixed bag. Some is interesting, some is ridiculous. $25k for a week in Miami seems nuts, though. What do I know, though, we just dropped $76 at La Quinta Inn last week while driving to my parents (#humblebrag).

SwordGuy

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Re: Overheard on Facebook
« Reply #8206 on: December 31, 2019, 09:10:19 AM »
Given the discussion about the uber-wealthy fatFIRE group, it's important to get a balanced perspective, so I offer up for your perusal the:

Socially Conscious Mustachians

https://www.facebook.com/groups/503774263339844/



Wrenchturner

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Re: Overheard on Facebook
« Reply #8207 on: December 31, 2019, 09:47:56 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".

Definitely some bragging in there. "This vacay" as in "I've taken others and plan to do it again."  They're either advertising that they're incredibly stupid at planning and not reading price tags, or bragging that they can afford to blow that much money.  The last time I had a $1000 hotel bill I was staying somewhere for two weeks.

I canít even with the fat fire community




7.9/10 troll.  I can't give it an 8 cause it's a bit too obvious.

Kitsune

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Re: Overheard on Facebook
« Reply #8208 on: January 01, 2020, 06:55:13 AM »
Seen this morning:
Person 1: "your car costs more to run than mine."
Person 2: "yeah? Filling my tank costs me 40$"
Person 1: "oh, filling my tank costs me 80."

... congrats. One tank is bigger than the other. This... has nothing to do with how much the car costs to run? How far do you go on it? What are the maintenance costs? How often do you drive? Come on, make an effort...

Honestly, that profound lack of understanding explains a LOT about both their lives.

Taran Wanderer

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Re: Overheard on Facebook
« Reply #8209 on: January 01, 2020, 12:07:08 PM »
Funny troll, though.

Bloop Bloop

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Re: Overheard on Facebook
« Reply #8210 on: January 01, 2020, 11:52:20 PM »
Yeah the idea of "work hard, play hard" is almost always a recipe for disaster because no one stops spending if for some reason they don't have the same money coming in. Bad year and no bonus? You still have to pay your outrageous mortgage and car lease.

I have a lot of sympathy for these people though. It seem so easy to stop spending for the naturally frugal but for many people it means unlearning year of bad money habits and building an entirely new relationship with money. Its huge transformation if you have't ever gone through it. For me I was like "Shit all these things I thought were necessities are actually luxuries?!" I had to completely restructure my life and was lucky enough to have a partner who was on board but I did lose almost all of my "friends" in the process. I can't imagine how hard it would have been to be much older and have kids with someone who wasn't on board with FIRE.

I wouldn't go back and change a thing but I always chaff when people say how easy it is. Its like dieting. Its simple math calories in vs calories out but when you look at America, how many people are still overweight? How many people fall for scam dieting programs that only make their wallets lighter. Of course its simple once you figure it out, but for people who are lost it seems very overwhelming.

Sorry to get too deep on a funny board lol

Yeah, an unfortunate part of life is that you can know exactly how the math works, but it won't help if your psychology isn't equipped to act on it. And people behave differently in different parts of life, too; humans aren't consistent. e.g. I have a ~64% savings rate and 50 pounds of obesity that is unlikely to go away anytime soon. So I have a variable amount of sympathy for spendypants suckers even while their trainwrecks entertain us all.

The difference is that fat people know they're fat and only a tiny minority of people try to justify it or say that it's an optimum state to be in. They might accept it but they don't extol it. Many high spenders genuinely think the only way to live is by spending every penny.

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Re: Overheard on Facebook
« Reply #8211 on: January 03, 2020, 07:10:35 AM »
The difference is that fat people know they're fat and only a tiny minority of people try to justify it or say that it's an optimum state to be in. They might accept it but they don't extol it.

Hold my beer... you haven't met fat people in my family. I mean, my extended family. (pun intended)

There's this idea in (East) Indian and African cultures that being fat = healthy. Being slim is associated with poverty.

Every time I go back to East Africa, my relatives assume things are bad for my wife and me. I have to explain to them that being poor in America means you can't afford a lot of veggies and whole grain foods in the supermarket, that food deserts exist, and we don't live in one.

White bread syndrome:
America - cheapest you can find, bad for you.
East Africa - associated with wealth, because brown bread is more common and cheaper. Also, "White is Right"

Wrenchturner

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Re: Overheard on Facebook
« Reply #8212 on: January 03, 2020, 12:05:35 PM »
The difference is that fat people know they're fat and only a tiny minority of people try to justify it or say that it's an optimum state to be in. They might accept it but they don't extol it.

Hold my beer... you haven't met fat people in my family. I mean, my extended family. (pun intended)

There's this idea in (East) Indian and African cultures that being fat = healthy. Being slim is associated with poverty.

Every time I go back to East Africa, my relatives assume things are bad for my wife and me. I have to explain to them that being poor in America means you can't afford a lot of veggies and whole grain foods in the supermarket, that food deserts exist, and we don't live in one.

White bread syndrome:
America - cheapest you can find, bad for you.
East Africa - associated with wealth, because brown bread is more common and cheaper. Also, "White is Right"

Being slim was associated with poverty for millennia!  Being fat is only a recent pathology.  And having some fat is good if you get sick, from what I understand.

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Re: Overheard on Facebook
« Reply #8213 on: January 03, 2020, 01:36:58 PM »
The difference is that fat people know they're fat and only a tiny minority of people try to justify it or say that it's an optimum state to be in. They might accept it but they don't extol it.

Hold my beer... you haven't met fat people in my family. I mean, my extended family. (pun intended)

There's this idea in (East) Indian and African cultures that being fat = healthy. Being slim is associated with poverty.

Every time I go back to East Africa, my relatives assume things are bad for my wife and me. I have to explain to them that being poor in America means you can't afford a lot of veggies and whole grain foods in the supermarket, that food deserts exist, and we don't live in one.

White bread syndrome:
America - cheapest you can find, bad for you.
East Africa - associated with wealth, because brown bread is more common and cheaper. Also, "White is Right"

Being slim was associated with poverty for millennia!  Being fat is only a recent pathology.  And having some fat is good if you get sick, from what I understand.

Being seriously ill will melt that fat away in record time. Your body does need resources to fight with. Having said that, a healthy weight has enough body fat for that. You're not saving up for anything by being 300 pounds! It's funny how doctor's change advice over time though - before old age they encourage you to lose a few pounds, once you hit "old age" they encourage you to maintain your weight.

Wrenchturner

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Re: Overheard on Facebook
« Reply #8214 on: January 03, 2020, 01:47:45 PM »
Being seriously ill will melt that fat away in record time. Your body does need resources to fight with. Having said that, a healthy weight has enough body fat for that. You're not saving up for anything by being 300 pounds! It's funny how doctor's change advice over time though - before old age they encourage you to lose a few pounds, once you hit "old age" they encourage you to maintain your weight.

You're right.  Part of the problem is that what is marketed to be healthy is like <10% body fat.

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8215 on: January 03, 2020, 02:06:00 PM »
Being seriously ill will melt that fat away in record time. Your body does need resources to fight with. Having said that, a healthy weight has enough body fat for that. You're not saving up for anything by being 300 pounds! It's funny how doctor's change advice over time though - before old age they encourage you to lose a few pounds, once you hit "old age" they encourage you to maintain your weight.

You're right.  Part of the problem is that what is marketed to be healthy is like <10% body fat.

Anything that's suggested that has you actively working against your own healthy body isn't healthy. Very low bodyfat is hard for most people to maintain for a reason. There will always be a few who are just genetically of very low bodyfat. That's their healthy. It isn't my healthy. There isn't one healthy, just as there isn't an ideal height or skintone or eyecolour or orientation. You have to remember that people who deal with large groups of folk, like medical agencies, use statistics to tell them what is "normal" and therefore healthy. Outliers aren't automatically unhealthy. I've got friends whose baby was classed as very underweight by their local medical center. By the general standards of kiwi babies, she was a very small baby for her age. Except that her parents are of East Asian extraction, both below 5'5 and both of tiny build. The med staff were also concerned at what the child was being fed - a traditional East Asian type of baby food, one that has raised millions of East Asians! Suffice to say, the child was absolutely fine, although it took awhile for the do-gooders to come to that conclusion.

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Re: Overheard on Facebook
« Reply #8216 on: January 03, 2020, 02:51:48 PM »
...
Anything that's suggested that has you actively working against your own healthy body isn't healthy. Very low bodyfat is hard for most people to maintain for a reason. There will always be a few who are just genetically of very low bodyfat. That's their healthy. It isn't my healthy. There isn't one healthy, just as there isn't an ideal height or skintone or eyecolour or orientation. You have to remember that people who deal with large groups of folk, like medical agencies, use statistics to tell them what is "normal" and therefore healthy. Outliers aren't automatically unhealthy. I've got friends whose baby was classed as very underweight by their local medical center. By the general standards of kiwi babies, she was a very small baby for her age. Except that her parents are of East Asian extraction, both below 5'5 and both of tiny build. The med staff were also concerned at what the child was being fed - a traditional East Asian type of baby food, one that has raised millions of East Asians! Suffice to say, the child was absolutely fine, although it took awhile for the do-gooders to come to that conclusion.

I would hope they are using quantity and quality of life to determine what is healthly and not just "normal == healthy".  I cant say I care what is or was normal, I care about living a long high quality life. 

But yeah your friends are why simple statistical models cant be blindly applied.  One always needs to remember how a mathematical model was generated and what assumptions are baked into it or its source data. 

Taran Wanderer

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Re: Overheard on Facebook
« Reply #8217 on: January 03, 2020, 07:32:53 PM »
People get so fixated on ďaverageĒ being ďnormalĒ. In mathematical terms, normal is a distribution and includes a range of values.  Weather forecasts are the worst for this. It drives me nuts to hear the weather person on the local news declare that today was X degrees above or below normal.  ITíS ABOVE OR BELOW AVERAGE!!!  Yes, thatís me yelling at the TV.  They havenít heard me yet, apparently.

JAYSLOL

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Re: Overheard on Facebook
« Reply #8218 on: March 03, 2020, 07:39:49 PM »
The former high school classmate Facebook friend of mine that has spent the last 2 years posting about how they really need to win the lottery to have any chance of paying off debts while posting photos of a brand new big screen tv and new huge dodge truck and complaining about their "loan place"(payday loans), and not making ends meet just posted that they crashed their SO's car and posted a photo of a brand new jeep SUV as the replacement.  I just don't understand how people can be so wrapped up in consumerism that they can completely destroy their own future for that new car smell today.

Itís been a long time since an update.  Just saw a post that this person is off to Las Vegas, I have a feeling more posts of anti-mustachian financial trainwreckery will follow. 

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Re: Overheard on Facebook
« Reply #8219 on: March 04, 2020, 07:14:36 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".

Definitely some bragging in there. "This vacay" as in "I've taken others and plan to do it again."  They're either advertising that they're incredibly stupid at planning and not reading price tags, or bragging that they can afford to blow that much money.  The last time I had a $1000 hotel bill I was staying somewhere for two weeks.

I canít even with the fat fire community



This is particularly funny to me.  A few years ago, I spent the day with one of my out of town friends.  She had just lost her job and had her car repossessed.  We were just walking around and she wanted to go in the candle shop because they were having a sale.  I said that I thought it was a bad idea given her financial situation, but was told that they were 50% off so she HAD to get them.  When it was time to go, she asked if I wanted to get dinner.  I said no, I was going to eat at home and save my money.  She said we could go somewhere cheap.  No thanks.  Meanwhile, I was gainfully employed with money in the bank.  It made me sad.

partgypsy

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Re: Overheard on Facebook
« Reply #8220 on: March 04, 2020, 01:51:57 PM »
Being seriously ill will melt that fat away in record time. Your body does need resources to fight with. Having said that, a healthy weight has enough body fat for that. You're not saving up for anything by being 300 pounds! It's funny how doctor's change advice over time though - before old age they encourage you to lose a few pounds, once you hit "old age" they encourage you to maintain your weight.

You're right.  Part of the problem is that what is marketed to be healthy is like <10% body fat.

Anything that's suggested that has you actively working against your own healthy body isn't healthy. Very low bodyfat is hard for most people to maintain for a reason. There will always be a few who are just genetically of very low bodyfat. That's their healthy. It isn't my healthy. There isn't one healthy, just as there isn't an ideal height or skintone or eyecolour or orientation. You have to remember that people who deal with large groups of folk, like medical agencies, use statistics to tell them what is "normal" and therefore healthy. Outliers aren't automatically unhealthy. I've got friends whose baby was classed as very underweight by their local medical center. By the general standards of kiwi babies, she was a very small baby for her age. Except that her parents are of East Asian extraction, both below 5'5 and both of tiny build. The med staff were also concerned at what the child was being fed - a traditional East Asian type of baby food, one that has raised millions of East Asians! Suffice to say, the child was absolutely fine, although it took awhile for the do-gooders to come to that conclusion.

Or get a doctor with common sense. My oldest daughter was always around 50% of weight but- as she is long/skinny, for a long time her bmi was very low, around the 5% level. The doctor simply tracked her weight. She was healthy, she stayed in the same percentile but just following her own track). She only ended up getting into the 25% later in life when she hit puberty and got some curves. Still, her bmi will always be on the low side because she just has a stretched out body shape (long limbs).

otoh with pregnancy with youngest, they were concerned about her in utero, bugging me to eat more because based on the ultrasounds were estimating her to be underweight saying she was going to be around 4.5-5.5 lbs at birth. When she was born she was 7 lb 1 ounce.
« Last Edit: March 04, 2020, 02:03:11 PM by partgypsy »

ysette9

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Re: Overheard on Facebook
« Reply #8221 on: March 05, 2020, 08:53:25 PM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

partgypsy

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Re: Overheard on Facebook
« Reply #8222 on: March 06, 2020, 10:00:30 AM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

What I have heard, is that the baby steals from the mom. The baby is typically going to get what it needs regardless. But not an excuse not to eat well or nutritionally because it will definitely impact the mother's health and possibly impact the baby.  The opposite thing happened when my mother when pregnant with me was told to STOP EATING so much, you are getting too fat! She was basically put on a diet. The doctor didn't realize she was having twins. It is true we were both on the small side and probably would have weighed more if she ate the way she wanted. But we were both perfectly healthy. 
« Last Edit: March 06, 2020, 11:36:18 AM by partgypsy »

Sibley

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Re: Overheard on Facebook
« Reply #8223 on: March 06, 2020, 12:27:42 PM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

What I have heard, is that the baby steals from the mom. The baby is typically going to get what it needs regardless. But not an excuse not to eat well or nutritionally because it will definitely impact the mother's health and possibly impact the baby.  The opposite thing happened when my mother when pregnant with me was told to STOP EATING so much, you are getting too fat! She was basically put on a diet. The doctor didn't realize she was having twins. It is true we were both on the small side and probably would have weighed more if she ate the way she wanted. But we were both perfectly healthy.

I sincerely hope that doctor apologized on hands and knees to your mother when they realized that they starved a pregnant woman because of stupid "norms". But I doubt that happened. Sometimes doctors are really, really stupid.

partgypsy

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Re: Overheard on Facebook
« Reply #8224 on: March 06, 2020, 02:01:15 PM »
No. This was when pregnant and laboring women were treated like cattle. Things have definitely improved.

Travis

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Re: Overheard on Facebook
« Reply #8225 on: March 13, 2020, 04:11:28 AM »
From the comments section of the Garrison Commander's daily update:

Quote
Will my kids be excused if I don't school them at home? I am not a teacher nor do I want to be

School has been closed for three weeks and counting. The students are receiving daily assignments on the school portal.  As parents we don't have to teach a damn thing - just make sure the kids are logging in and doing the work.  Regardless, we're parents. Making sure our kids are getting an education somehow is what parents do.  Several other spouses gave her hell for the comment.

DadJokes

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Re: Overheard on Facebook
« Reply #8226 on: March 13, 2020, 10:14:25 AM »
Found this gen today:

Quote
I feel some businesses are taking advantage of the situation regarding the Tornado and this Virus!!! I went to one of the Cigarette stores that have been to a few times but not my regular place I stop at. As the 2 places I normally go to were blown way or damaged by tornado. ANYWAY...go into this Cigarette store couple days ago and ask for just a couple of packs of my brand (generic) until I get paid this Friday, The person behind counter....tells me they don't sell by the pack!! WHAT..I say?? What the HELL?? He tells me that they only sell the "Edgefield RED 100's Box" only by the CARTON!!  Because his customers only buy by the carton and never packs?? I just about turned around and wallked out of there. I told him my cigarette places both of them got hit by tornado and just wanted couple packs to hold me over for couple days till I get paid!! He gave in and opened a carton and let me buy 2 packs!! I GUESS THEY MAKE MORE MONEY OFF SELLING CARTONS THAN PACKS??... ó feeling mad.

Taran Wanderer

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Re: Overheard on Facebook
« Reply #8227 on: March 13, 2020, 06:39:34 PM »
Found this gen today:

Addiction sucks.

La Bibliotecaria Feroz

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Re: Overheard on Facebook
« Reply #8228 on: March 14, 2020, 09:59:59 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8229 on: March 14, 2020, 06:13:05 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Travis

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Re: Overheard on Facebook
« Reply #8230 on: March 14, 2020, 06:27:20 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

I'll continue to eat as much chocolate as you put in front of me, often to the point of it making me sick. When there's chocolate candy in the house, normal procedure is for her to grab one or two, my son has a stash, and the rest goes with me to work.  After Halloween, Christmas, and Easter my wife has to remind me of my eating habits and how unsympathetic she'll be if I give myself a stomach ache. 

dragoncar

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Re: Overheard on Facebook
« Reply #8231 on: March 14, 2020, 11:26:33 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8232 on: March 15, 2020, 02:35:59 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......

jinga nation

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Re: Overheard on Facebook
« Reply #8233 on: March 17, 2020, 09:08:24 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

frugalnacho

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Re: Overheard on Facebook
« Reply #8234 on: March 17, 2020, 09:11:39 AM »
I take the boglehead approach to chocolate and consume about 10X what is realistically required just in case.  2,000 calories a day? preposterous, I don't see how anyone could survive on less than 20,000.

dragoncar

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Re: Overheard on Facebook
« Reply #8235 on: March 17, 2020, 11:03:07 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

This seems like a good strategy until you have to rebalance

jinga nation

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Re: Overheard on Facebook
« Reply #8236 on: March 18, 2020, 06:48:23 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

This seems like a good strategy until you have to rebalance
Always rebalance in your favor.
I'm in shape, round is a shape.

Uturn

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Re: Overheard on Facebook
« Reply #8237 on: April 01, 2020, 07:24:40 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
 

Kris

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Re: Overheard on Facebook
« Reply #8238 on: April 01, 2020, 07:48:50 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years

That last one almost literally made my head explode.

zolotiyeruki

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Re: Overheard on Facebook
« Reply #8239 on: April 01, 2020, 07:51:48 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
Wow.  The thing is, Disney is offering some substantial discounts to people who had reservations cancelled because of COVID-19.  I.e. if you had hotel and park tickets, they are giving away free dining plans.

Posting on social media that you haven't filed your taxes the last few years seems...unwise.

SwordGuy

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Re: Overheard on Facebook
« Reply #8240 on: April 01, 2020, 08:03:17 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
Wow.  The thing is, Disney is offering some substantial discounts to people who had reservations cancelled because of COVID-19.  I.e. if you had hotel and park tickets, they are giving away free dining plans.

Posting on social media that you haven't filed your taxes the last few years seems...unwise.

Yeah, with up to a 30% of collected taxes bounty going to the person who reported them...

https://money.howstuffworks.com/personal-finance/personal-income-taxes/how-to-report-tax-fraud3.htm


Given the person's posts they deserve to be turned in.  Even when we were dirt poor we paid our damn taxes.   

ohsnap

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Re: Overheard on Facebook
« Reply #8241 on: April 05, 2020, 03:15:02 PM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

Miss Piggy

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Re: Overheard on Facebook
« Reply #8242 on: April 05, 2020, 04:50:27 PM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.

jinga nation

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Re: Overheard on Facebook
« Reply #8243 on: April 06, 2020, 07:12:32 AM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.
Misery loves company. Birds of a feather...
All too common at my workplace (govt agency) where a lot of the Gov Civilians and Military keep on rolling loans, buying/upgrading/leasing new vehicles, focus on monthly payment only...
Contractors are used to periods of leanness during transition, protests, etc. In the row that I sit in, the 6 contractors have used cars or buy new and keep for life, none commute in trucks (one has a ~1994 Nissan Frontier at home).
« Last Edit: April 06, 2020, 07:56:13 AM by jinga nation »

Sugaree

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Re: Overheard on Facebook
« Reply #8244 on: April 09, 2020, 04:39:23 AM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.
Misery loves company. Birds of a feather...
All too common at my workplace (govt agency) where a lot of the Gov Civilians and Military keep on rolling loans, buying/upgrading/leasing new vehicles, focus on monthly payment only...
Contractors are used to periods of leanness during transition, protests, etc. In the row that I sit in, the 6 contractors have used cars or buy new and keep for life, none commute in trucks (one has a ~1994 Nissan Frontier at home).

I see this a lot too.  Contractors never know when a stop-work order could come down.  The civilians are more confident that a paycheck will be consistent for the next 5-7 years.

wonkette

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Re: Overheard on Facebook
« Reply #8245 on: April 10, 2020, 09:30:23 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

frugalnacho

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Re: Overheard on Facebook
« Reply #8246 on: April 10, 2020, 09:53:25 AM »
The same people in 10 years will be promoting gold or bitcoin and talking about how the stock market is such "a scam" and how after diligently investing (like 3% of their income) for decades they have "nothing" to show for it in terms of investment returns because the whole system was rigged against them while conveniently forgetting to mention that they under saved in the first place, and at the first opportunity decided to sell during a recession and lock in losses to be able to buy a hot tub, and then lock in even further losses with the upkeep of said hot tub.  The crooks of wall street strike again.

Kris

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Re: Overheard on Facebook
« Reply #8247 on: April 10, 2020, 09:54:27 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

This was my reaction to that news, as well. Ugh.

I mean, the problem is, I know some people will find themselves in dire enough straits that this will help them immensely.

But my gut is, the vast majority of people who will pull money out of their 401ks because this temporary lift in penalties will be doing it to buy something big out of a lack of self-control.

partgypsy

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Re: Overheard on Facebook
« Reply #8248 on: April 10, 2020, 11:04:29 AM »
Similar to the post about everyone should now buy a new car, I am closing in on paying off the car I got in 2016 (366 to go!). So of course included in the most recent invoice for payment is an ad about buying a new car with the great interest rates! I am so looking forward to having a paid off car. I don't understand people who have a paid off car, wanting to go right back into debt again.

partgypsy

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Re: Overheard on Facebook
« Reply #8249 on: April 10, 2020, 11:07:07 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

This was my reaction to that news, as well. Ugh.

I mean, the problem is, I know some people will find themselves in dire enough straits that this will help them immensely.

But my gut is, the vast majority of people who will pull money out of their 401ks because this temporary lift in penalties will be doing it to buy something big out of a lack of self-control.
.

My lil brother told his work that he's not coming in. He's used up all his annual leave now, and now had to decide and send correspondence of how much unpaid leave he wants to take off.
He is kind of freaked out about the virus, especially as my elderly mother lives with him. He said, I took out a 50K on my house. So I'm good for the rest of the year." And I said, and yeah, what about after that? If you want to actually hold onto your house you might need a plan B.