I got into a MASSIVE fb flame-war when someone I graduated college with started posting about how all millenials are completely screwed financially and will never be able to retire. My point was, repeatedly, it's about choices and some people make different ones from you. If you want to change your life, change your choices. (And I shared things on how compound interest works, and about how low-income Millennials can use the Retirement Contribution Credit to massively subsidize their savings.)
I had a number of people back me up, and when I offered free financial advice for anyone who wanted to take me up on it, I got a few people interested, so overall I'm glad I participated.
The worst quote was: "Merula, you graduated from college into a good job. From your perspective, yes, it's easy, but that is not the case for MANY Americans." Hilarious because this person WENT TO THE SAME COLLEGE I DID. She took 6 years instead of 4 because she kept changing her major, and went for anthropology while I did business. I *am* lucky that I went to a good college, and for a lot of other reasons, most of which I share with this massive complainypants.