I have one! I should explain the excitement, when you are retired it is hard to find something to contribute here. This is a heard at someone else's place of work, my service department at my car dealership.
I am not mustachian about doing my own car maintenance, I prefer to have my dealership do it and keep the car running properly. Small town - their hourly rates are = Canadian Tire rates in Ottawa, and they know the car and their work is faster/better. Anyway, I had it in for routine maintenance, and had an extra cost since the cabin air filter needed replacing. Fine, if the maintenance needs doing, do it.
While I was paying, the young man at the cash explained that most people would be moaning and groaning, or just not getting the air filter, because when they do their car budget, they do car payments and insurance. Being a person who follows maintenance schedules carefully and keeps cars well over 300,000km, I replied that you have to budget for routine maintenance as well, plus a bit for the unexpected. Apparently not, they have a lot of people who are very unhappy with having to pay for keeping their cars running. They think their cars will keep running with no looking after? I suppose these are the people who buy maintenance packages and trade in the car when the package runs out.
(And zinger, the standard budget cost is loan payments - no comment on that)