One of the tech support guys (FlakeyGuy) who sits beside me is absolutely terrible with money. Both he and his wife work full-time, yet they are absolutely buried in debt due to their excessive spending.
Of course, in addition to eating out for every meal, he also makes daily trips to the gas station across the street for their overpriced, single-pack snacks and soda. Also, being in a position with lots of downtime, his team has a tendency to bring in games and things to occupy their time. Naturally, if someone brings in something new, he always ends up buying one too.
Two of his notable conversations come to mind:
FlakeyGuy: "So, I've started part-time at McDonald's in the mornings before I come to work here. I want to add the extra income to get ahead."
one day later...
FlakeyGuy: "I got another tattoo on my chest! It only cost $350!"
FlakeyGuy: texts OtherCoworker "Hey, OtherCoworker, would you be able to loan me $1,700? Our ferret got slammed in the door. It needs surgery if it's going to have a chance to live, and we don't have the money right now."
one day later...
FlakeyGuy: "My daughter was in town last week. I went out and bought her the newest Playstation and a bunch of games because her mother is always buying her stuff and I want to do it too."