Author Topic: Overheard at Work: The Anti-Antimustachian Edition  (Read 808896 times)

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1450 on: February 09, 2021, 04:38:52 AM »
We had no TV when I was a kid. I remember being asked if we were Amish.  I was confused, as I _really_ did NOT look Amish. There were lots of real Amish around and I didnít fit the dress code .

News Flash!!!
Americans are the most ignorant well-educated people in the world.   Bar none.


Truth.  I had to explain to my team lead the other day that European Spaniards look similar to most other European peoples and are not dark skinned like Latin Americans.

Uh, there are dark skinned Spaniards and light skinned Latin Americans. Both have long histories of varied immigrations.

Yes, I know.  But he was assuming that all Spaniards were darker skinned, like Latin Americans.
Tell him the Spanish cultural Golden Time was under Islamic Rule and it only went downwards after the Christians finshed their "Reconquista". (They were quite successful in pillaging and slaving though in the next few centuries.)

Sugaree

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1451 on: February 09, 2021, 05:06:11 AM »
We had no TV when I was a kid. I remember being asked if we were Amish.  I was confused, as I _really_ did NOT look Amish. There were lots of real Amish around and I didnít fit the dress code .

News Flash!!!
Americans are the most ignorant well-educated people in the world.   Bar none.


Truth.  I had to explain to my team lead the other day that European Spaniards look similar to most other European peoples and are not dark skinned like Latin Americans.

Uh, there are dark skinned Spaniards and light skinned Latin Americans. Both have long histories of varied immigrations.

Yes, I know.  But he was assuming that all Spaniards were darker skinned, like Latin Americans.
Tell him the Spanish cultural Golden Time was under Islamic Rule and it only went downwards after the Christians finshed their "Reconquista". (They were quite successful in pillaging and slaving though in the next few centuries.)

I don't even want to go there.  He's one of those "Christians are so persecuted these days" guys. 

familyandfarming

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1452 on: February 09, 2021, 07:15:16 PM »
There was a dear man who was a custodian at the high school I taught at that would talk with me a few minutes every day. On the day he retired early he told me he was going to buy a professional camera with all the loose change he had swept up every day that kids had dropped or thrown at each other.

markbike528CBX

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1453 on: February 09, 2021, 07:19:28 PM »
There was a dear man who was a custodian at the high school I taught at that would talk with me a few minutes every day. On the day he retired early he told me he was going to buy a professional camera with all the loose change he had swept up every day that kids had dropped or thrown at each other.
THAT perfectly fits the thread.

Adventine

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1454 on: February 09, 2021, 07:27:30 PM »
There was a dear man who was a custodian at the high school I taught at that would talk with me a few minutes every day. On the day he retired early he told me he was going to buy a professional camera with all the loose change he had swept up every day that kids had dropped or thrown at each other.
THAT perfectly fits the thread.

That's such a great story. I hope he's enjoying his well deserved early retirement!

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1455 on: February 10, 2021, 03:47:28 AM »
There was a dear man who was a custodian at the high school I taught at that would talk with me a few minutes every day. On the day he retired early he told me he was going to buy a professional camera with all the loose change he had swept up every day that kids had dropped or thrown at each other.
THAT perfectly fits the thread.
I pity the cashier who has to count that :D

DadJokes

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1456 on: February 11, 2021, 11:24:53 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1457 on: February 12, 2021, 04:19:17 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.
I could not sleep well with crypto stuff. There is simply no understandable reason for big changes.

Also I did made 400 too in the second January week with Tesla, and lost 400 in the third week with Xiaomi thanks to Trump.
It comes, it goes.

One of my coworkers also does cryptos. Currently he looks happier than half a year ago about that :D

ixtap

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1458 on: February 12, 2021, 07:50:51 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.
I could not sleep well with crypto stuff. There is simply no understandable reason for big changes.

Also I did made 400 too in the second January week with Tesla, and lost 400 in the third week with Xiaomi thanks to Trump.
It comes, it goes.

One of my coworkers also does cryptos. Currently he looks happier than half a year ago about that :D

There is more and more talk of paying with things in crypto. How does that even work? Do you make the exchange the second you agree on a price or does every negotiation become a crypto gamble?

Phenix

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1459 on: February 12, 2021, 12:19:34 PM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.
I could not sleep well with crypto stuff. There is simply no understandable reason for big changes.

Also I did made 400 too in the second January week with Tesla, and lost 400 in the third week with Xiaomi thanks to Trump.
It comes, it goes.

One of my coworkers also does cryptos. Currently he looks happier than half a year ago about that :D

There is more and more talk of paying with things in crypto. How does that even work? Do you make the exchange the second you agree on a price or does every negotiation become a crypto gamble?

https://www.investopedia.com/news/bitcoin-pizza-day-celebrating-20-million-pizza-order/
Works out better for some than it does for others.

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1460 on: February 13, 2021, 10:26:40 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.
I could not sleep well with crypto stuff. There is simply no understandable reason for big changes.

Also I did made 400 too in the second January week with Tesla, and lost 400 in the third week with Xiaomi thanks to Trump.
It comes, it goes.

One of my coworkers also does cryptos. Currently he looks happier than half a year ago about that :D

There is more and more talk of paying with things in crypto. How does that even work? Do you make the exchange the second you agree on a price or does every negotiation become a crypto gamble?
That heavily depends on what you use with whom ;)

But in general it's (or can be) not different from paying in any other currency. After all, the currency is just a description related to a certain number of your account.
Take e.g. Paypal who want to jump on the train right now: Does it matter to PP if you click on dollar, Euro or Bitcoin?

Of course that is high level usage, the lower you go the more hassle it becomes - and also a lot less efficient (energy wise) than conventional credit card companies for example, at least for Bitcoin, which btw. cannot handle even 1% of todays credit card transactions.

ixtap

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1461 on: February 13, 2021, 10:30:35 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.
I could not sleep well with crypto stuff. There is simply no understandable reason for big changes.

Also I did made 400 too in the second January week with Tesla, and lost 400 in the third week with Xiaomi thanks to Trump.
It comes, it goes.

One of my coworkers also does cryptos. Currently he looks happier than half a year ago about that :D

There is more and more talk of paying with things in crypto. How does that even work? Do you make the exchange the second you agree on a price or does every negotiation become a crypto gamble?
That heavily depends on what you use with whom ;)

But in general it's (or can be) not different from paying in any other currency. After all, the currency is just a description related to a certain number of your account.
Take e.g. Paypal who want to jump on the train right now: Does it matter to PP if you click on dollar, Euro or Bitcoin?

Of course that is high level usage, the lower you go the more hassle it becomes - and also a lot less efficient (energy wise) than conventional credit card companies for example, at least for Bitcoin, which btw. cannot handle even 1% of todays credit card transactions.

I wasn't worried about PP, but about those on either end of the transaction. The dollar and the euro fluctuate, but not by as much as crypto. Massive fluctuations like crypto are why fiat currencies end up collapsing, going to the dollar or devaluing, but of course that is because the "fluctuations" in fiat currencies tend to go in one direction, not see sawing back and forth.

Dicey

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1462 on: February 13, 2021, 10:45:57 AM »
I am planning a city-wide Food Drive for April. I was speaking to a grocery store manager I know slightly.  He said he wanted to be sure to get the date on the calendar in case he wasn't there. W-w-what? Seems he's worried about his health and wants to take a year off to get things back in balance. You know I was grinning from ear-to-ear under my mask. Of course I mentioned the blog and this site and promised to send a link. Wouldn't it be cool if he discovered he was already there?
« Last Edit: February 13, 2021, 12:41:22 PM by Dicey »

Green_Tea

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1463 on: February 13, 2021, 12:29:15 PM »
[...] and also a lot less efficient (energy wise) than conventional credit card companies for example, at least for Bitcoin, which btw. cannot handle even 1% of todays credit card transactions.

Hey @LennStar , do you happen to have some background reading for this? I was discussing this with a friend and while we found some resources they were kind of vague. Thanks a lot in advance!

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1464 on: February 14, 2021, 04:49:58 AM »
[...] and also a lot less efficient (energy wise) than conventional credit card companies for example, at least for Bitcoin, which btw. cannot handle even 1% of todays credit card transactions.

Hey @LennStar , do you happen to have some background reading for this? I was discussing this with a friend and while we found some resources they were kind of vague. Thanks a lot in advance!
Sorry, I don't know any good place for a beginner. I have been mostly out of crypto for 3 years now. (Except Gridcoin, which is a unique one and not one for a beginner trying to understand :D)

But it should not that hard to find estimates about the energy usage of Bitcoin. The keywords here are "proof of work". (There is also "proof of stake" which uses a lot less energy as an alternative mode to "move the chain")

As for transactions maximum, that's easy: Maximum size of the block, time between blocks and size per transaction.
First one is fixed. Second one averages out in the long run and third can fluctuate a lot depending on how much prior transactions you have to put together for the funds. But that has an average too.

Take those three numbers and you know fairly exact how much transaction a blockchain can do.

NorCal

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1465 on: February 14, 2021, 08:02:58 AM »
[...] and also a lot less efficient (energy wise) than conventional credit card companies for example, at least for Bitcoin, which btw. cannot handle even 1% of todays credit card transactions.

Hey @LennStar , do you happen to have some background reading for this? I was discussing this with a friend and while we found some resources they were kind of vague. Thanks a lot in advance!
Sorry, I don't know any good place for a beginner. I have been mostly out of crypto for 3 years now. (Except Gridcoin, which is a unique one and not one for a beginner trying to understand :D)

But it should not that hard to find estimates about the energy usage of Bitcoin. The keywords here are "proof of work". (There is also "proof of stake" which uses a lot less energy as an alternative mode to "move the chain")

As for transactions maximum, that's easy: Maximum size of the block, time between blocks and size per transaction.
First one is fixed. Second one averages out in the long run and third can fluctuate a lot depending on how much prior transactions you have to put together for the funds. But that has an average too.

Take those three numbers and you know fairly exact how much transaction a blockchain can do.

I canít vouch for crypto numbers, but I can give you some context about credit card numbers. I worked at a major credit card company about a decade ago. At the time, we were processing about 2.5 million transactions a second during peak times ( I forget the annual totals). Given the growth of the industry, Iíd guestimate this number has roughly doubled since I worked there.  All of this was split between two redundant data centers.

A big part of the uphill climb crypto has to overcome are parts of the financial transaction that most people donít think of until they need it. Things like authorization services, dispute resolution, fraud resolution, chargebacks, refunds, etc, donít exist in the crypto world. While these services could possibly be created, it would require eliminating some of the things that make crypto unique.

freedomfightergal

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1466 on: February 17, 2021, 11:18:08 AM »
many years ago I got a new job close to home & started biking to work, taking my lunch & I hadn't had cable or any tv for a couple of years. so after a co-worker commented about some news I mentioned I didn't watch tv & they asked very seriously if I was Amish or something! lol It became a thing after that, I even started wearing all black eheh

I hear there are lots of Amish people in Oz... /s
??

It was at a US based job....

Taran Wanderer

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1467 on: February 17, 2021, 10:11:34 PM »
Well that joke fell flat.  Oops.

zolotiyeruki

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1468 on: February 18, 2021, 06:25:30 AM »
Well that joke fell flat.  Oops.
I appreciated the humor!  (I think freedomfightergal missed the sarcasm tag... :) )

DadJokes

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1469 on: February 18, 2021, 07:05:40 AM »
Twice per week, I have a virtual meeting with our audit team. It's both there to discuss audit status and needs, as well as an excuse to socialize with people. Every meeting starts off with the in-charge talking about his crypto gains for the week. Today, it was "I've made $357 since last week!"

I just smile and nod along. I guess it's good that he's doing something. Another person (fairly new) did say that he plans to stick to index funds whenever he gets around to investing. I hope "whenever he gets around to it" is sooner, rather than later.

When the same thing happened Tuesday, I decided to privately email the two newer staff members and offered a different perspective, including links to a few good blog posts (including two from MMM). One replied that he loves MMM, but hasn't put it all together yet.

Green_Tea

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1470 on: February 18, 2021, 02:58:31 PM »
Thank you @LennStar and @NorCal !

Tjat

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1471 on: April 29, 2021, 06:14:44 PM »
Naturally frugal employee who Iíve managed for years as heís progressed upwards throughout his career: ďhey so Iíve been thinking more about savings now that I have a higher income and noticed that thereís a total 401k limit of like 58k, whatís that about?Ē

I explain how mega back door Rothís work

Him: holy crap thatís a good idea!

talltexan

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1472 on: May 06, 2021, 07:01:01 AM »
indeed my wife and I organized things to make a backdoor contribution on her behalf early in the year. It's also good because it gets you to make the lump sum, early, which on-average will get you a higher return.

Imma

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1473 on: July 05, 2021, 04:53:13 AM »
Here's an anti-antimustachian story, but it's not about work but about family. I don't think there's a seperate thread for that.

I met up with my sibling for the first time in nearly a year. Due to reasons we weren't able to meet up at either of our houses so we decided to go to a restaurant for lunch. I know what my sibling makes and it's not much (less than fulltime minimum wage) even though they work hard. Long story but it's not a choice and I'm very proud of them. I have a good job so I naturally picked up the bill even though they offered to split. I explained that I make tons of money and I know they don't so I would rather they use their limited resources for other things, to which my sibling replied: well, I still manage to save X amount every month! X being an impressive amount for someone on their income.

Then I came home and Mr Imma said 'well, you saved that amount when you were on an extremely low income, so you shouldn't be surprised'. And I guess he's right but I still was positively surprised that someone else is doing it, too. We were raised by the same frugal relatives so I guess I shouldn't be surprised.

talltexan

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1474 on: July 13, 2021, 08:48:09 AM »
Congratulations to you and your relative on your high savings rates!

I'd always suspected my cousin was frugal, but she eventually confirmed that she'd been amping up the saving and even showed me a celebrity selfie her husband had taken with MMM himself.

jinga nation

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1475 on: July 14, 2021, 02:06:15 PM »
At work at customer site yesterday, heard a military officer say she put in her papers to retire, having done 20 in uniform. She said she had contributed a ton to the TSP ever since she joined Uncle Sam's Army hence she could live easily 40 years on her savings and retirement income in her home West African country. Also, she's been investing in rentals and businesses there. Her kids are grown and flown. Her American husband works full-time but he's looking into continuing remote working (since COVID) from there, and then eventually taper down to part-time or seasonal contract work.

Others were astounded on her FIRE plans. Could sense some jealousy in the replies. I'm chuffed there's a secret Mustachian in my workplace.

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1476 on: July 15, 2021, 08:31:18 AM »
Others were astounded on her FIRE plans. Could sense some jealousy in the replies. I'm chuffed there's a secret Mustachian in my workplace.
I hope you send her an mustachian salute.

Adventine

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1477 on: July 16, 2021, 10:37:01 AM »
At work at customer site yesterday, heard a military officer say she put in her papers to retire, having done 20 in uniform. She said she had contributed a ton to the TSP ever since she joined Uncle Sam's Army hence she could live easily 40 years on her savings and retirement income in her home West African country. Also, she's been investing in rentals and businesses there. Her kids are grown and flown. Her American husband works full-time but he's looking into continuing remote working (since COVID) from there, and then eventually taper down to part-time or seasonal contract work.

Others were astounded on her FIRE plans. Could sense some jealousy in the replies. I'm chuffed there's a secret Mustachian in my workplace.

I love these kinds of stories.

Dicey

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1478 on: July 17, 2021, 11:17:35 PM »
At work at customer site yesterday, heard a military officer say she put in her papers to retire, having done 20 in uniform. She said she had contributed a ton to the TSP ever since she joined Uncle Sam's Army hence she could live easily 40 years on her savings and retirement income in her home West African country. Also, she's been investing in rentals and businesses there. Her kids are grown and flown. Her American husband works full-time but he's looking into continuing remote working (since COVID) from there, and then eventually taper down to part-time or seasonal contract work.

Others were astounded on her FIRE plans. Could sense some jealousy in the replies. I'm chuffed there's a secret Mustachian in my workplace.

I love these kinds of stories.
I love your story.

Adventine

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1479 on: July 18, 2021, 08:54:43 AM »
At work at customer site yesterday, heard a military officer say she put in her papers to retire, having done 20 in uniform. She said she had contributed a ton to the TSP ever since she joined Uncle Sam's Army hence she could live easily 40 years on her savings and retirement income in her home West African country. Also, she's been investing in rentals and businesses there. Her kids are grown and flown. Her American husband works full-time but he's looking into continuing remote working (since COVID) from there, and then eventually taper down to part-time or seasonal contract work.

Others were astounded on her FIRE plans. Could sense some jealousy in the replies. I'm chuffed there's a secret Mustachian in my workplace.

I love these kinds of stories.
I love your story.

<3

Freedomin5

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1480 on: August 24, 2021, 04:19:02 AM »
I walked by a group of coworkers today with whom I have a passing acquaintance, one with whom I have worked on projects in the past and had a brief discussion on early retirement. As I walked past, she suddenly said loudly, "Freedomin5 is probably ready to FIRE!" I was a bit surprised and feigned confusion. The other two (whom I knew in passing) quickly jumped in with "FIRE -- it stands for Financial Independence Retire Early." I know one of them has rental property in the states. I was on my way to a meeting, as were they (to a different meeting), so I wasn't able to get deeper into it.

It looks like there may be some FIRE devotees in our midst.

talltexan

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1481 on: September 03, 2021, 01:19:40 PM »
It's good to have a reputation for frugality at work.

It may not be good to have a lot of people think you don't care about a long-term career.

JoePublic3.14

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1482 on: September 14, 2021, 06:05:58 PM »
Glad to have one to share from this morning. Here at a Fortune 100 (barelyÖ) company there is a lot of good, but like most places, thereís a whole lot of bad also. Coworker announced today he is gone this Friday. 20 years was enough, and he openly stated that they are well positioned for him to take a much different job due to their simple life and dedicated investing. He is going from a six figure (likely around $125k) engineering role to a position in a school district maintenance yard. The company has drifted over the last few years, but most of us keep gulping the kool-aid.