Author Topic: Overheard at Work: The Anti-Antimustachian Edition  (Read 981483 times)

firelight

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #750 on: August 24, 2016, 12:04:09 PM »
One of my co-workers is selling his 1997 civic that has 300k+ miles on it. And he is going to bike 10 miles to work every day. This is awesome because almost all the other cars in our parking lot start in 2010+.

slugline

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #751 on: August 25, 2016, 01:15:28 PM »
One of my co-workers is selling his 1997 civic that has 300k+ miles on it. And he is going to bike 10 miles to work every day. This is awesome because almost all the other cars in our parking lot start in 2010+.

That's pretty hardcore, considering the age/mileage on that car. Wouldn't most of his driving-related expense actually be liability insurance at this point?

mtn

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #752 on: August 25, 2016, 02:01:57 PM »
One of my co-workers is selling his 1997 civic that has 300k+ miles on it. And he is going to bike 10 miles to work every day. This is awesome because almost all the other cars in our parking lot start in 2010+.

That's pretty hardcore, considering the age/mileage on that car. Wouldn't most of his driving-related expense actually be liability insurance at this point?

Liability insurance, gasoline (figure about 2-5 gallons a week), wear items (brakes, tires, clutch, etc.), maintenance, oil changes...

firelight

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #753 on: August 25, 2016, 03:07:13 PM »
One of my co-workers is selling his 1997 civic that has 300k+ miles on it. And he is going to bike 10 miles to work every day. This is awesome because almost all the other cars in our parking lot start in 2010+.

That's pretty hardcore, considering the age/mileage on that car. Wouldn't most of his driving-related expense actually be liability insurance at this point?

Liability insurance, gasoline (figure about 2-5 gallons a week), wear items (brakes, tires, clutch, etc.), maintenance, oil changes...
He said he wasn't using the car much after his move closer to work, hence the plan to sell it and use the bike. If I remember, he took the prize for the lowest gasoline usage in our group a year or two back.

And, he found someone who bought the car at $1000 last week. Major kudos to him!!

Money Badger

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #754 on: August 27, 2016, 06:39:41 AM »
This one's both face punch as well as anti-antiMMM...    Older co-worker friend of mine nearing retirement (62) who has already confided his home is STILL under water from the housing bubble and is quite fond of spending money on new car, cruises, trips to casinos, etc.    Anyway, it comes up over lunch a month or so ago that he is NOT CONTRIBUTING TO HIS 401K where we also have a 3% company match.    I mean, nothing at all, zilch, zero!!   

After I digest this and mentally face-punched him a thousand times...

I tactfully suggest he's leaving thousands of dollars a year on the table and jacking up his current tax bracket to boot.    Fast forward to last week finally, he mentioned "Hey, that was a good idea you had about the 401K, thanks!"

TomTX

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #755 on: August 27, 2016, 07:41:54 AM »
This one's both face punch as well as anti-antiMMM...    Older co-worker friend of mine nearing retirement (62) who has already confided his home is STILL under water from the housing bubble and is quite fond of spending money on new car, cruises, trips to casinos, etc.    Anyway, it comes up over lunch a month or so ago that he is NOT CONTRIBUTING TO HIS 401K where we also have a 3% company match.    I mean, nothing at all, zilch, zero!!   

After I digest this and mentally face-punched him a thousand times...

I tactfully suggest he's leaving thousands of dollars a year on the table and jacking up his current tax bracket to boot.    Fast forward to last week finally, he mentioned "Hey, that was a good idea you had about the 401K, thanks!"

You want to be in this other thread for Facepunch stuff:

http://forum.mrmoneymustache.com/antimustachian-wall-of-shame-and-comedy/overheard-at-work/?topicseen

I come to THIS thread for good news that was overheard.

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #756 on: August 27, 2016, 11:57:20 AM »
This one's both face punch as well as anti-antiMMM...    Older co-worker friend of mine nearing retirement (62) who has already confided his home is STILL under water from the housing bubble and is quite fond of spending money on new car, cruises, trips to casinos, etc.    Anyway, it comes up over lunch a month or so ago that he is NOT CONTRIBUTING TO HIS 401K where we also have a 3% company match.    I mean, nothing at all, zilch, zero!!   

After I digest this and mentally face-punched him a thousand times...

I tactfully suggest he's leaving thousands of dollars a year on the table and jacking up his current tax bracket to boot.    Fast forward to last week finally, he mentioned "Hey, that was a good idea you had about the 401K, thanks!"

You want to be in this other thread for Facepunch stuff:

http://forum.mrmoneymustache.com/antimustachian-wall-of-shame-and-comedy/overheard-at-work/?topicseen

I come to THIS thread for good news that was overheard.

Did you miss the last sentence?

dragoncar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #757 on: August 27, 2016, 03:50:23 PM »
This one's both face punch as well as anti-antiMMM...    Older co-worker friend of mine nearing retirement (62) who has already confided his home is STILL under water from the housing bubble and is quite fond of spending money on new car, cruises, trips to casinos, etc.    Anyway, it comes up over lunch a month or so ago that he is NOT CONTRIBUTING TO HIS 401K where we also have a 3% company match.    I mean, nothing at all, zilch, zero!!   

After I digest this and mentally face-punched him a thousand times...

I tactfully suggest he's leaving thousands of dollars a year on the table and jacking up his current tax bracket to boot.    Fast forward to last week finally, he mentioned "Hey, that was a good idea you had about the 401K, thanks!"

You want to be in this other thread for Facepunch stuff:

http://forum.mrmoneymustache.com/antimustachian-wall-of-shame-and-comedy/overheard-at-work/?topicseen

I come to THIS thread for good news that was overheard.

Did you miss the last sentence?

I come to this thread for three or four sentences, max.

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #758 on: August 27, 2016, 08:43:50 PM »
This one's both face punch as well as anti-antiMMM...    Older co-worker friend of mine nearing retirement (62) who has already confided his home is STILL under water from the housing bubble and is quite fond of spending money on new car, cruises, trips to casinos, etc.    Anyway, it comes up over lunch a month or so ago that he is NOT CONTRIBUTING TO HIS 401K where we also have a 3% company match.    I mean, nothing at all, zilch, zero!!   

After I digest this and mentally face-punched him a thousand times...

I tactfully suggest he's leaving thousands of dollars a year on the table and jacking up his current tax bracket to boot.    Fast forward to last week finally, he mentioned "Hey, that was a good idea you had about the 401K, thanks!"

You want to be in this other thread for Facepunch stuff:

http://forum.mrmoneymustache.com/antimustachian-wall-of-shame-and-comedy/overheard-at-work/?topicseen

I come to THIS thread for good news that was overheard.

Did you miss the last sentence?

I come to this thread for three or four sentences, max.

This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

ender

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #759 on: August 28, 2016, 09:57:51 AM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #760 on: August 28, 2016, 10:44:53 AM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

Well apparently dragoncar won't ever find out.....

dragoncar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #761 on: August 28, 2016, 10:01:13 PM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

Well apparently dragoncar won't ever find out.....

A Good Samaritan forwarded your offer in a PM and I will be happy to collect.  Just send it to:

Dragon car
1 Yemen road
Yemen

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #762 on: August 28, 2016, 11:05:20 PM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

Well apparently dragoncar won't ever find out.....

A Good Samaritan forwarded your offer in a PM and I will be happy to collect.  Just send it to:

Dragon car
1 Yemen road
Yemen

Yemen that actually sounds like a real country!

Goldielocks

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #763 on: August 28, 2016, 11:06:32 PM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

Well apparently dragoncar won't ever find out.....

You mean,,,,  DRAGONCAR ???

https://www.google.ca/search?q=dragoncar&rlz=1CAASUD_enCA670CA670&tbm=isch&imgil=98W3sunUm44zLM%253A%253BUKcAMnSdonmHcM%253Bhttp%25253A%25252F%25252Fifunny.co%25252Ffun%25252FSi7ETWVS2&source=iu&pf=m&fir=98W3sunUm44zLM%253A%252CUKcAMnSdonmHcM%252C_&usg=__gZd7VI6rgLJDDU8bxWb9eL3Nb2c%3D&biw=1366&bih=608&ved=0ahUKEwjagMzh7OXOAhUL4GMKHT9TARAQyjcIMA&ei=V8LDV5r5O4vAjwO_poWAAQ#imgrc=98W3sunUm44zLM%3A

My kids could not stop laughing when I mentioned that we had a poster named "Dragoncar" on here, and then they showed me why....

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #764 on: August 28, 2016, 11:09:07 PM »
This is my first sentence. And my second. And my third. Finally, my fourth.

Congratulations, dragoncar! You've been selected to win $100 from the Johnny847 fund. Please PM Johnny847 for details on how to claim your prize =)

Looks legit

Well apparently dragoncar won't ever find out.....

You mean,,,,  DRAGONCAR ???

https://www.google.ca/search?q=dragoncar&rlz=1CAASUD_enCA670CA670&tbm=isch&imgil=98W3sunUm44zLM%253A%253BUKcAMnSdonmHcM%253Bhttp%25253A%25252F%25252Fifunny.co%25252Ffun%25252FSi7ETWVS2&source=iu&pf=m&fir=98W3sunUm44zLM%253A%252CUKcAMnSdonmHcM%252C_&usg=__gZd7VI6rgLJDDU8bxWb9eL3Nb2c%3D&biw=1366&bih=608&ved=0ahUKEwjagMzh7OXOAhUL4GMKHT9TARAQyjcIMA&ei=V8LDV5r5O4vAjwO_poWAAQ#imgrc=98W3sunUm44zLM%3A

My kids could not stop laughing when I mentioned that we had a poster named "Dragoncar" on here, and then they showed me why....


That's dragoncar's avatar, just cartoonized and not animated...

Goldielocks

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #765 on: August 28, 2016, 11:12:17 PM »
Animated is better, but the cartoon avatar is saner/safer for a forum post... .   

dragoncar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #766 on: August 29, 2016, 12:16:30 AM »
Animated is better, but the cartoon avatar is saner/safer for a forum post... .

Yeah I had to crop the original so as not to offend/ intimidate other posters with my giant dragon schlong. 

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #767 on: August 29, 2016, 10:37:34 AM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

mtn

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #768 on: August 29, 2016, 10:42:16 AM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

Can't walk due to feet issues. (just a guess)

TheGrimSqueaker

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #769 on: August 29, 2016, 12:26:58 PM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

When they amputate your legs it's hard to walk.

ender

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #770 on: August 29, 2016, 06:54:05 PM »
A coworker has been learning to deal with his diabetes diagnosis and one of the lifestyle changes he has had to make is getting a riding lawn mower instead of a push mower. He has been selling his mowing services to his neighbors and currently has three regular customers and a few more who call him up as needed.  With the money he's making he's covering the cost of his mower entirely, so once it's paid off it'll be a great side hustle. Since they're his neighbors he doesn't need a trailer to haul it or a gas guzzling truck to haul the trailer.

When life gives you lemons... make and sell lemonade :-)

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #771 on: August 30, 2016, 01:42:53 PM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

When they amputate your legs it's hard to walk.
When the diagnosis is diabetes because you can no longer walk, then something went wrong for YEARS. Or decades.

TheGrimSqueaker

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #772 on: August 30, 2016, 04:16:38 PM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

When they amputate your legs it's hard to walk.
When the diagnosis is diabetes because you can no longer walk, then something went wrong for YEARS. Or decades.
True, although since it's often untreated in my neck of the woods people tend to go downhill fast. An unnoticed cut on the foot, once infected, can get complicated quickly.

Miss Piggy

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #773 on: August 30, 2016, 05:54:35 PM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

Diabetic neuropathy is my guess. As I understand it, it's quite common among diabetics and quite painful.

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #774 on: August 30, 2016, 11:54:54 PM »
Huh? How can diabetes make you need a riding mower?
It makes more sense the other way round: More exercise, less fat, better insulin levels.

Or is he one of those rare sticks in the landscape and the diabetes is completely genetic+age?

Diabetic neuropathy is my guess. As I understand it, it's quite common among diabetics and quite painful.
It is.
My father got it about 8 years after he started injecting insulin (which is already a late state) and never doing it right. You know - only stop eating sweets 2 days before going to the doctor and such things resulting in a steady slightly too high sugar. Which is main cause for the neuropathy. (But mocking the guy who eats 2 bits of chocolade a day by the clock.)
That why I said something went wrong for years. Neuropathy does not just pop out of nothing, its a long-time damage to the nerves.

MgoSam

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #775 on: August 31, 2016, 08:48:57 AM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

TheGrimSqueaker

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #776 on: August 31, 2016, 10:15:22 AM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

MgoSam

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #777 on: August 31, 2016, 01:06:45 PM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

TheGrimSqueaker

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #778 on: August 31, 2016, 02:07:38 PM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

Or it could just as easily be: they both have bills.

Papa Mustache

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #779 on: September 01, 2016, 08:30:39 AM »
A coworker has been learning to deal with his diabetes diagnosis and one of the lifestyle changes he has had to make is getting a riding lawn mower instead of a push mower. He has been selling his mowing services to his neighbors and currently has three regular customers and a few more who call him up as needed.  With the money he's making he's covering the cost of his mower entirely, so once it's paid off it'll be a great side hustle. Since they're his neighbors he doesn't need a trailer to haul it or a gas guzzling truck to haul the trailer.

Back when I was doing that on the side I towed a 5x8ft trailer and riding mower with our grocery getter 150HP four cylinder vehicle. Not much reason for a big vehicle unless you want to drag race while towing. Still driving that same vehicle many, many years later so it didn't hurt it.

dragoncar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #780 on: September 01, 2016, 09:54:10 AM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

Or it could just as easily be: they both have bills.

They're both in debt up to their eyeballs.

La Bibliotecaria Feroz

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #781 on: September 02, 2016, 11:13:14 AM »
I'm going to get us back on topic! One of my twentysomething coworkers just got promoted from thirty-hour shelver to forty-hour clerk. Few more dollars an hour times more hours. Says he's going to keep his second job at the movie theater.

He has previously mentioned that he chooses not to pay for air conditioning and regrets leasing a car because he really prefers just having an old beater.

shelivesthedream

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #782 on: September 04, 2016, 08:33:19 AM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

Or it could just as easily be: they both have bills.

I had thought that the answer was that Poe wrote on both.

Carless

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #783 on: September 05, 2016, 05:13:21 PM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

Or it could just as easily be: they both have bills.

I had thought that the answer was that Poe wrote on both.

I've heard 'Because they both produce flat notes'

and also 'Because neither of them is an umbrella'

HappierAtHome

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #784 on: September 05, 2016, 06:36:41 PM »
Yesterday, in the lunch room: I don't understand how people live without a nice big pile of money available to cover things like car repairs and vet bills - it must be so stressful!

Threshkin

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #785 on: September 06, 2016, 10:22:40 AM »
Yesterday, in the lunch room: I don't understand how people live without a nice big pile of money available to cover things like car repairs and vet bills - it must be so stressful!

Amen to that!  I am not brave enough to be in debt.  Way to scary!

MgoSam

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #786 on: September 07, 2016, 01:09:29 PM »
Huh? How can diabetes make you need a riding mower?


Reminds me of the eternal question "Why is a raven like a writing desk?"

They both have quills. Thought it was obvious.

True, but only obvious if you think hard enough to what writing was like back in those days. The thought of a quill and ink doesn't come to my mind when I think of that era.

Or it could just as easily be: they both have bills.

I had thought that the answer was that Poe wrote on both.

I've heard 'Because they both produce flat notes'

and also 'Because neither of them is an umbrella'

Both can be incinerated...

BTDretire

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #787 on: September 07, 2016, 03:29:50 PM »



Reminds me of the eternal question "Why is a raven like a writing desk?"


I had thought that the answer was that Poe wrote on both.

 Very nice, dream

stripey

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #788 on: September 12, 2016, 06:25:35 PM »



Reminds me of the eternal question "Why is a raven like a writing desk?"


I had thought that the answer was that Poe wrote on both.

 Very nice, dream
I agree. The winning quip.

Taran Wanderer

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #789 on: September 12, 2016, 10:48:43 PM »
Somehow stumbled onto the subject of retirement savings at a recent work event.  One of my co-workers shared that he maxes out his 401k each year and that his family continues to live on the level of income he had several years and two promotions in the past.  Winning!

johnny847

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #790 on: September 14, 2016, 06:30:51 AM »
Somehow stumbled onto the subject of retirement savings at a recent work event.  One of my co-workers shared that he maxes out his 401k each year and that his family continues to live on the level of income he had several years and two promotions in the past.  Winning!

Nice!


How many coworkers scoffed at this idea?

Taran Wanderer

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #791 on: September 14, 2016, 09:02:59 PM »
A third person was there. She didn't scoff. I kinda gathered she maxed out, too, but I can't be sure.

ender

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #792 on: September 27, 2016, 11:30:14 AM »
Coworker mentioned MMM as a financial blogger they read over lunch.

HappierAtHome

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #793 on: September 28, 2016, 08:08:08 PM »
My manager, who I already knew makes careful spending decisions and saves, mentioned that she subscribes to a daily email service about the market so that she can see how her blue chip stocks are travelling.

I suspect she is FI and just doesn't know it.

Inaya

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #794 on: October 06, 2016, 10:23:24 AM »
Another one from public transit. Bright-eyed Northwestern freshman proudly declares to her mentor that she has finally realized that getting coffee at Starbucks is too expensive when she could be paying much less at home with K-cups. Eh, baby steps, I'll take it. She's learning much earlier than many (and some never do).

talltexan

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #795 on: October 07, 2016, 11:20:08 AM »
NU grad here...I left far too much money in the coffee shops around Evanston, not realizing at the time what those dollars could have become through compounding. At least I kept funding my Roth.

mtn

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #796 on: October 07, 2016, 11:54:08 AM »
Last time I was in Evanston I dropped 2 grand.

Wait, that might have been the 2nd to last time. Last time might have only been $8. Same store though.

Gin1984

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #797 on: October 07, 2016, 02:46:23 PM »
Another one from public transit. Bright-eyed Northwestern freshman proudly declares to her mentor that she has finally realized that getting coffee at Starbucks is too expensive when she could be paying much less at home with K-cups. Eh, baby steps, I'll take it. She's learning much earlier than many (and some never do).
Ok, that is funny because my 58 year old mother learned that.  Then bought a machine for work as well as home.  Then bought one for me when she came to visit when my daughter was born because she was too addicted to having them.....So might be baby steps in the wrong direction.

moof

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #798 on: October 07, 2016, 05:19:11 PM »
Somehow stumbled onto the subject of retirement savings at a recent work event.  One of my co-workers shared that he maxes out his 401k each year and that his family continues to live on the level of income he had several years and two promotions in the past.  Winning!
One of my coworkers kept complaining how every stock he picked was a sure fire loser, to the point that his previous boss made money betting against his picks.

So I shamed him occasionally on lunch walks for a couple months whenever he complained about the market.  About a month ago he asked for which total market funds I put my money into in Fidelity and Vanguard.  Since then he has come around to the total market approach rather than following the awful advice he kept believing from CNBC talking heads.  He is also digging into the details of how much SSA he and his wife will get, how her pension works, the 4% rules, and re-evaluating whether the ~2.5% return he is getting on his rental properties wouldn't be better off in VTSAX.

I am pretty sure that if he wasn't such a softy about helping his kids out with cars, phones, Apple anything, college, and free rent he would be FIRE now and does not quite realize it.  At the least I am pretty sure they would be more than OK just on his wife's salary since she really likes her job and does not want to retire for 10 more years regardless if they were FI.  I am settling for the fact that he wants to beat my 8 year goal.

Just this week he jumped all over our boss on a lunch walk for not knowing at all what his retirement picture looked like.  It was a sight to behold.  Our boss was so intrigued and hungry for a road map to approach the subject that he decided not to take the short cut back to the office and finished the long loop with us.  My coworker had done so much research after I got him fired up that I even learned a couple things over the 2 miles while he did the financial drill sergeant routine.  It was quite the sight to behold.  There is hope!

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #799 on: October 08, 2016, 05:44:00 AM »
Since then he has come around to the total market approach rather than following the awful advice he kept believing from CNBC talking heads. 
Uh.... you dont mean like on TV?
Like those "Here is an awfully overpriced stock, look at that SPIKE in the graph, I let you suckers buy it so it spikes even higher and then I sell with $$$ profit and can laugh about you as you see your "investment" drop through the cellar" TV shows??

 

Wow, a phone plan for fifteen bucks!