I can believe it. When my car's engine blew, while the service department was finding me a newish one, the sales people were all ready to give me a big trade-in and sell me a new car. They figured they could refinance my loan at the same payment as I have now. I was sorry for the guy, he was trying to get me a good deal, but I had to explain that I could buy the new engine and get it installed, and be done with the loan next March, and then I could start saving those payments for my next car. He couldn't grasp that I didn't want to keep forking out that payment for another 4 or 5 years.
I like the car, it meets my needs, it is in good shape mechanically, the new engine had about 11,000 km on it, and I do a lot less mileage now, so I figure my car is good for at least 5-8 more years. By then I may live in town and just take a taxi or the BMW (Montreal version).