Author Topic: Got a Lecture from Car Dealer Finance Guy  (Read 13394 times)

Pizzabrewer

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Re: Got a Lecture from Car Dealer Finance Guy
« Reply #50 on: December 17, 2019, 12:33:17 PM »
Well thank you @jinga nation.  I did the "internet inquiry" and they quoted a price that is substantially lower than what I was planning to offer.  The almost $8k car is now under $6k.  The salesperson's comment was:  "this car has been here a while and needs to go".  I almost can't lose on this deal, unless the Carfax and photos are lying/hiding a big problem.

« Last Edit: December 17, 2019, 12:36:27 PM by Pizzabrewer »

Chris Pascale

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Re: Got a Lecture from Car Dealer Finance Guy
« Reply #51 on: December 17, 2019, 09:45:22 PM »


Me: "You might want to listen to some Dave Ramsey."

Finance Guy: (pointing to cell phone) "Oh, I listen to him all the time. He's a big fan of leasing cars."

Me: "I think you got the wrong guy."

I bet Ramsey would love to plug that dealership.

talltexan

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Re: Got a Lecture from Car Dealer Finance Guy
« Reply #52 on: December 19, 2019, 09:42:25 AM »
I don't do a lot of the Dave Ramsey stuff.

But I've found that dropping his name ends a lot of conversations where people are trying to sell me something.

Chris Pascale

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Re: Got a Lecture from Car Dealer Finance Guy
« Reply #53 on: January 04, 2020, 12:18:12 AM »
I don't do a lot of the Dave Ramsey stuff.

But I've found that dropping his name ends a lot of conversations where people are trying to sell me something.

Timeshare salesman said that buying from him was like the Dave Ramsey plan for vacationing.

Which is true if words don't have meanings.

Reynold

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Re: Got a Lecture from Car Dealer Finance Guy
« Reply #54 on: March 11, 2020, 04:08:45 PM »
Sometimes there can be surprises on the financing even if you read the terms and conditions, 2 cars ago they offered us another $500 off if we got their financing, no minimum # of payments needed.  We took it, planning to pay it off in cash that week, but;

1. It turned out it took well over a month for them to generate the loan stuff, so we had to pay almost 2 months interest on it, and
2. We had to pay the state title fee a second time to get another title that didn't have the bank on it as lien holder.

We still ended up saving about $200 out of the $500 we'd expected, but it was barely worth it for all the extra hassle.