CREDIT CARDS $ 1,134
"Paula: I have a few credit cards: Capital One, Merrick Bank, Children’s Place, Walmart, Macy’s, Fingerhut. I owe money on all of them."
Mumma mia ! Groceries are already on their own hefty line - so that 1.1k is just one months CC debt repayment ? How much balance are they carrying and why are they so keen to give money in interest to the banks ?
"The Walmart credit card — that is for groceries, and they just upped my credit."
Hurrah ! They have saved you - quick, spend more on groceries !
$344 on cell phones ? $899 on restaurants ? $365 on kids activities ?
"There are some days you just want to give up, you want to crawl in a room and sit there and cry and not want to do it, but who’s going to pay my bills?"
Hope she has a friend that can gently suggest that there is some scope for reduction in outgoings a little while..