Doesn't work that way with me. It's more quantum wealth levels, in which there's a basic level of happiness that doesn't change much until the next level. So at level 1 I might have barely enough to eat &c. Add a few bucks, or even a few thousand, to that, and nothing much changes until I hit level 2, where I can afford a mortgage on a fairly decent place. Level 3 I hit minimal FI/FU money, nothing much changes until level 4, where I have several million & can afford a nice ranch...