I look forward to more details also... Like, can I have one of these accounts in addition to my Roth? I especially like this line... "It will also be easier for your employer to offer these accounts because the government will manage the paperwork and invest the money, saving companies the cost of hiring a plan sponsor".... I am relatively young (33) and I like to think I am not too jaded yet, but that just smells funny.... like, "hey, don't you worry your pretty little head! WE will take care of EVERYTHING for you... snicker snicker..." haha!