Articles like this are fucking stupid. Of course people don't have savings accounts! Why would you? They're not paying any better interest than checking accounts (at least at the "giant monster mega banks"), so having one is pointless -- just leave your money in your checking account instead.
Of course, then an article comes along screaming "oh noes! nobody has lots of money in their checking accounts!" Of course they don't; that'd be stupid! They should invest the money, not just "save" it.
Then there are the articles bemoaning the fact that lots of people have small 401k balances. Well that's because they rolled it over into an IRA, dumbasses! My 401k only has $16K in it. What do you expect -- it's only been open 3 months!!!
If you want to write an article about how consumer suckers have no assets, then do a study with the correct methodology to prove that claim instead of looking at little bits and pieces in isolation!
In other news, "journalists" have no goddamn critical thinking skills anymore.