Author Topic: Matress $27 mo. for 8 years  (Read 6015 times)

BTDretire

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Matress $27 mo. for 8 years
« on: March 04, 2016, 02:42:14 PM »
There is an add running locally selling matresses for $27 a month for 8 years.
Buy hey, it's interest free. :-)

Zikoris

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Re: Matress $27 mo. for 8 years
« Reply #1 on: March 04, 2016, 02:51:22 PM »
$2592 on a mattress? WOWZA! I thought I was being a crazy spendthrift on my $800 pillow top one.

Inaya

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Re: Matress $27 mo. for 8 years
« Reply #2 on: March 04, 2016, 02:57:31 PM »
That can't be just the mattress, can it? I mean... does it have like heating or moving backrest, or firmness adjustment? (I'm kinda scared it's just a mattress.)


I managed to score a queen-size Tempurpedic mattress+base for $450 and I was feeling guilty for paying so much.

dycker1978

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Re: Matress $27 mo. for 8 years
« Reply #3 on: March 04, 2016, 02:58:04 PM »
One of my neighbours at my old place did this often.  She bought a 50" Plasma TV for something like $47 a month for 5 years.  This was right when they started to phase out plasma's.  The same TV was about $500-$700 at a big box store.

But hey who cant afford $47 a month.  Not everyone has an extra $700 lying around you know....

dycker1978

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Re: Matress $27 mo. for 8 years
« Reply #4 on: March 04, 2016, 03:02:09 PM »
That can't be just the mattress, can it? I mean... does it have like heating or moving backrest, or firmness adjustment? (I'm kinda scared it's just a mattress.)


I managed to score a queen-size Tempurpedic mattress+base for $450 and I was feeling guilty for paying so much.

http://www.easyhome.ca/furniture/bedroom/mattresses/queen/mattress_queen_elite_fbserc15a_07qsu

Nope just the mattress here

bobechs

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Re: Matress $27 mo. for 8 years
« Reply #5 on: March 04, 2016, 03:07:14 PM »
$2592 on a mattress? WOWZA! I thought I was being a crazy spendthrift on my $800 pillow top one.

Well, yes.  You were.


chesebert

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Re: Matress $27 mo. for 8 years
« Reply #6 on: March 04, 2016, 03:07:35 PM »
That can't be just the mattress, can it? I mean... does it have like heating or moving backrest, or firmness adjustment? (I'm kinda scared it's just a mattress.)


I managed to score a queen-size Tempurpedic mattress+base for $450 and I was feeling guilty for paying so much.

Is that the used price? New Tempurpedics are like $4,500

obstinate

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Re: Matress $27 mo. for 8 years
« Reply #7 on: March 04, 2016, 03:19:27 PM »
That's actually not that bad, especially if it's interest free, depending on what you would otherwise spend on a similar mattress. If you invest the difference, you're getting paid about a hundred bucks a year in the first couple of years. And you also have to discount the payments by about two percent per year due to inflation. I wouldn't be surprised if the present value is a ten or twenty percent discount versus buying the mattress outright.

Zikoris

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Re: Matress $27 mo. for 8 years
« Reply #8 on: March 04, 2016, 03:23:43 PM »
$2592 on a mattress? WOWZA! I thought I was being a crazy spendthrift on my $800 pillow top one.

Well, yes.  You were.

I know. In my defense, it was pre-mustache, 7 years ago. I still use it, and it's super comfy!

mm1970

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Re: Matress $27 mo. for 8 years
« Reply #9 on: March 04, 2016, 03:44:51 PM »
That's actually not that bad, especially if it's interest free, depending on what you would otherwise spend on a similar mattress. If you invest the difference, you're getting paid about a hundred bucks a year in the first couple of years. And you also have to discount the payments by about two percent per year due to inflation. I wouldn't be surprised if the present value is a ten or twenty percent discount versus buying the mattress outright.
That was my thought too, but when I googled the type of mattress, I found the US version by Serta.  It's $540 at Overstock.

So...it's not a super high end mattress.

(Our queen mattress we bought 1.5 years ago was $1400)

Inaya

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Re: Matress $27 mo. for 8 years
« Reply #10 on: March 04, 2016, 09:16:55 PM »
That can't be just the mattress, can it? I mean... does it have like heating or moving backrest, or firmness adjustment? (I'm kinda scared it's just a mattress.)


I managed to score a queen-size Tempurpedic mattress+base for $450 and I was feeling guilty for paying so much.

Is that the used price? New Tempurpedics are like $4,500


My husband worked at a Sears that closed down. He was able to nab the "open box" model. So not really new, but not really used either.

MilesTeg

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Re: Matress $27 mo. for 8 years
« Reply #11 on: March 05, 2016, 02:02:35 AM »
$2,500 for a mattress is not necessarily bad. Good mattresses can easily go for much, much more.

Worth every penny, and then some, if it helps you get good sleep.

paddedhat

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Re: Matress $27 mo. for 8 years
« Reply #12 on: March 05, 2016, 06:50:35 AM »
$2,500 for a mattress is not necessarily bad. Good mattresses can easily go for much, much more.

Worth every penny, and then some, if it helps you get good sleep.

Please spend some time researching on sites like sleep like the dead, and relieve yourself of this silly idea. I have repeatedly read that a markup of 8-10X and more is a common spread between manufacturer's cost and final retail. I have an incredible Tempurpedic. It was lightly used, and cost me far less than 1/10 of what the original owner paid. If I wanted an exact replacement there are many suppliers that can build a duplicate with custom layers of specific foam, for a tenth of the cost of a new name brand unit. The same opportunity exists for any other type of mattress. There is no need to hand thousands of wasted dollars to a retailer to cover excess profit and advertising costs for a designed brand mattress.

mm1970

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Re: Matress $27 mo. for 8 years
« Reply #13 on: March 05, 2016, 09:23:44 AM »
$2,500 for a mattress is not necessarily bad. Good mattresses can easily go for much, much more.

Worth every penny, and then some, if it helps you get good sleep.
My best guess is that this is not a $2500 mattress, looks like $600

MgoSam

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Re: Matress $27 mo. for 8 years
« Reply #14 on: March 05, 2016, 11:21:11 AM »
$2,500 for a mattress is not necessarily bad. Good mattresses can easily go for much, much more.

Worth every penny, and then some, if it helps you get good sleep.
My best guess is that this is not a $2500 mattress, looks like $600

No interest doesn't necessarily mean that it actually is "no interest."

paddedhat

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Re: Matress $27 mo. for 8 years
« Reply #15 on: March 05, 2016, 07:45:58 PM »

My husband worked at a Sears that closed down. He was able to nab the "open box" model. So not really new, but not really used either.
Well at least somebody gained a bit from Eddie lampert's successful efforts to totally destroy Sears. I know several past and present management folks from the company. Wow, the stories they tell, it's sad.

JAYSLOL

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Re: Matress $27 mo. for 8 years
« Reply #16 on: March 06, 2016, 07:31:52 AM »
That can't be just the mattress, can it? I mean... does it have like heating or moving backrest, or firmness adjustment? (I'm kinda scared it's just a mattress.)


I managed to score a queen-size Tempurpedic mattress+base for $450 and I was feeling guilty for paying so much.

http://www.easyhome.ca/furniture/bedroom/mattresses/queen/mattress_queen_elite_fbserc15a_07qsu

Nope just the mattress here

I now have a renewed hatred for Easy Home, everything listed on their site works out to about 300% markup from an indentical item listed at Best Buy or somewhere else.

BTDretire

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Re: Matress $27 mo. for 8 years
« Reply #17 on: March 06, 2016, 10:01:42 AM »
 Sorry, I can't go to the movie this week, my mattress payment is due. ARGH!

zephyr911

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Re: Matress $27 mo. for 8 years
« Reply #18 on: March 11, 2016, 06:12:21 AM »
Apologies for somewhat foamy comment, but is there a serious thread about mattresses that's active right now? Our $299 special is going to shit after ~5 years, all rutted etc, and we're not sleeping well. We don't like any of the options we can afford, yet.
Gotta figure something out in the next few months.

faithless

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Re: Matress $27 mo. for 8 years
« Reply #19 on: March 11, 2016, 11:52:24 AM »
Apologies for somewhat foamy comment, but is there a serious thread about mattresses that's active right now? Our $299 special is going to shit after ~5 years, all rutted etc, and we're not sleeping well. We don't like any of the options we can afford, yet.
Gotta figure something out in the next few months.

I read this recently, don't know if it helps: http://www.frugalwoods.com/2014/06/23/how-i-saved-2120-by-buying-a-mattress-online/

Kaspian

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Re: Matress $27 mo. for 8 years
« Reply #20 on: March 11, 2016, 01:09:47 PM »
Please spend some time researching on sites like sleep like the dead, and relieve yourself of this silly idea.

Thanks for that!  I'm looking to buy a new box spring (current one squeaks like mad!) but have been considering the mattress as well.

[I read this recently, don't know if it helps: http://www.frugalwoods.com/2014/06/23/how-i-saved-2120-by-buying-a-mattress-online/

Thanks for that too!  The one they bought looks pretty good ($445 Canadian).  Though I usually don't read Frugalwoods, but it's always good when somebody you consider trustworthy has already poured over all the info for you!  :D

gardeningandgreen

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Re: Matress $27 mo. for 8 years
« Reply #21 on: March 11, 2016, 01:58:52 PM »
Apologies for somewhat foamy comment, but is there a serious thread about mattresses that's active right now? Our $299 special is going to shit after ~5 years, all rutted etc, and we're not sleeping well. We don't like any of the options we can afford, yet.
Gotta figure something out in the next few months.

I read this recently, don't know if it helps: http://www.frugalwoods.com/2014/06/23/how-i-saved-2120-by-buying-a-mattress-online/

I second this. I bought my memory foam mattress on Amazon for about $450(I don't remember exactly) almost 4 years ago. It is still just as comfy today as it was the first day. I would definitely buy another mattress online. Bonus they delivered it in a giant box to my house and if it was terrible Amazon would pay for the return.