Its amazing to me still how many people trade off the short term wants for their long term needs/wants. Well, I REALLY want that new $60,000 truck, and its only $250 payments biweekly. I can afford that. Well, by the time they have to get the full insurance plus gas theyre spending around $750 a month on this stupid vehicle that they'll never see again. Especially when the next words out of their mouth are "I hate my stupid job, and wish I didnt have to go to work"......really?