Author Topic: Lots your job due to COVID? Time to buy dirt bikes!  (Read 3770 times)

ThreeWheeler

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Lots your job due to COVID? Time to buy dirt bikes!
« on: May 15, 2020, 08:57:18 AM »
Up here in the great white north our government is sending out $2000/month to anyone who answers a few simple questions and pinky swears they lost their job due to COVID. I think this is a good program, but the trade off for getting lots of money to lots of people quickly is there will be some cheating and a lot of bad decisions. Ideally everyone would be prepared with an emergency fund and yada yada yada but the reality is a lot of people would be lining up for food banks by now without this program.

People doing silly things is expected, but I'm still amazed when someone no only does a silly thing but is then willing to tell the whole world about it when the media comes knocking. Skip to the section titled 'Dirt Bikes' if you want to scratch your head... fortunately there are also examples of people being much more reasonable with their COVID cheques. (Bonus picture of kid with dirt bike and 2 (2!!!) trucks in the driveway behind them.

https://www.ctvnews.ca/health/coronavirus/stories-of-cerb-canadians-share-how-they-re-using-the-emergency-benefit-1.4931779

P.S. the $2000/month is taxable income. So next year the government is going to be asking for a slice of that money back. I fully expect a series of sob stories in the media with people just like those in this article saying they had no idea they would owe taxes and how can the government do this to them during difficult economic times!

Just Joe

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #1 on: May 15, 2020, 09:23:06 AM »
Dirt bikes sounds about right. Or big wheels for your SUV or some other shiny thing.

Some folks will struggle forever.

AMandM

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #2 on: May 15, 2020, 11:18:38 AM »
I dunno, seems logical to me. You lose your job, the government replaces your lost income, you spend as you would have if you'd been working....

talltexan

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #3 on: May 19, 2020, 06:29:52 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Stimpy

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #4 on: May 19, 2020, 07:54:12 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.
Your almost right, we Americans wouldn't just get the dirt bikes, we'd get high end dirt bikes, 2 large trailers to haul them and a brand new 100k truck to drag them around.....  And moan about how high medical co-pays are!

Maenad

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #5 on: May 20, 2020, 08:35:37 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.
Your almost right, we Americans wouldn't just get the dirt bikes, we'd get high end dirt bikes, 2 large trailers to haul them and a brand new 100k truck to drag them around.....  And moan about how high medical co-pays are!

And then declare bankruptcy from medical costs.

bigblock440

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #6 on: May 26, 2020, 08:47:12 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

TheGrimSqueaker

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #7 on: May 26, 2020, 12:55:54 PM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

By the River

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #8 on: May 27, 2020, 08:47:53 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

I don't know who wouldn't qualify for the supplement.  My son in college plus his three roommates (all single/no kids who were working part-time and now live in different states) are each getting the $600 additional per week.  I know 3 of them will be taking pay cuts in June to begin working different internships/jobs. 

BDWW

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #9 on: May 27, 2020, 09:00:00 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

Looks like most are probably making more unemployed then they were employed...

I know there was an anonymous post on one of our community pages about a business that was starting back up, and how could the poster not return to work. Thankfully most respondents pointed out that was illegal and fraudulent.

https://www.marketwatch.com/story/a-staggering-number-of-laid-off-workers-are-receiving-more-money-from-unemployment-benefits-than-when-they-were-employed-2020-05-26


fireforfun

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #10 on: May 27, 2020, 09:04:50 AM »
Lol as an avid dirtbiker (who is not getting CERB) this title caught my attention and its very true! I had some friends looking to buy dirtbikes this season and honestly every bike gets sold in seconds because of this pandemic, the dealerships are all sold out, there it nothing on kijiji. One friend sold his in under 5 mins and had an online bidding war!

Dirtbikes are the new toilet paper I guess 

talltexan

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #11 on: May 27, 2020, 09:13:41 AM »
Indeed the immediate cash flow might be greater, but that expansion of benefits is set to expire just five weeks from now.

bigblock440

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #12 on: May 28, 2020, 08:02:35 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

Are you sure that's not the state benefits?  I haven't seen anywhere that anything other than if you're eligible for UC or not is taken into consideration.  If you're eligible, you get $600, if not, you get $0.  It's worked that way in every instance I know of, can you post a link that would explain otherwise?

TheGrimSqueaker

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #13 on: May 28, 2020, 09:46:42 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

Are you sure that's not the state benefits?  I haven't seen anywhere that anything other than if you're eligible for UC or not is taken into consideration.  If you're eligible, you get $600, if not, you get $0.  It's worked that way in every instance I know of, can you post a link that would explain otherwise?

I'm talking about the number I personally saw on my daughter's state claim page. It was $128 dollars per week. I believe it was based on several factors including how much she worked last year and in the months preceding her decision to stop working during the pandemic. She's got very little work ethic to begin with and I was surprised she was approved for benefits at all.

MoseyingAlong

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #14 on: May 28, 2020, 10:26:41 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

Are you sure that's not the state benefits?  I haven't seen anywhere that anything other than if you're eligible for UC or not is taken into consideration.  If you're eligible, you get $600, if not, you get $0.  It's worked that way in every instance I know of, can you post a link that would explain otherwise?

I'm talking about the number I personally saw on my daughter's state claim page. It was $128 dollars per week. I believe it was based on several factors including how much she worked last year and in the months preceding her decision to stop working during the pandemic. She's got very little work ethic to begin with and I was surprised she was approved for benefits at all.

The $600 federal supplement is in addition to any state amount so your daughter would be getting $728 per week. The trick is that you have to receive at least $1 in state benefits to receive the $600. This has nothing to do with marital status or dependents.

In Arizona, the max benefit is $240 for the state. So if your hours are cut but not eliminated due to the pandemic, and you make $300, you wipe out the state benefit and thus miss the federal supplement do. So the messed up situation is
A. work and earn $300, pay payroll taxes and deductions and that's your take home verus
B. don't work, receive $840 with no payroll taxes or other deductions.

I completely understand why some people are avoiding work as much as they can. It's not a trivial difference. This seems like another well-intentioned program but not well thought out.


mlipps

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #15 on: May 28, 2020, 10:52:11 AM »
Here's an explanation of why Congress settled on this seemingly illogical $600/week supplemental benefit:

https://www.askamanager.org/2020/05/how-do-i-respond-to-colleagues-who-are-jealous-of-my-furlough.html

"While weíre on the topic, itís worth explaining where this $600/week federal supplement to unemployment benefits came from. Normally unemployment only pays a portion of your previous income, but the original goal of the pandemic assistance was to pay people 100% of their previous salary (to counter the massive economic impact of so many people losing their income at once). But most statesí unemployment systems run on computer code thatís decades out of date, and there was no way to quickly program in the kind of flexible calculations needed to do that (especially at a time when many state systems were already crashing under the weight of so many claims). So they settled on this $600 supplement because it was the average; for some people it will add up to more than they were earning and for some people it will be less, but there was no way to program a customized payment for each person."

I feel for business owners who are struggling to get people to come back to work, but this basically amounts to the government being trapped in a corner by decades of not investing in infrastructure.

bigblock440

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #16 on: May 28, 2020, 11:33:46 AM »
Must be nice to have a government you can trust to make you whole when you experience economic distress and a good health care system.

Americans wouldn't buy the dirtbikes because we'd need that cash for our medical co-pays.

Do people not realize that Americans are getting an additional $2400/month in unemployment from the feds?

Some Americans, not all. If you're single with no kids, with a lower income to begin with, the unemployment checks can be as low as $150 per week.

Are you sure that's not the state benefits?  I haven't seen anywhere that anything other than if you're eligible for UC or not is taken into consideration.  If you're eligible, you get $600, if not, you get $0.  It's worked that way in every instance I know of, can you post a link that would explain otherwise?

I'm talking about the number I personally saw on my daughter's state claim page. It was $128 dollars per week. I believe it was based on several factors including how much she worked last year and in the months preceding her decision to stop working during the pandemic. She's got very little work ethic to begin with and I was surprised she was approved for benefits at all.

So that was state benefits, the $600 from the feds would have been received a week after that, in addition to the state payments if eligible for them.

JetBlast

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #17 on: June 03, 2020, 03:23:58 PM »
What I imagine Canadian Mustachians did when they found out their tax dollars were buying dirt bikes. F***ing embarrassing!!!



 

JAYSLOL

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #18 on: June 09, 2020, 08:27:29 AM »
This makes total sense, dirt bikes are the perfect corona-zombie pandemic apocalypse survival vehicle to rule the wasteland.  The Canadians are gonna take over when this is all done.

talltexan

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #19 on: June 10, 2020, 06:21:29 AM »

 The Canadians are gonna take over when this is all done.


We Texans have been preparing for the inevitable confrontation for years. Tell Alberta they can bring it whenever they think they're ready!!

GuitarStv

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #20 on: June 10, 2020, 06:27:19 AM »
It's kinda hard not to feel a little bit bitter . . . given that I'm working at home four days and required to come into my office once a week, averaging 60 hr/wk, have had my pay cut by my employer while having my responsibilities increase, and am trying to home school and entertain our 6 year old son.  While others are partying with free money and an extended three month vacation.



 The Canadians are gonna take over when this is all done.


We Texans have been preparing for the inevitable confrontation for years. Tell Alberta they can bring it whenever they think they're ready!!

Alberta would faint if Texas even noticed them.  They've been trying so hard to be a Canadian Texas for so long . . .

PDXTabs

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #21 on: July 11, 2020, 01:05:56 AM »
OMG. These kids have a mom that works at a cookie factory. When their mom loses her job the government gives her a raise and she uses the money to buy her kids dirt bikes. Luckiest kids on the planet. I was lucky to get fed.

NVDee

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #22 on: July 23, 2020, 09:53:24 AM »
If you have an old bicycle in the basement, now is the time to sell it.   They go like hot cakes.

SwordGuy

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #23 on: July 23, 2020, 10:38:51 AM »
If someone is making more income by receiving $600/week in extra fed unemployment benefits than they were earning working full time, they were being exploited at their job.    We should not allow companies to pay wages that produce "working poor".   We should require decent wages.

bigblock440

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #24 on: July 24, 2020, 09:50:07 AM »
If someone is making more income by receiving $600/week in extra fed unemployment benefits than they were earning working full time, they were being exploited at their job.    We should not allow companies to pay wages that produce "working poor".   We should require decent wages.

So In your opinion, the base minimum wage should be $60k/year? 

TheGrimSqueaker

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #25 on: July 27, 2020, 10:56:44 AM »
If someone is making more income by receiving $600/week in extra fed unemployment benefits than they were earning working full time, they were being exploited at their job.    We should not allow companies to pay wages that produce "working poor".   We should require decent wages.

Using a conservative 1.25x multiplier to factor in taxes and benefits paid by the employer, and assuming the lowest possible 10% income tax bracket with no state or municipal tax, a person taking home $600 per week would be grossing $660 per week. It will cost the employer $825 per week after taxes and benefits. Accordingly, if that individual isn't generating at least $825 per week in value for the employer ($20.63 per hour), that employer is losing money by having him or her around.

Too many employees in these supposedly minimum-wage jobs simply aren't generating value for the employer or the customer. If they're too busy having personal conversations, playing on their phones, and shrieking with laughter instead of waiting on the customer, if they persistently get your order wrong because they can't operate the equipment, if your purchases arrive broken (or fail to arrive at all) because the delivery or website update personnel just couldn't be bothered to do their jobs right, or if you leave in disgust because the place is filthy and you can't get service in the first place, the employer loses money.

PDXTabs

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #26 on: July 27, 2020, 03:51:19 PM »
If someone is making more income by receiving $600/week in extra fed unemployment benefits than they were earning working full time, they were being exploited at their job.    We should not allow companies to pay wages that produce "working poor".   We should require decent wages.

So In your opinion, the base minimum wage should be $60k/year?

In OR max unemployment is $648 + $600 per week. That's $1,248 per week. Now, I'm fine with that, but saying that making less than $1,248 per week is exploitative seems a stretch, especially on this forum.

Bloop Bloop

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #27 on: July 27, 2020, 06:13:16 PM »
If someone is making more income by receiving $600/week in extra fed unemployment benefits than they were earning working full time, they were being exploited at their job.    We should not allow companies to pay wages that produce "working poor".   We should require decent wages.

Using a conservative 1.25x multiplier to factor in taxes and benefits paid by the employer, and assuming the lowest possible 10% income tax bracket with no state or municipal tax, a person taking home $600 per week would be grossing $660 per week. It will cost the employer $825 per week after taxes and benefits. Accordingly, if that individual isn't generating at least $825 per week in value for the employer ($20.63 per hour), that employer is losing money by having him or her around.

Too many employees in these supposedly minimum-wage jobs simply aren't generating value for the employer or the customer. If they're too busy having personal conversations, playing on their phones, and shrieking with laughter instead of waiting on the customer, if they persistently get your order wrong because they can't operate the equipment, if your purchases arrive broken (or fail to arrive at all) because the delivery or website update personnel just couldn't be bothered to do their jobs right, or if you leave in disgust because the place is filthy and you can't get service in the first place, the employer loses money.

I agree with this. There are a LOT of people whose work ethic and skillset are not worth, say, $20/hour. Heck, once you get to the real margins (like say the bottom 3% or 5% of the population) you start to get to the point where their worth to the organisation becomes nil, or even negative. That's what welfare is, after all - you're paying people to not work.

Goldielocks

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Re: Lots your job due to COVID? Time to buy dirt bikes!
« Reply #28 on: August 01, 2020, 10:57:22 AM »
FWIW, my son fell on the "lucky" side of the $2000 benefit as he has almost no expenses living at home in his final year of High School.

 He was in school at the start of Covid and only working 2 days a week.   Only in the summer months would he have earned $2000 or a bit more.   He does have an employer letter saying terminated due to Covid as of March 20th, so no funny business about claiming a "grey" area.

He is using his "bonus" CERB to pay for going to school in the fall. Originally he was going to work for a "gap" year first, build up money, maybe buy a car, but when he was called up of the waitlist, he had the $$ and was able to say "yes" to this year.