Wow, I skipped a few days and look at all this advice! :)
I think I've been just analyzing a lot of cues from her, which is what is making me a bit anxious. She's the type of person who shops for fun, of that I'm certain. Very into designer labels and all that. The mall she suggested is basically the rodeo drive of our area, no shot in hell that I'm going to find a Marshall's there, lol!
Here's another interesting tidbit - she suggested her hubby get a part time job at a high end retailer, so they could pay off their credit card bills. Then she was bored at home b/c he wasn't there, so she would go to the store and use his employee discount. They did this for four years, and in the end, their home looks perfect, it could be in the catalog, but they actually are worse off financially.
I'm going to take her up on the shopping trip, and go at least once. I can always browse, and not buy unless something amazing comes up. If she asks, I can tell her I'm not much for malls, I tend to to most of my shopping on the internet, which is also true. I guess I'm a bit concerned b/c I have some co-workers who are mall rats, and they always tried to force me to buy stuff when they did on our lunch breaks. I was polite and said I wasn't interested, but it was just uncomfortable overall. Like they would be in the dressing room trying on matching bras, and I was reading on my kindle! I'm not sure why three girls in the same department need to have matching bras, that takes bonding to a whole new level... (They were not Lesbian or Bi-Curious or anything either)