Oh heck....not only is it tax refund season, but it's bonus season here at work - double the stupidity for those who are poor!
(Yes, Dave Ramsey is right - poor is a state of mind, not a condition of lacking money, which is a state of being broke. The "Poor" blow "windfall" lump sums on stupid sh*t to no long term advantage.)
2 weeks from Thursday bonus equal to not quite 2 weeks of pay hits the bank. Every year here in the Seattle area, the car dealers salivate for this time, when the hand to mouth co-workers of mine finally have enough in the pocket to meet a minimum down payment on the new truck. I'm sure the same bunch will get a refund anticipation loan.