Author Topic: Inheritance Drama: You Got Any? Stories Wanted.  (Read 1155049 times)

wbranch

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2050 on: March 13, 2020, 04:56:20 PM »
What happens to credit card debt when a person dies? I understand that a car, boat or house would be repo'd but what about $25K of consumer debt spent on TVs, clothes, and outings?

They can go after the estate, but if there's no estate there's no recourse. However, that does not prevent shady debt collectors from calling next-of-kin and claiming they're responsible to pay the deceased's debts.

Watching my dad go through this with my grandparents' estate when I was 17 is probably the biggest factor in my not even applying for a credit card until I was well into my twenties.  Not even for the free pizza/t-shirt/frisbee/whatever that was being offered for applications on my university campus.

Luckily, my dad knew what was up and told them to go after the (non-existent) estate.
My father and grandfather and my uncles always said that nothing's really free, there's always a catch.
When I went to college, I wouldn't sign up for CC offers with a "free" catch with a $X application fee. Then there was Discover, offering zero freebies, but also $0 application fee. My uncle told me to sign up for Discover to start building my credit. Then there was an Amex Blue student card which I opened, similar T&Cs. I still have those two cards open, 22 years later, I don't use them, but they are my oldest and help keep credit score in the 800s.

I don't recall any of these cards having an application fee, but then again I didn't listen to their spiel either.  They would set booths up right outside the campus bookstore on move-in day and try to get people to sign up.  I'm not sure if they had some way of getting an immediate approval so that you could take your brand new card into the bookstore and buy books with it or not.  I knew plenty of people who fell for it and racked up thousands in debt (and another who managed to put nearly 4 years of college tuition and books on CCs before filing bankruptcy three weeks after graduation).

I applied for the same Citi credit card several times at those booths to get a free pizza. I was approved the first time but they would let me apply again and get a free pizza every time. Pretty sure I got 5-6 free pizzas freshman and sophomore year. Finances were tight in college and I did end up needing to float some tuition and other stuff on the credit card. Would have been tough without the credit card. Paid a little bit of interest, which ended up being a learning experience.

Rural

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2051 on: March 13, 2020, 08:12:54 PM »
I have traveled with a letter of credit, which I presented at banks in the foreign country.  They would issue the money, perform the currency conversion, and annotate the letter with a deduction and running tally of how much I had left.  I don't know how they obtained their share from the escrow account represented by the letter.  It felt stately and impressive, as if for those moments I was a tiny but suddenly mature nexus in a world-spanning spiderweb of financieros, rather than a barely-post-hippie clattering around eating a lot of cheap delicious fish and fruit.


I once bought a backhoe with a letter of credit, but that just doesn't have the same panache.

talltexan

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2052 on: March 17, 2020, 12:06:45 PM »
I have traveled with a letter of credit, which I presented at banks in the foreign country.  They would issue the money, perform the currency conversion, and annotate the letter with a deduction and running tally of how much I had left.  I don't know how they obtained their share from the escrow account represented by the letter.  It felt stately and impressive, as if for those moments I was a tiny but suddenly mature nexus in a world-spanning spiderweb of financieros, rather than a barely-post-hippie clattering around eating a lot of cheap delicious fish and fruit.

@fredbear , this just sounds so completely badass. I suppose it's what the wealthy did back when being wealthy meant you basically lived in a different world from everyone else.

fredbear

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2053 on: March 17, 2020, 01:46:26 PM »

@fredbear , this just sounds so completely badass. I suppose it's what the wealthy did back when being wealthy meant you basically lived in a different world from everyone else.

So far as I know and believe, the letter-of-credit system I used as a hairy kid in Mexico eating fish just pulled from the sea was envisioned and set up by wealthy Jewish merchants and bankers in the Middle Ages.  It's hard to imagine how you set up a system of trust when voyages by land and by sea took months, you might not ever meet your correspondent in a city where they spoke a language you would never hear, and your whole enterprise could vanish tracelessly in a shipwreck or a bandit attack months away from your place of business.   Perhaps if you could import one of them down the corridors of time to now, they would be amazed that we trust hundreds of thousands of dollars to a click of a key. 

SwordGuy

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2054 on: March 17, 2020, 03:06:04 PM »
I guess this thread will have an uptick of Inheritance Drama stories starting in about 3 to 6 months.

I'm trying to practice "see the bright side in everything" and gallows humor.  Might as well be efficient.

GreenEggs

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2055 on: March 17, 2020, 04:32:55 PM »
I guess this thread will have an uptick of Inheritance Drama stories starting in about 3 to 6 months.

I'm trying to practice "see the bright side in everything" and gallows humor.  Might as well be efficient.


I've been thinking the same thing.  There'll be a lot of greedy unemployed heirs & all kinds of resulting stories.  ;) 

jinga nation

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2056 on: March 18, 2020, 06:46:58 AM »
I guess this thread will have an uptick of Inheritance Drama stories starting in about 3 to 6 months.

I'm trying to practice "see the bright side in everything" and gallows humor.  Might as well be efficient.


I've been thinking the same thing.  There'll be a lot of greedy unemployed heirs & all kinds of resulting stories.  ;)

Ah, another gallows humor chap methinks, only to notice it's the OG SwordGuy.
<1% of these inheriters will FIRE, 75% of them will blow the monies in 12-18% per my very scientific-handwaving data.
I demand every MMMer here report with facts (and spicy fiction too). We likes it hot.

Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2057 on: March 18, 2020, 06:51:56 AM »
I guess this thread will have an uptick of Inheritance Drama stories starting in about 3 to 6 months.

I'm trying to practice "see the bright side in everything" and gallows humor.  Might as well be efficient.
And to think that I was hesitant to go there...thanks for opening the back door to the dark side of humor. We need all we can get these days, @SwordGuy!

SwordGuy

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2058 on: March 18, 2020, 09:59:03 AM »
I guess if it's my time to go, being buried in compliments isn't the worst option.

talltexan

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2059 on: March 18, 2020, 12:02:11 PM »
I actually wonder if a bunch of people aren't losing fortunes right now, meaning that the spike in deaths will include a bunch of families who thought grandpa was rich, but didn't realize he had it all in bank stocks and energy partnerships.

SwordGuy

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2060 on: March 18, 2020, 12:05:04 PM »
I actually wonder if a bunch of people aren't losing fortunes right now, meaning that the spike in deaths will include a bunch of families who thought grandpa was rich, but didn't realize he had it all in bank stocks and energy partnerships.

All the more reason to make FIRE plans from one's own efforts instead of waiting to inherit it.

Villanelle

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2061 on: March 18, 2020, 12:16:05 PM »
My dad cheerily informed me that I've lost about 1/3 of my inheritance in the last few weeks.

I jokingly told him to take it out of my sister's half since I'm the favorite. 

I'm so glad we can openly discuss these things.  And that do it knowing that I'm not worried about my parents because their finances are fine, and they aren't worried about me because my finances are fine, and no one is worried about anyone being upset about anything regarding the finances or the inheritance. 

Sugaree

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2062 on: March 18, 2020, 02:22:43 PM »
I actually wonder if a bunch of people aren't losing fortunes right now, meaning that the spike in deaths will include a bunch of families who thought grandpa was rich, but didn't realize he had it all in bank stocks and energy partnerships.


I'm pretty sure my BIL was planning on making a request for another installment of the advance on his inheritance during his last minute trip down here last week.  He picked a bad week to do it. 

zolotiyeruki

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2063 on: March 18, 2020, 02:24:11 PM »
Well, if you're in the older vulnerable demographic and want to maximize your gifting potential, this is a great time--$15,000 can buy a lot more stock than it could a month ago!

okits

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2064 on: March 18, 2020, 02:26:06 PM »
I guess if it's my time to go, being buried in compliments isn't the worst option.

I have always admired your attitude, SwordGuy.

trashtalk

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2065 on: March 18, 2020, 10:12:51 PM »
I actually wonder if a bunch of people aren't losing fortunes right now, meaning that the spike in deaths will include a bunch of families who thought grandpa was rich, but didn't realize he had it all in bank stocks and energy partnerships.


I'm pretty sure my BIL was planning on making a request for another installment of the advance on his inheritance during his last minute trip down here last week.  He picked a bad week to do it.
Do we have the same BIL? Is yours overleveraged after a real-estate buying spree and will need cash to cover mortgage payments if all his tenants are out of work for the duration?

Sugaree

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2066 on: March 19, 2020, 06:05:25 AM »
I actually wonder if a bunch of people aren't losing fortunes right now, meaning that the spike in deaths will include a bunch of families who thought grandpa was rich, but didn't realize he had it all in bank stocks and energy partnerships.


I'm pretty sure my BIL was planning on making a request for another installment of the advance on his inheritance during his last minute trip down here last week.  He picked a bad week to do it.
Do we have the same BIL? Is yours overleveraged after a real-estate buying spree and will need cash to cover mortgage payments if all his tenants are out of work for the duration?

Nah.  Over educated, under employed, works at a fancy prep school where tuition costs more than he makes in a year.  Will probably not be paid if this place shuts down the rest of the school year.  But mommy and daddy have been paying his rent for years anyway. 

ice813

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2067 on: March 22, 2020, 06:20:22 PM »
What happens to credit card debt when a person dies? I understand that a car, boat or house would be repo'd but what about $25K of consumer debt spent on TVs, clothes, and outings?

Credit card debt is unsecured debt and does not have to be repayed by the estate when the debtor passes. We ran into this when my grandfather passed last year. The customer service guy told us multiple times the estate did not have to pay the debt. We did anyways because Pops would roll over in his grave if we welched on a debt just because we legally could.

dandarc

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2068 on: March 22, 2020, 06:28:38 PM »
@ice813

I don't think that is true. The estate would be obligated to pay any creditors before other distributions are made.

Villanelle

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2069 on: March 22, 2020, 07:59:14 PM »
The estate is absolutely liable for cerdit card debt, in the sense that the companies can come for what they are owed before any inheritance is paid out.  If someone told you differently, they were misinformed.

But heirs are not responsible for the debt.  If someone owes $40,000 and the estate is only worth $30,000, the companies eat that extra $10,000.  They can't force someone to pay for debt taken out by someone else, unless that someone legally agreed to be responsible (co-signing, for example).

SwordGuy

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2070 on: March 22, 2020, 09:53:10 PM »
The estate is absolutely liable for cerdit card debt, in the sense that the companies can come for what they are owed before any inheritance is paid out.  If someone told you differently, they were misinformed.

But heirs are not responsible for the debt.  If someone owes $40,000 and the estate is only worth $30,000, the companies eat that extra $10,000.  They can't force someone to pay for debt taken out by someone else, unless that someone legally agreed to be responsible (co-signing, for example).

This is correct.

ice813

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2071 on: March 23, 2020, 09:10:04 AM »
Thank you for the clarification. Yes, Pops did not have any assets.

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2072 on: April 01, 2020, 02:46:26 AM »
We were visiting a relative a couple weeks ago (before lockdowns and social distancing were a thing) and they mentioned that they were looking to buy a place. This person works a minimum wage job and definitely cannot afford a $300K condo, which is what condos in our HCOL city go for. You basically canít find anything cheaper than that within the city limits in a decent area of town.

I asked how they were able to afford the downpayment. Turns out they had been asked to be an executor of an estate of their recently deceased ex-MIL. Basically, relative divorced spouse a long time ago, but ex-spouseís mother had kept relative on her will as the executor. Relative was expecting to get some money as payment for her role as the executor and also expecting to get some inheritance from the estate.

Okaaaay.

So she wanted to buy a place before prices went up even further in a hot real estate market.

Okaaaay.

Has she seen a penny of the money yet?  No.

Does she know how much she will be getting?  No.

Has the estate received the tax clearance certificate from the government yet, which usually takes years to get, and which is required before a prudent executor will disburse the inheritance to the heirs?  No.

Okaaay.

So basically, she wants to buy a condo with an unknown amount of money that she does not have and that she does not know when or if she will even get.

My mind just cannot compute the logic in this one. Maybe she doesnít have anything better to occupy her time?

Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2073 on: April 01, 2020, 02:53:28 AM »
^^Looks like it's popcorn time! This is gonna be good.^^

saguaro

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2074 on: April 01, 2020, 09:48:39 AM »
^^Looks like it's popcorn time! This is gonna be good.^^

Indeed.  In handling my parents' estate, let's just say a lot of "assumptions" that my sister made as executor didn't pan out and was a costly lesson. 

Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2075 on: April 01, 2020, 11:07:42 AM »
^^Looks like it's popcorn time! This is gonna be good.^^

Indeed.  In handling my parents' estate, let's just say a lot of "assumptions" that my sister made as executor didn't pan out and was a costly lesson.
My sister was not the executor, but she was a pain in the ass during the process and blew through her share and then some. I bet she wishes she had it now. I called my brother, the co-exec, and asked him what he thought about me paying her rent this month. He asked if I had lost my mind, which brought me back to my senses. I sent a few checks to others in need instead.

talltexan

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2076 on: April 01, 2020, 12:05:20 PM »
My wife and I are pretty mindful about how we can be generous, but she's concerned about her employer laying her off, so I'm not able to get her to buy in with a lot of the generosity I want to show right now.

Goldielocks

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2077 on: April 01, 2020, 02:26:18 PM »
This story-in progress is not so much a drama as a long slog...
A friend's MIL passed away about 4 years ago, leaving behind her only son, who was 71 at the time.

She owned a condo, but had been moved to the hospital, then 2 months of LTC (government subsidized) before passing.  She had bank accounts, at least one of which was joint with her son.

My friend and her husband have always kept most of their finances separate, and she was working full time her whole life and never really looked beyond her own finances, and even then rarely.  A "set it and forget it' sort of person.

Well, her husband has onset of alzheimers and last year she discovered that he had not done their taxes for three years.  He would start, need or forget something, and then was too embarassed to tell her or proceed.  Okay then.   She hired an accountant and paid the penalties and is now back to current.

One outstanding item is the MIL's condo that her husband inherited.  They had been paying the HOA, taxes , utilties and other fees each month, and had their two grown daughters living there full time.  Now that one daughter is gone to a job elsewhere, and one is moving in the next year, they want to have funds to maintain their own home and set aside long term care money for her husband. 

The apartment's annual costs were too much to comfortably handle on their income, as my friend is retired now.  They need a large sum of money in the next few years.   The condo is in her husband's control and he has quickly declining health.   I suggested that she get it ready and sell it, splitting proceeds with the kids if she wants, but that selling it before her husband passes would be a lot less stressful (and faster at a difficult time).

Guess what?   It turns out that her husband never executed the MIL's will.  That means that it needs to still go to probate, to assign an executor and allow transfer of title of the condo to him to inherit so they can sell it.  But she needs to somehow find the information to submit for probate and only has MIL's SSN, and maybe a death certificate.  She looked and looked and finally found a handwritten will that was properly witnessed, so the paralegal says it looks acceptable.  MIL moved from Germany at retirement and only collected a foreign pension, so there is limited information on her, almost all her documents are in German, my friend does not speak German.   She needs to find more identity type documents and try to locate accounts, etc.

She also needs to file a final tax return for MIL, because DH wasn't filing anyone's taxes.   

I think this partly explains why DH just kept paying all the bills for the condo as they came in, did not want to discuss the condo, etc. -->he knew he needed to do a lot of legal and paperwork, but did not know how to get started, was embarassed and did not tell my friend.  DH is also a bit of a hoarder and reluctant to go through anything to donate / pare down of MIL's. 

Such a mess.  Hopefully my friend can get assigned as executor in her husband's place, and the courts don't assign someone independent.. and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

scottish

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2078 on: April 01, 2020, 02:45:54 PM »
This story-in progress is not so much a drama as a long slog...
A friend's MIL passed away about 4 years ago, leaving behind her only son, who was 71 at the time.

She owned a condo, but had been moved to the hospital, then 2 months of LTC (government subsidized) before passing.  She had bank accounts, at least one of which was joint with her son.

My friend and her husband have always kept most of their finances separate, and she was working full time her whole life and never really looked beyond her own finances, and even then rarely.  A "set it and forget it' sort of person.

Well, her husband has onset of alzheimers and last year she discovered that he had not done their taxes for three years.  He would start, need or forget something, and then was too embarassed to tell her or proceed.  Okay then.   She hired an accountant and paid the penalties and is now back to current.

One outstanding item is the MIL's condo that her husband inherited.  They had been paying the HOA, taxes , utilties and other fees each month, and had their two grown daughters living there full time.  Now that one daughter is gone to a job elsewhere, and one is moving in the next year, they want to have funds to maintain their own home and set aside long term care money for her husband. 

The apartment's annual costs were too much to comfortably handle on their income, as my friend is retired now.  They need a large sum of money in the next few years.   The condo is in her husband's control and he has quickly declining health.   I suggested that she get it ready and sell it, splitting proceeds with the kids if she wants, but that selling it before her husband passes would be a lot less stressful (and faster at a difficult time).

Guess what?   It turns out that her husband never executed the MIL's will.  That means that it needs to still go to probate, to assign an executor and allow transfer of title of the condo to him to inherit so they can sell it.  But she needs to somehow find the information to submit for probate and only has MIL's SSN, and maybe a death certificate.  She looked and looked and finally found a handwritten will that was properly witnessed, so the paralegal says it looks acceptable.  MIL moved from Germany at retirement and only collected a foreign pension, so there is limited information on her, almost all her documents are in German, my friend does not speak German.   She needs to find more identity type documents and try to locate accounts, etc.

She also needs to file a final tax return for MIL, because DH wasn't filing anyone's taxes.   

I think this partly explains why DH just kept paying all the bills for the condo as they came in, did not want to discuss the condo, etc. -->he knew he needed to do a lot of legal and paperwork, but did not know how to get started, was embarassed and did not tell my friend.  DH is also a bit of a hoarder and reluctant to go through anything to donate / pare down of MIL's. 

Such a mess.  Hopefully my friend can get assigned as executor in her husband's place, and the courts don't assign someone independent.. and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

Oh boy.   I'm executor of my parents'  estates and I can't even get to the point where I'm on hold to talk to the broker, all I can get is a fast busy.     I can't imagine trying settle an estate right now.

Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2079 on: April 01, 2020, 11:12:49 PM »
@Goldielocks, were the daughters paying rent? Honestly, I wouldn't even try to resolve it before this pandemic ends.

It's waited this long, it can wait a little longer. She should prioritize getting her husband's POA, Advance Directive, etc. together first. Then she can tackle the estate. Whatever it's going to be has already happened, rushing now isn't likely to change much.

Goldielocks

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2080 on: April 02, 2020, 12:27:17 AM »
@Goldielocks, were the daughters paying rent? Honestly, I wouldn't even try to resolve it before this pandemic ends.

It's waited this long, it can wait a little longer. She should prioritize getting her husband's POA, Advance Directive, etc. together first. Then she can tackle the estate. Whatever it's going to be has already happened, rushing now isn't likely to change much.

No, the daughters were not paying rent, only the internet bill and their own cell phones / transportation.   I think it started with them moving in while they finished university and dad never changed the terms.  They are good daughters, not freeloaders and will help the mom sort through all the things left behind at the condo and help get it ready for sale now.

You are correct about priorities.  But she has now completed the POA and advance directive and the will, just needs one daughter to go and sign something about joint account / POA at the bank.  (The large account POA was set up to require 2 signatures). 

So this is the next step -- at least to get the probate request documents in, so she can sit and wait for the 4months to 1 year for it to be processed.

After that, she is continuing to sort out all the bank accounts / pensions / other accounts between her and her husband,  She keeps finding ones that she missed, or finding that he forgot to apply for one of his pensions when he retired and he is now 75, etc.  Alzheimers.  It's a mess.  At least in addition to extra paperwork and legal stuff, she keeps finding more accounts with money in them.

screwit

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2081 on: April 16, 2020, 05:32:55 AM »
and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

I'm based in Germany and know a number of German -> English freelance translators. You could DM me and I could maybe connect them with someone.

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2082 on: April 16, 2020, 08:18:37 AM »
and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

I'm based in Germany and know a number of German -> English freelance translators. You could DM me and I could maybe connect them with someone.

Could a video chat or phone based option be realistic? As long as the person being read to can hear well or read lips, and the person on the other end can see the document, is it vital for the person doing the reading to be in the same room?

screwit

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2083 on: April 17, 2020, 12:26:36 AM »
and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

I'm based in Germany and know a number of German -> English freelance translators. You could DM me and I could maybe connect them with someone.

Could a video chat or phone based option be realistic? As long as the person being read to can hear well or read lips, and the person on the other end can see the document, is it vital for the person doing the reading to be in the same room?

I think just sending the documents for translation would be the most straight forward way, also because the pronunciation differences between English and German can make it really difficult to understand if it's being phonetically read aloud. If it needs to be a certified translation I think they have to see the document but I don't think they have to be in the same room.

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2084 on: April 17, 2020, 01:17:16 PM »
and that she finds some of the missing records, and finds someone who reads German to help her... during Covid.

I'm based in Germany and know a number of German -> English freelance translators. You could DM me and I could maybe connect them with someone.

Could a video chat or phone based option be realistic? As long as the person being read to can hear well or read lips, and the person on the other end can see the document, is it vital for the person doing the reading to be in the same room?
I know a few german speaking people in my area, too.  I think she wants to try this with her husband's (diminishing) help, and has a lot of privacy needs and feels to be worked through first.

SwordGuy

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2085 on: April 20, 2020, 02:51:03 PM »
Spoiler alert.

If this epidemic is still too close to you emotionally, you probably shouldn't open the spoiler.   It's very dark humor.   

On the other hand, if your social maturity peaked at "10 year old boy child raised by wolves" level (like my darling wife thinks mine did) or gallows humor helps you cope (also guilty), then this just might make you laugh.

You have been warned. 

PS -- If for some reason you feel obliged to copy this, get the darn spoiler tags right and use the preview button to verify you did it right before you post.

Spoiler: show


Anyone have some relatives who won't take the social distancing instructions seriously?   Go to protests and stand in close proximity to other folks and don't wear masks, etc.?

Start practicing your writing skills for the upcoming inheritance drama stories coming your way!   Pictures and obituaries or it didn't happen!   Bonus points for completed and submitted Darwin Award nominations!

Enquiring minds want to know!



Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2086 on: April 21, 2020, 05:39:18 AM »
Lol. I'm a dark/gallows humor fan. I also have plenty of popcorn...and patience, though I suspect there won't be much need to draw on the latter...

SheWhoWalksAtLunch

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2087 on: April 21, 2020, 07:22:46 AM »
Lol. I'm a dark/gallows humor fan. I also have plenty of popcorn...and patience, though I suspect there won't be much need to draw on the latter...

+1 
Spoiler: show
My sister and I, plus two cousins I like, have not-quite, but-almost started a betting pool...
« Last Edit: April 21, 2020, 07:25:02 AM by SheWhoWalksAtLunch »

saguaro

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2088 on: April 21, 2020, 01:14:36 PM »
Lol. I'm a dark/gallows humor fan. I also have plenty of popcorn...and patience, though I suspect there won't be much need to draw on the latter...

Same here.

Spoiler: show
DH and I aren't taking bets....yet.  But there has been discussion on who in the family will finally flout the social distancing rules (if they haven't already) because, you know, it's all a hoax.

Capsu78

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2089 on: July 13, 2020, 11:00:12 AM »
Just bumping this up as the disfunction displayed in the prior posts has provided many readers comforting reassurance that our own families sorta seem normal!

talltexan

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2090 on: July 13, 2020, 11:10:56 AM »
I mentioned to my BiL that I wanted another hobby, was considering golf. He suggested waiting for the wave of estate sales that are coming so I can pick up some golf clubs, used and inexpensive.

Sibley

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2091 on: July 15, 2020, 07:59:44 AM »
I mentioned to my BiL that I wanted another hobby, was considering golf. He suggested waiting for the wave of estate sales that are coming so I can pick up some golf clubs, used and inexpensive.

Or the decluttering. Seriously, I keep hearing that thrift stores are overwhelmed.

Hunny156

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2092 on: July 15, 2020, 01:40:30 PM »
Just a little, COVID-related inheritance drama:

April was very bad in NYC, as everyone knows.  Hubby lost a grandmother and a grandfather, on the opposite sides of the family, within 3 days of each other.  Grandpa was 93, still living at home w/the assistance of home health; his aide got the virus and could not get a test, but by the time she had symptoms, Grandpa was affected, I can't imagine how many others.  he tested positive and was doing well for 3 weeks, but ultimately took a turn for the worse and spent 2 days in the hospital, where he was given medicine to be comofrtable before the inevitable occurred.  His son and wife were able to keep him company for a short while in the hospital, followed by quarantine, but they did not catch anything.  He went straight to cremation, and with most of the family living in other states, well, not much we can do there.

Grandmother had turned 98 earlier the same week, lived in a Medicaid nursing home for many years.  We recieved conflicting info, but understandable, given the craziness.  As it turned out, she's a suspected covid case; 1 person on her floor tested positive, and we were just notified that she had passed on.  She left behind 2 sons - my FIL and his brother.  We all live out of state, and Grandmother had a plot, so a burial was set up.  Thankfully, the uncle and aunt on the other side of the family were kind enough to "attend" the burial as the only family living locally, which was a drive by of the casket being lowered into the grave.

Hubby broke quarantine to go see his Dad when we got word; this turned out to be a good move, b/c FIL moves slowly and is not saavy, so hubby was able to make the arrangements and FedEx the required original deed to the plot to the funeral director, so they were able to claim the body before it was moved to the cornoner's office and potentially buried in a mass grave.  Being a Medicaid patient, pre-planning the funeral was required, so that part was simple.  FIL was also not financially saavy, and lives on his social security income plus a small investment account that his wife managed not to completely spend before she passed a few years ago.  I'm watching the account drain at a rate of 13%/year, so we all know that's not good, but it is what it is.  His brother is much younger and well off; homeowner, 2 kids that are a few years out of college and received full rides to good universities, a working wife, lots of travel up until the pandemic.  He was downsized a few years ago, but opted to simply retire at that point, as he was able to collect SS early - no idea if he has or hasn't.  He also has been mostly un-involved in his mother's care, or his parents aging, during most of his adult life, generally regarded as selfish by FIL and an older brother who passed years ago.

None of us even considered that since the arrangements were cut short due to covid, that there would be a credit balance with the funeral home; if we had considered it, we would have assumed property of the state as a very small reimbursement for the many years of care in the nursing home.  But not the brother!!  Funeral director calls FIL days after the burial, and he has an awkward question - does he have a brother?  Long story short, brother called the funeral home, asking what the balance was on the account, and when he would be receiving his half!  Just, wow.  I have no doubt that the casket took up most of the funds; guesstimating from my own mother's service about a year ago, I'd be surprised if there was $2K in the account, to cover the wake and the funeral mass that couldn't take place.

The greed of people never ceases to amaze!

SheWhoWalksAtLunch

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2093 on: July 15, 2020, 02:16:53 PM »
So if I followed that story correctly, Grandma died alone during a pandemic and having done nothing to help with patient care or funeral planning, DH's Uncle contacted the funeral home to ask for a refund on his mother's prepaid funeral package?

Wow.  Just wow. 

Hunny156

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2094 on: July 15, 2020, 03:33:04 PM »
So if I followed that story correctly, Grandma died alone during a pandemic and having done nothing to help with patient care or funeral planning, DH's Uncle contacted the funeral home to ask for a refund on his mother's prepaid funeral package?

Wow.  Just wow.

Correct!

mm1970

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2095 on: July 15, 2020, 04:32:08 PM »
I mentioned to my BiL that I wanted another hobby, was considering golf. He suggested waiting for the wave of estate sales that are coming so I can pick up some golf clubs, used and inexpensive.

Or the decluttering. Seriously, I keep hearing that thrift stores are overwhelmed.
We started decluttering BEFORE COVID, and we have a pile...haven't donated.

On the other hand, you cannot find weights anywhere.  In a year or two, they'll be cheap.

Hula Hoop

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2096 on: July 16, 2020, 02:44:18 PM »
So if I followed that story correctly, Grandma died alone during a pandemic and having done nothing to help with patient care or funeral planning, DH's Uncle contacted the funeral home to ask for a refund on his mother's prepaid funeral package?

Wow.  Just wow.

Correct!

My God.  People are awful.

Villanelle

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2097 on: July 17, 2020, 12:52:34 PM »
It would seem to me that the funeral home would have to release the funds to the executor/estate, not to individuals who claim some right to them based on familial relationships.  No?  If, for example, the brother was excluded from the will, he wouldn't be entitled to anything.  So there is no way the funeral home can determine who gets a piece, which would mean the money goes to the estate.

scottish

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2098 on: July 17, 2020, 03:24:43 PM »
That's how it works in Canada...

Dicey

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Re: Inheritance Drama: You Got Any? Stories Wanted.
« Reply #2099 on: July 17, 2020, 04:00:23 PM »
It would seem to me that the funeral home would have to release the funds to the executor/estate, not to individuals who claim some right to them based on familial relationships.  No?  If, for example, the brother was excluded from the will, he wouldn't be entitled to anything.  So there is no way the funeral home can determine who gets a piece, which would mean the money goes to the estate.

That's how it works in Canada...
Funny, I was my parent's co-executor and co-trustee. It never even occurred to us to ask if there was any money left over. Too late now, but I wonder if this really happens often?