I thought there were a lot of parts we could get behind.
As long as you are living to your own values and not sacrificing your future, it is nobody else’s business what you spend your money on.
"If the essentials and sanity savers equal more than your income then ou need to re-evaluate what is an essential, sanity savers or desirables. For example, a roof over your head is an essential, a large apartment with view may not be. A coffee once a week may be a sanity saver, two every day may be a desirable," Plimer said.
"I do not believe in working to a set percentage, primarily because the more you earn, the more you can save," Plimer said.
Ultimately, isn't that what we do? Figure out what we really, truly *need* to live on, then add a few things that give us personally good happiness "bang for the buck" (whether that's more grocery money, or a horse, or a weekly coffee, or cleaning service, or good tools, or race registration fees, etc etc), eschew things we're "supposed" to have or want (expensive jewelry, tropical vacation, endless new cars and kitchen remodels) that maybe would be nice but we can definitely live without, and stave off lifestyle inflation, saving larger percentages of larger incomes?