Author Topic: Guaranteed Credit Car Adverts  (Read 1424 times)


  • Walrus Stache
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  • Posts: 7246
  • Location: Fayetteville, NC
Guaranteed Credit Car Adverts
« on: May 11, 2014, 08:37:09 PM »
I picked up one of those free local classified papers and was thumbing thru it out of boredom.   

It was chock full of full page adverts by car companies offering car loans to people regardless of their credit history.

Two full page ads next to one another caught my attention.  Both were chock full of cars for sale with the monthly payment prominently displayed. 

Out of all those cars, only two were at a monthly price point I would ever even consider on a 4 year loan - and they were at the topmost range.  I have no idea how long the loans were for but I'll bet 72 months.


  • Bristles
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  • Posts: 272
Re: Guaranteed Credit Car Adverts
« Reply #1 on: May 12, 2014, 05:38:25 AM »
Reminds me of the radio advertisements for one dealership or another whose pitch is that when other dealers are saying no, they'll say yes.  Basically goes along the lines of:

Announcer:  You can drive new!
Customer #1: Really?  But I don't have any credit...
Announcer:  Yes, you can drive new!
Customer #2: Really?  But I just went through bankruptcy...
Announcer:  Yes, you can drive new!
Customer #3:  But other places told me no...
Announcer: At blah-blah-blah, you can drive new, for $0 down and as low as $10 per day.
Customer #4:  But I'm an idiot who can't do math.  I have $30 under my mattress from my last job before I quit.  With $30, how long can I keep the car before it's repossessed?
Announcer: Quiet sheeple!  I said new for less than $0.50 a hour.  Taking the bus costs more than $0.50, right?  You can't afford to not drive new.  We need to hit our quarterly EPS target or our executives' stock options will expire worthless.  Just come and buy a new car!  It's the "our prices are the same but it's some minor holiday so we'll make you feel like it's a sale for these 2 weeks only" sale!

(Well, that was legitimately how it went up until Customer #4 :)