The Money Mustache Community

Around the Internet => Antimustachian Wall of Shame and Comedy => Topic started by: Khaetra on May 19, 2015, 07:20:48 AM

Title: Give your money to Disney!
Post by: Khaetra on May 19, 2015, 07:20:48 AM
Now, you too can open a special savings account for that expensive special Disney trip:

https://disneyvacationaccount.disney.go.com

Sorry, it doesn't pay interest :).
Title: Re: Give your money to Disney!
Post by: I'm a red panda on May 19, 2015, 07:21:33 AM
The people on disboards (who spend like crazy) pretty much universally agree this is a bad deal.  Apparently there are lots of time restrictions and withdraw rules.

So even the spendy-pants don't love this idea in a lot of cases.
Title: Re: Give your money to Disney!
Post by: merula on May 19, 2015, 07:51:33 AM
At least it promotes saving for the trip ahead of time and setting a budget. It could be a 35% APR credit card with guaranteed access to the fanciest hotels and restaurants.
Title: Re: Give your money to Disney!
Post by: LiveLean on May 19, 2015, 08:04:02 AM
Actually, the people who spend money on Disney vacations are exactly the types who will jump at this.

Note to self: Buy more Disney stock.
Title: Re: Give your money to Disney!
Post by: madage on May 19, 2015, 08:19:03 AM
I don't think it's a bad way to save money for an expensive vacation. You can buy Disney gift cards at Sam's Club for about a 5% discount. Set up the Disney account early enough, get another 2% back when you use the account to pay for part of the vacation. You can then use the physical gift cards to settle bills at the parks and resorts.

Whether it aligns with your world-view or not, lots of people enjoy Disney vacations and find the money spent worth it.
Title: Re: Give your money to Disney!
Post by: Khaetra on May 19, 2015, 08:27:53 AM
I visit the DISBoards often, so I see first-hand how rabid some people are about Disney and apparently Disney sees it too :).  I just find it funny that a theme park has it's own 'bank', per say, to help people to save to vacation there.  I no longer spend my money there, but to each their own.
Title: Re: Give your money to Disney!
Post by: Scandium on May 19, 2015, 10:58:52 AM
ehh, me no understand. What's wrong with a bank account to save for your vacation?

Oh, you can use your disney account to pay for your stay? Know what else I bet I can use to pay for my disney vacation? US Dollars!! From my bank!

edit; why do the nephews have to save to go to Disney world? Don't they live there? This makes no sense!!

actually, it pays 2% interest, once. You get a $20 gift card per $1000 you hold there for 120 days. Still not sure it's a great deal..
Title: Re: Give your money to Disney!
Post by: RunHappy on May 19, 2015, 01:47:59 PM
Considering they raised their ticket prices I think Disney is brilliant to put together something like this. They saw a need to keep people who can't afford it coming and they filled it.
Title: Re: Give your money to Disney!
Post by: HairyUpperLip on May 19, 2015, 01:52:37 PM
You get $20 for every $1000 you spend from the account. lol
Title: Re: Give your money to Disney!
Post by: MsPeacock on May 19, 2015, 04:04:50 PM
Disney will let you book a vacation well in advance, including your park tickets, and make payments w/o charging you interest. It is a far better deal if you need to pay that way then to use a credit card or their "savings account." I think it is probably the only way to make Disney reachable for a lot of people. When I was going through my divorce I was able to book a trip almost a year out and send $100 a month and had it paid off before we went.

Title: Re: Give your money to Disney!
Post by: Megma on May 19, 2015, 04:10:48 PM
Yeah but a bank account would give interest and a lot fewer restrictions...

Also I notice you can fun you account with your credit card, which seems dangerous to me. If you don't pay the card off right away you might pay interest on money you haven't even "spent" yet...
Title: Re: Give your money to Disney!
Post by: forummm on May 19, 2015, 04:37:46 PM
My checking account is paying me about as much as this Disney bank. But at least this account comes with magic and pixie dust!
Title: Re: Give your money to Disney!
Post by: Paul der Krake on May 19, 2015, 05:07:35 PM
Can we MS the crap out of this thing?
Title: Re: Give your money to Disney!
Post by: protostache on May 19, 2015, 05:28:59 PM
Can we MS the crap out of this thing?

Unfortunately no.

Quote
Partial refunds are made to the original form(s) of payment, subject to a limit on the number of partial refunds (the current limit is 10 partial refunds). Full refunds may be made to the original form(s) of payment at any time.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 24, 2017, 02:05:09 PM
Sorry for resurrecting the fun. The most current T&C states:

Quote
You'll be eligible for a $20 Disney Gift Card for every $1000 you spend on qualified vacation purchases with your Disney Vacation Account prior to December 31, 2017 (date subject to extension), up to a total $500 in Disney Gift Card(s) per household. Your Disney Vacation Account must be active for a minimum of 120 days at the time of spending in order to receive this bonus. Request your Disney Gift Card(s) 4-6 weeks in advance of your vacation date to allow time for delivery to your mailing address. See FAQs for complete details.

For anyone interested in Disney parks, vacations, cruises, etc (there has to be *some* of us here haha), this actually may not be *too* bad of an idea if you play it right. These days I'd argue that spending $1000+ for Disney-anything can happen pretty quickly. Someone on a travel forum/thread/article brought up the idea of buying Disney GCs at Target w/ your Redcard for a 5% discount. If you buy $1000 worth of cards for $950, and load them onto your DVA account, you'll get $20 more back, so $1000 worth of Disney GCs will have cost $930. That's a 7% discount. The caveat of course is that you have to wait 120 days before you qualify for the $20 for $1000 'benefit.' (with a limit of $500 on the GCs you get, or a $25k cap spend...LOL).

Otherwise, this would especially be easy to reach if you're planning on going on a Disney Cruise or to one of their resorts. Or if you have a 2-3 kids at least, and want to go to Disneyland/World/DCA/etc for multiple days, that should get you to close to $1000 if not more. A 7% discount is better than nothing, and in fact I think it might be better than purchasing Disney tix through workplace discounts in most cases.

Currently you can open a DVA account and fund it with a one-time contribution minimum of $10. The same guy who told me about this said he opened his DVA account and funded it with $10 two years before he actually went about buying the Disney GCs at Target and loading them into the account. And yes, apparently, loading Disney GCs on the account counts towards that $1000 spend :) So don't worry about following the "payment plan" suggestion/non-sense. If you're planning that Disney trip, doing it this way might be a good way to get at least something of a discount. The DVA card is pretty much as good as cash for anything in the park as well, if you're inclined towards feeling spendy while there - I will tell you that the boysen apple freeze at Maurice's and little red wagon corndogs are pretty nice treats :)
Title: Re: Give your money to Disney!
Post by: Abo345 on May 24, 2017, 02:43:14 PM
Disney is literally a cult. Just go to disneyland and look around at all the people decked out in Disney clothing and accessories, paying over $100 per person to wait in lines in the sun all day while eating $5 stale mickey mouse pretzels and drinking $5 frozen lemonades. And they are convinced they are having a great time, happiest place in the world!!

I know of a family member who saved for an entire year for her family of 4 to go to disneyland. They spent almost $3k for 3 days at the park. Didn't even include airfare, as they were within road trip distance. I've spent less on 2 week vacations traveling to different continents.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 24, 2017, 02:54:49 PM
Disney is literally a cult. Just go to disneyland and look around at all the people decked out in Disney clothing and accessories, paying over $100 per person to wait in lines in the sun all day while eating $5 stale mickey mouse pretzels and drinking $5 frozen lemonades. And they are convinced they are having a great time, happiest place in the world!!

I know of a family member who saved for an entire year for her family of 4 to go to disneyland. They spent almost $3k for 3 days at the park. Didn't even include airfare, as they were within road trip distance. I've spent less on 2 week vacations traveling to different continents.

LOL, whatever floats your boat right?

All the [bigger?] suckers are the ones who buy *everything* in the park like you mention. Just bring outside food in and get discounted Disney clothing and gimmicks from outlets, etc and bring them in.

Sounds crazy, but just about as crazy as the $3000 fishing trips I've dreamt of going on as well as the $400-500 Hamilton tickets people spend money on multiple times over (see my thread on that one LOL) hahahaha. FWIW, my wife and I spent a collective $2k for a week in Maui including airfare, lodging and food (and that's probably still considered too much by some of you) but I'd much prefer that over a few days at Disneyland. Then again, that was about 5-6 years ago and in November when it was crazy windy.

I forgot to preface my response by stating that a majority of my visits to Disneyland have been paid for by others hahaha!
Title: Re: Give your money to Disney!
Post by: Abo345 on May 24, 2017, 03:16:56 PM
Everyone I know:

Spending $3k in 3 days at disneyland = no big deal. Disneyland rocks!!!!

Spending $3k for 1-2 weeks in an international location = omg how do u afford that??? 3k is still a lot of money!
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 24, 2017, 06:12:28 PM
Everyone I know:

Spending $3k in 3 days at disneyland = no big deal. Disneyland rocks!!!!

Spending $3k for 1-2 weeks in an international location = omg how do u afford that??? 3k is still a lot of money!

Haha it's all about perception. Think of it this way: most 5 yr olds, if given the opportunity, would probably jump at a Disneyland vacation over traveling to Europe or Asia. Unless they were cultured to understand that world-traveling is much more exciting. Of course, those are the kids, and many parents (whether or not they agree) are likely going to cater to their kids wants. So yea, "for the kids" $3k for 3 days at Disneyland is worth it vs $3k for 1-2 weeks dragging them around Thailand while they're complaining about how bored they are. The latter though, can be great when your kid is 21 and they look back and tell you how much they appreciated you taking them there even though they were brats.

OR you could get the best of both worlds where you travel internationally to HK or Japan AND take them to the respective Disneylands in each location LOL!
Title: Re: Give your money to Disney!
Post by: paddedhat on May 25, 2017, 06:24:20 AM
Since the early 2000s, we have spent the Christmas week at Fort Wilderness campground, a Disney property near Disney World. We were last in the parks a decade ago. The company is amazing, and  the last few years have been interesting to read about and watch. Everything from building giant waterfront timeshare hotels in the bowels of the recession, to the billion dollar plus makeover at  Downtown Disney/Disney Springs, and the billion dollar Magic Band roll out. They make no apologies for pushing out the middle class in favor of the really big spenders, and it shows. The Springs is full of ultra luxury shopping and dining, most new lodging is plush and super expensive. I even read a comment by one of their analysts who explained that a perfect customer for them is a professional, (lawyer, doctor, etc) with young kids, a very high income, and a major time deficit. They want this customer to be on the property for three days while spending like they haven't got a care in the world. If a three day trip from a NYC lawyer nets them $10K, they have done their job.

Title: Re: Give your money to Disney!
Post by: MandalayVA on May 25, 2017, 07:04:00 AM
Disney will let you book a vacation well in advance, including your park tickets, and make payments w/o charging you interest. It is a far better deal if you need to pay that way then to use a credit card or their "savings account." I think it is probably the only way to make Disney reachable for a lot of people. When I was going through my divorce I was able to book a trip almost a year out and send $100 a month and had it paid off before we went.

This.  We did this for a trip we took fifteen years ago (my brother's kids were young and they LOVED Disney); we had it paid off about three months prior.  IIRC you could book a trip two years in advance and do this.
Title: Re: Give your money to Disney!
Post by: DragonSlayer on May 25, 2017, 07:22:27 AM
If you spend any time on the disboards, it won't take long to see the horror stories about this account. Refunds that don't appear, contributions that aren't applied, money that mysteriously disappears, technical glitches that cut off your access permanently (forcing you to jump through all kinds of hoops to restore access), and on and on. The thing sounds like a nightmare. I've seen people who had emergencies and needed to get the money back and it took an act of congress and months to get it sorted out.

Just use a regular bank. You have more control over the money and it's there when you need it.
Title: Re: Give your money to Disney!
Post by: MrsDinero on May 25, 2017, 07:26:29 AM
Wow!  So not even Huey, Dewey, and Louie get into Disney for free.

I've realized long ago there is not point in arguing with Disney people.  I have some friends who go every year, complain about how expensive it is getting, then say it is the best time of their life, and start planning next years trip.  I guess doing it this way is better than maxing out a credit card.
Title: Re: Give your money to Disney!
Post by: talltexan on May 25, 2017, 09:12:09 AM
I married into a disney family. Yes, it's expensive. But it's not like I can argue I didn't know it was part of the package.

I discovered the MMM community after eight years during which I probably averaged two trips/year. It's probably our biggest weakness.
Title: Re: Give your money to Disney!
Post by: MgoSam on May 25, 2017, 09:47:51 AM
Funny part about vastly expensive things like Disney is that once you've spent the money, you're going to tell everyone "I had the time of my life." No one wants to feel like they've been hustled and with the ads showing everyone with a huge smile on their face, I honestly believe that people force themselves to think that they had a good time.

This is one of the reasons I don't travel as much as I like to. I tend to remember the stresses of traveling too much for me to believe that the trip was absolutely unbelievable.
Title: Re: Give your money to Disney!
Post by: Chris22 on May 25, 2017, 10:02:14 AM
Everyone I know:

Spending $3k in 3 days at disneyland = no big deal. Disneyland rocks!!!!

Spending $3k for 1-2 weeks in an international location = omg how do u afford that??? 3k is still a lot of money!

Do they know you only spent $3k on 1-2 weeks internationally?  I'm guessing they just think it costs a lot more than that. 
Title: Re: Give your money to Disney!
Post by: Chris22 on May 25, 2017, 10:04:01 AM
Funny part about vastly expensive things like Disney is that once you've spent the money, you're going to tell everyone "I had the time of my life." No one wants to feel like they've been hustled and with the ads showing everyone with a huge smile on their face, I honestly believe that people force themselves to think that they had a good time.

Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.
Title: Re: Give your money to Disney!
Post by: MgoSam on May 25, 2017, 10:16:08 AM
Funny part about vastly expensive things like Disney is that once you've spent the money, you're going to tell everyone "I had the time of my life." No one wants to feel like they've been hustled and with the ads showing everyone with a huge smile on their face, I honestly believe that people force themselves to think that they had a good time.

Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

That's good, the parents I know that have gone feel like it was worth the money. I will say that most of them don't look forward to the trip, but once they come back they appear to be happy about the trip.
Title: Re: Give your money to Disney!
Post by: Chris22 on May 25, 2017, 10:22:31 AM
Funny part about vastly expensive things like Disney is that once you've spent the money, you're going to tell everyone "I had the time of my life." No one wants to feel like they've been hustled and with the ads showing everyone with a huge smile on their face, I honestly believe that people force themselves to think that they had a good time.

Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

That's good, the parents I know that have gone feel like it was worth the money. I will say that most of them don't look forward to the trip, but once they come back they appear to be happy about the trip.

We'll be taking our older daughter for a long weekend sooner or later, and we're "looking forward to it" in the sense that we think it's something she will enjoy and we like doing things that make her happy.  But as an actual vacation, I can name about 3 dozen places I'd rather go. 
Title: Re: Give your money to Disney!
Post by: caracarn on May 25, 2017, 10:28:51 AM
I think this is just an example of different strokes for different folks. 

In a pure Mustachian world, it is absolutely spendypants, but having done dozens of Disney trips we love it.  No we're not brainwashed and it's not a cult, it just is a great product with a loyal following, kind of like MMM.  It just happens to cost a lot.  We're going in with our eyes wide open and we know we could vacation many times over in other places for less (our last trip cost us $15K for 10 days for 7 of us) but it is something we enjoy it.  I get that many do not, and that's wonderful.  Just surprised to see the vitriol about how it makes no sense.  I for the life of me cannot understand why people pay good money to eat raw fish, but many enjoy it, so have at it. 

For the account, I do not see enough perks to divert me from saving for our next Disney trip in our normal bank account.
Title: Re: Give your money to Disney!
Post by: I'm a red panda on May 25, 2017, 10:30:56 AM


Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

The people I know who go to Disney LOVE Disney. They aren't just doing it  for their kids.  Both of my SILs spend all year planning outfits ("disneybounding"- dressing inspired by a character) for their whole family. They wax poetic about missing Dole Whips and Zebra Domes on facebook.   One of them did their honeymoon to disney, no kids.  Both have done "kids stay with the grandparents- we go to Disney" at least once.

The kids have fun too, but I think the trip is for the parents.
Title: Re: Give your money to Disney!
Post by: Chris22 on May 25, 2017, 10:41:53 AM


Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

The people I know who go to Disney LOVE Disney. They aren't just doing it  for their kids.  Both of my SILs spend all year planning outfits ("disneybounding"- dressing inspired by a character) for their whole family. They wax poetic about missing Dole Whips and Zebra Domes on facebook.   One of them did their honeymoon to disney, no kids.  Both have done "kids stay with the grandparents- we go to Disney" at least once.

The kids have fun too, but I think the trip is for the parents.

Those are probably not the kind of people I'd enjoy having a beer with ;)
Title: Re: Give your money to Disney!
Post by: I'm a red panda on May 25, 2017, 11:36:56 AM


Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

The people I know who go to Disney LOVE Disney. They aren't just doing it  for their kids.  Both of my SILs spend all year planning outfits ("disneybounding"- dressing inspired by a character) for their whole family. They wax poetic about missing Dole Whips and Zebra Domes on facebook.   One of them did their honeymoon to disney, no kids.  Both have done "kids stay with the grandparents- we go to Disney" at least once.

The kids have fun too, but I think the trip is for the parents.

Those are probably not the kind of people I'd enjoy having a beer with ;)

But you could drink around the world! (Drink in every pavillion in Epcot.)
Title: Re: Give your money to Disney!
Post by: caracarn on May 25, 2017, 01:36:53 PM


Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

The people I know who go to Disney LOVE Disney. They aren't just doing it  for their kids.  Both of my SILs spend all year planning outfits ("disneybounding"- dressing inspired by a character) for their whole family. They wax poetic about missing Dole Whips and Zebra Domes on facebook.   One of them did their honeymoon to disney, no kids.  Both have done "kids stay with the grandparents- we go to Disney" at least once.

The kids have fun too, but I think the trip is for the parents.

We do not go so far as to plan outfits, but I do miss Dole Whips and I did my first honeymoon in Disney (second was in Glacier NP).  I will visit the rest of my life.  I just enjoy it and there are so many things to do there it offers enough options to make each trip unique.  Our kids are older and getting ready to start their adult lives and I can't say we left them to go to Disney, though their Mom has done that a couple times, but my wife and I have talked about going every once in a while as she now sees the fun after not really being sure what all the hype was about.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 25, 2017, 01:42:47 PM
I think this is just an example of different strokes for different folks. 

In a pure Mustachian world, it is absolutely spendypants, but having done dozens of Disney trips we love it.  No we're not brainwashed and it's not a cult, it just is a great product with a loyal following, kind of like MMM.  It just happens to cost a lot.  We're going in with our eyes wide open and we know we could vacation many times over in other places for less (our last trip cost us $15K for 10 days for 7 of us) but it is something we enjoy it.  I get that many do not, and that's wonderful.  Just surprised to see the vitriol about how it makes no sense.  I for the life of me cannot understand why people pay good money to eat raw fish, but many enjoy it, so have at it. 

For the account, I do not see enough perks to divert me from saving for our next Disney trip in our normal bank account.

At least buy Disney GCs at Target with your Redcard for the 5% discount! You will still likely save more this way vs going through workplace discount programs.

I think I might have shared about our Disneyworld experience in Orlando at some point but just to recap on the most memorable event: we encountered two moms about to get into a big fat altercation on the tram for Magic Hour. Two mommy meltdowns for one!
The first mom was a complete jerk to the bus driver who was pulling away as her family came running out of the hotel late to catch the bus. Her kids ran ahead of her and jumped onto the bus as it was slowing down with the doors opening. The lady was hysterical, chewing out the bus driver for "driving away" and endangering her kids while they were being dumb and chasing the bus. Keep in mind, they were probably several minutes late and these bus drivers probably see this all the time and rarely will wait for you.
The second mom was already sitting on the bus with her kids, husband and the grandmother and were sitting closest to the first mom and her family. Apparently the grandmother was sort of just looking at the family that just made a huge scene. In fact, everyone was kind of just looking that general direction (who wouldn't?!). The first mom looked back at the grandmother and asked her, condescendingly, "what you staring at, young lady?" - that's when the second mom lost it. She started talking back: "Excuse me? WTF did you just say to my mother? You better shut your mouth you b****" and several more exchanges occurred with the first mom talking back. Keep in mind, the first mom was this petite lady and the second mom was "healthy" in the sense of being like 2-3 times first mom's size. At some point second mom got up and nearly bum-rushed first mom - it would have gotten ugly if both husbands hadn't intervened. Wow, quite a heated moment. It was pretty awkward and silent on the bus for the remaining time (good thing it wasn't an hour or even half-hour ride!).

Interestingly, we saw the same family (of the first mom) on the Disney cruise at dinner one night - I don't know if they recognized us or not but they seemed to be having a great time. Hahahahahaha.

Title: Re: Give your money to Disney!
Post by: Dicey on May 25, 2017, 01:46:16 PM
Two stories:
Our spendypants neighbors eat nearly every meal out or have food delivered. They go to Disney twice most years. Look left and see that we live in CA. Do they go to Disney-land? Oh, no, they schlep their family of three to DisneyWORLD, on the other side of the country. They have a Disney CC and claim these trips practically pay for themselves. I can't even...

My friend agreed to volunteer at a Silent Auction I was running. She's currently an unemployed attorney, with FU money. Her company moved out of state and she said, "No, thanks." Badass.

She asked if she could bid, even though she was only a helper, so I said, "Sure" and put her winning item on my tab. She paid me back before I even gave her the item, so no worries there. Her item was Disney passes, valued at $628. Her winning bid was $550, which I thought was a lot of money. Plus, I knew she'd just been there with her pint-sized relatives. I asked her why she'd paid that much. Her response was pretty brilliant. Seems she'd noticed the expiration date and figured that there would be more than one price increase before the passes expire.

Edited for wonky autofills.
Title: Re: Give your money to Disney!
Post by: Mac_MacGyver on May 25, 2017, 01:55:46 PM
I look forward to taking my kid to Disney. I will not use the  Disney bank or whatever it is.
Title: Re: Give your money to Disney!
Post by: caracarn on May 25, 2017, 01:57:52 PM
I think this is just an example of different strokes for different folks. 

In a pure Mustachian world, it is absolutely spendypants, but having done dozens of Disney trips we love it.  No we're not brainwashed and it's not a cult, it just is a great product with a loyal following, kind of like MMM.  It just happens to cost a lot.  We're going in with our eyes wide open and we know we could vacation many times over in other places for less (our last trip cost us $15K for 10 days for 7 of us) but it is something we enjoy it.  I get that many do not, and that's wonderful.  Just surprised to see the vitriol about how it makes no sense.  I for the life of me cannot understand why people pay good money to eat raw fish, but many enjoy it, so have at it. 

For the account, I do not see enough perks to divert me from saving for our next Disney trip in our normal bank account.

At least buy Disney GCs at Target with your Redcard for the 5% discount! You will still likely save more this way vs going through workplace discount programs.


Oh we do buy the GCs and pay for everything (tickets, dining plan, etc.) with them at our local grocery store which provides $0.10 off of gas for every $50 in gift cards.  Some trips we got lucky and bought them when it was doubled to $0.20.  Got 15 free tanks of gas that way one year averaging about 20 gallons per fill up so about $600 in free gas.  Also bought the gift cards using my 2% Citi Double Cash card so got another $200 or so back that way.  I get it's only $800 on about $10,000 in spend, but 8% is not bad I figured.  If I'm gonna spend it anyway, I might as well do it in a way that generates some extra money saved or generated.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 25, 2017, 02:02:38 PM
Two stories:
Our spendypants neighbors eat nearly every meal out or have food delivered. They go to Disney twice most years. Look left and see that we live in CA. Do they go to Disney-land? Oh, no, they schlep their family of three to DisneyWORLD, on the other side of the country. They have a Disney CC and claim these trips practically pay for themselves. I can't even...

My friend agreed to volunteer at a Silent Auction I was running. She'said currently an unemployed attorney, with FU money. Her company moved out of state and she said, "No, thanks." Badass.

She asked if she could bid, even though she was only a helper, so I said, "Sure" and put her winning item on my tab. She paid me back before I even gave her the item, so no worries there. Her item was Disney passes, valued at $628. Her winning bid was $550, which I thought was a lot of money. Plus, I knew she'd just been there with her pint-sized relatives. I asked her why she'd paid that much. Her response was pretty brilliant. Seems she'd noticed the expiration date and figured that there would be more than one price increase before the passes expire.


LOL that's one way to do it - hawk for expiring tickets and scalp them for profit at the last minute!
Title: Re: Give your money to Disney!
Post by: zolotiyeruki on May 25, 2017, 03:09:46 PM
Since the early 2000s, we have spent the Christmas week at Fort Wilderness campground, a Disney property near Disney World. We were last in the parks a decade ago. The company is amazing, and  the last few years have been interesting to read about and watch. Everything from building giant waterfront timeshare hotels in the bowels of the recession, to the billion dollar plus makeover at  Downtown Disney/Disney Springs, and the billion dollar Magic Band roll out. They make no apologies for pushing out the middle class in favor of the really big spenders, and it shows. The Springs is full of ultra luxury shopping and dining, most new lodging is plush and super expensive. I even read a comment by one of their analysts who explained that a perfect customer for them is a professional, (lawyer, doctor, etc) with young kids, a very high income, and a major time deficit. They want this customer to be on the property for three days while spending like they haven't got a care in the world. If a three day trip from a NYC lawyer nets them $10K, they have done their job.
If that's the case, then our family is probably their worst nightmare.  We only buy a few token souvenirs, if any.  We stay off-property (renting a suite at Wyndham Bonnet Creek FTW!), we eat most meals outside the parks, and we usually do 6 days in the parks, at which point each additional day is like $15/person (and kids under 10 are slightly cheaper).  $15/person, for a whole days' worth of entertainment.

I know Disney has rolled out a lot of higher-end accommodations, and Disney Springs was kinda lame IMO, but they *did* open the Art of Animation resort a few years ago, and that's at the bottom of their offerings.

DW and I went without our kids a couple years back.  It was a blast!  Or maybe it just seemed that way since we didn't have the kids with us :P
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 25, 2017, 04:01:16 PM
Since the early 2000s, we have spent the Christmas week at Fort Wilderness campground, a Disney property near Disney World. We were last in the parks a decade ago. The company is amazing, and  the last few years have been interesting to read about and watch. Everything from building giant waterfront timeshare hotels in the bowels of the recession, to the billion dollar plus makeover at  Downtown Disney/Disney Springs, and the billion dollar Magic Band roll out. They make no apologies for pushing out the middle class in favor of the really big spenders, and it shows. The Springs is full of ultra luxury shopping and dining, most new lodging is plush and super expensive. I even read a comment by one of their analysts who explained that a perfect customer for them is a professional, (lawyer, doctor, etc) with young kids, a very high income, and a major time deficit. They want this customer to be on the property for three days while spending like they haven't got a care in the world. If a three day trip from a NYC lawyer nets them $10K, they have done their job.
If that's the case, then our family is probably their worst nightmare.  We only buy a few token souvenirs, if any.  We stay off-property (renting a suite at Wyndham Bonnet Creek FTW!), we eat most meals outside the parks, and we usually do 6 days in the parks, at which point each additional day is like $15/person (and kids under 10 are slightly cheaper).  $15/person, for a whole days' worth of entertainment.

I know Disney has rolled out a lot of higher-end accommodations, and Disney Springs was kinda lame IMO, but they *did* open the Art of Animation resort a few years ago, and that's at the bottom of their offerings.

DW and I went without our kids a couple years back.  It was a blast!  Or maybe it just seemed that way since we didn't have the kids with us :P

We stayed at the Hilton Lake Buena Vista - I somehow found a really good deal and don't recall if it was via points and or just reserving way ahead of time. Anyway, they're one of the few off-site hotels that offers trams/buses that run during Magic Hour. That was really nice - I think we went to Adventureland the first morning (same morning as the story of the two-mom-meltdown) and we were able to get on quite a few rides before the crowds started appearing. We do like Disney every now and then but as I mentioned earlier, my bro/SIL have paid for us in the past (sort of early Christmas/Bday gifts too) or 'subsidize' the cost, and for the two cruises my parents have paid for everything (they are generous with enough cash to spend in that way, and the cruises are pretty fun). I think out of the 6-7 times we've gone to Disneyland since before marriage, we've probably paid full price once or twice. I would never intentionally go there on my own, and even my wife has no desire to go as a family... it's just so freaking expensive and crowded. I suppose, if you really do want to go with kids and not pay and arm and a leg, the best time to go is when they're 3 and under. But then it's miserable if your kid is super-needy and uncomfortable at the park hahaha
Title: Re: Give your money to Disney!
Post by: zolotiyeruki on May 25, 2017, 08:29:50 PM
I would never intentionally go there on my own, and even my wife has no desire to go as a family... it's just so freaking expensive and crowded. I suppose, if you really do want to go with kids and not pay and arm and a leg, the best time to go is when they're 3 and under. But then it's miserable if your kid is super-needy and uncomfortable at the park hahaha
Ah, but there are ways to make the crowds...well, sorta irrelevant.  Fast passes, the Disney app (that tells you wait times), getting there early/staying late, and using RideMax are our favorite methods for getting around the crowds.  Oh, also going in off-peak season, like February.
Title: Re: Give your money to Disney!
Post by: elaine amj on May 25, 2017, 09:28:22 PM

The people I know who go to Disney LOVE Disney. They aren't just doing it  for their kids.  Both of my SILs spend all year planning outfits ("disneybounding"- dressing inspired by a character) for their whole family. They wax poetic about missing Dole Whips and Zebra Domes on facebook.   One of them did their honeymoon to disney, no kids.  Both have done "kids stay with the grandparents- we go to Disney" at least once.

The kids have fun too, but I think the trip is for the parents.

My kids have fun and my whole family loves Disney. DH dreams of of our going there kid-free. But it's no secret - we go to Disney for ME!

I have traveled in various parts of the world including Asia and Europe. We travel quite frequently throughout the US. But Disney is definitely our family's favourite vacay (tied with tent camping). Worth every penny :)

And I just opened a Disney Vacation Account (for travel hacking purposes).



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Title: Re: Give your money to Disney!
Post by: Chris22 on May 26, 2017, 07:27:58 AM
But Disney is definitely our family's favourite vacay (tied with tent camping).

That's hilarious, those are two things I have no interest in doing.  Different strokes and all that.
Title: Re: Give your money to Disney!
Post by: patchyfacialhair on May 26, 2017, 07:47:25 AM
We went to Disney World for the first time last September, and it was fun. But, I'd choose Disneyland in CA 9 times out of 10. Florida is humid, hot, and I hate how spread out everything is. We had 5 day hopper tickets and still felt like we spent most of our days walking.

Disneyland and California Adventure have better rides, better weather, and more options for recreation outside the park. Day at the beach? 20 minutes away. Drive to LA? 30 minutes away (assuming it's middle of the week and during the day). Florida is just..."turn here for this theme park, and turn here for that theme park...and try not to get Zika on the way"
Title: Re: Give your money to Disney!
Post by: I'm a red panda on May 26, 2017, 09:28:18 AM

Do you stay at the Fort?

If I eve have to go to Disney again, thats the only way i'm agreeing to it.

Title: Re: Give your money to Disney!
Post by: elaine amj on May 26, 2017, 09:31:36 AM
But Disney is definitely our family's favourite vacay (tied with tent camping).

That's hilarious, those are two things I have no interest in doing.  Different strokes and all that.

LOL - that's for sure :) Whereas I have a giant smile on pretty much the entire time for both types of vacations. On the other hand, I've less interest in cities. NYC, London, even cool European places like Amsterdam - all fun and all...but no particular ache to go back to any of them (although I likely will at some point).


Do you stay at the Fort?

If I eve have to go to Disney again, thats the only way i'm agreeing to it.

I've thought of it - but still can't wrap my head around why it would be "worth it" as I'm not usually interested in developed campgrounds (rustic state parks are more my speed). It's hard when Value hotel rooms are similarly-priced. Still, I'd love to try it out one day. When I have more time and can drive. DH still will not consider flying with camping gear *sigh*.
Title: Re: Give your money to Disney!
Post by: Chris22 on May 26, 2017, 09:38:43 AM
But Disney is definitely our family's favourite vacay (tied with tent camping).

That's hilarious, those are two things I have no interest in doing.  Different strokes and all that.

LOL - that's for sure :) Whereas I have a giant smile on pretty much the entire time for both types of vacations. On the other hand, I've less interest in cities. NYC, London, even cool European places like Amsterdam - all fun and all...but no particular ache to go back to any of them (although I likely will at some point).

I'm a plant-my-ass-on-the-beach (or in the pool) guy.  I like to wake up every morning and decide which body of water I'm going to go relax in, and if I'm really going to mix it up, maybe do some snorkeling or go on a boat ride.  I don't like schedules, having to be somewhere at a certain time, and I don't like sleeping outside or not taking a shower at the end of a long day to wash the dirt sweat and/or salt off. 
Title: Re: Give your money to Disney!
Post by: FIT_Goat on May 27, 2017, 10:42:10 AM
My wife is a Disney person.  I knew it when we married.  Hell, I knew it before we married.  She was poor, barely making it, even using payday loans and having unpaid credit card debt, but she had annual passes to Disney.  When we got serious, I helped her get her money under control.  She then moved in with me, removing her biggest bill (rent), and the first priority she had was getting me an annual pass.  I refused to get one, so she spent her new "extra" income on getting me a pass.  That way we could all go together.  It was still her money, at that point, so I had no say.  She paid her part of everything else.  Now that we're married, it is coming out of our money.  It's $1,754.40 a year.  It's a non-negotiable.  We do go enough to make up for it.  A lot of the times we go is when she has family down and they go to the parks.  Her whole family is a Disney family.  If we stay down there, we usually stay off property.  My mom owns a timeshare--yes, I am surrounded by people who make bad decisions--and we can stay on that property for as low as $30 a night at times.  Even when it's more expensive, it's way cheaper than anything else.

Funny part about vastly expensive things like Disney is that once you've spent the money, you're going to tell everyone "I had the time of my life." No one wants to feel like they've been hustled and with the ads showing everyone with a huge smile on their face, I honestly believe that people force themselves to think that they had a good time.

Everyone having a good time at Disney is a lie.  One of our favorite activities, when it's too crowded to do much of anything, is to walk around and people watch.  My wife and I have a game we call "not having a magical time" where we identify miserable people and pretend the "magical time police" are going to rush in and remove them from the parks.  Adults are 2 points, teens are 1 point, and kids are 3 points.  We set the point system up long ago, when we assumed the kids would be happiest and the teens would be too cool to have fun.  It's not true, the kids have much less patience for the crowds, lines, and demands of moving around the park.  They are usually the easiest miserable people to find.

If we find that we're not having a magical time, we escort ourselves out.  With annual passes, we can go back another time.  We're usually fine with most stuff, even normal level crowds.  It is when they break out the tape and split the walks into coming/going sides and have members out to crowd control the streets (usually at capacity level) when we're done.  Those days, it can take over an two hours to get out of the park, if you're near the back, when you decide you're done.
Title: Re: Give your money to Disney!
Post by: Khaetra on May 27, 2017, 01:16:58 PM
I am about to buy an annual pass (Florida Weekday Select...best bargain for us locals!) and start going again.  I have a love/hate relationship with Disney, but I keep costs down by bringing my own drinks and food (they do allow this, within reason) and I avoid buying things at the shops.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 27, 2017, 04:33:06 PM
I would never intentionally go there on my own, and even my wife has no desire to go as a family... it's just so freaking expensive and crowded. I suppose, if you really do want to go with kids and not pay and arm and a leg, the best time to go is when they're 3 and under. But then it's miserable if your kid is super-needy and uncomfortable at the park hahaha
Ah, but there are ways to make the crowds...well, sorta irrelevant.  Fast passes, the Disney app (that tells you wait times), getting there early/staying late, and using RideMax are our favorite methods for getting around the crowds.  Oh, also going in off-peak season, like February.

This is true - that's why we only go when my bro/SIL are in town. They are experts at 'exploiting' and gaming Fastpass, single rider, rider swap, etc. The norm is that a majority of people and unsuspecting tourists don't know about most of these tricks. Using undercovertourist, and other websites that predict crowds at whatever given park are handy too. We definitely planned out everything when we went to WDW - I think it made it much more enjoyable having a game plan vs going to the ride that looks the coolest and has the longest lines hahaha.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 27, 2017, 04:39:00 PM
Everyone having a good time at Disney is a lie.  One of our favorite activities, when it's too crowded to do much of anything, is to walk around and people watch.  My wife and I have a game we call "not having a magical time" where we identify miserable people and pretend the "magical time police" are going to rush in and remove them from the parks.  Adults are 2 points, teens are 1 point, and kids are 3 points.  We set the point system up long ago, when we assumed the kids would be happiest and the teens would be too cool to have fun.  It's not true, the kids have much less patience for the crowds, lines, and demands of moving around the park.  They are usually the easiest miserable people to find.

If we find that we're not having a magical time, we escort ourselves out.  With annual passes, we can go back another time.  We're usually fine with most stuff, even normal level crowds.  It is when they break out the tape and split the walks into coming/going sides and have members out to crowd control the streets (usually at capacity level) when we're done.  Those days, it can take over an two hours to get out of the park, if you're near the back, when you decide you're done.

It sounds like you guys have a good time there when you play that game :D Seriously, the most memorable part of our WDW trip was riding on the "double-mommy-meltdown tram ride" I shared about. It was just awesome, I felt ripped off when the husbands stepped in to break it up.... jk hahahaha. Otherwise, sometimes it can be fun looking for the mommy/daddy meltdowns, but as we now have kids I think we have a little more sympathy. It sure is funny when you're single or married w/o kids though!!
Title: Re: Give your money to Disney!
Post by: LiveLean on May 29, 2017, 07:55:08 PM
Number of years living in Central Florida: 19
Number of children: 2 (14 and 11)
Number of trips to Disney: Zero

Cal Ripken has nothing on me. I will take this streak to the grave.
Title: Re: Give your money to Disney!
Post by: talltexan on May 30, 2017, 09:20:40 AM
I already bared my soul about my non-mustachian Disney-going ways, but the mention of Cal Ripken, Jr., means I also need to confess spending the un-mustachian sum of $90 to buy three of his books at a book signing of his ten years ago. I gave them as gifts to people who have too many books. Perhaps news will break that Mr. Ripken, himself, is a mustachian. His peak salary of $4 million would mean he'd have a pretty easy ten years of living on $1.6 million/year to do it.
Title: Re: Give your money to Disney!
Post by: jeremytech on May 30, 2017, 12:56:01 PM
We just returned from a 5 night trip, we went to see the new Pandora/avatar land (Its beautiful). ~$450 out of pocket for the hotel (One night on points for a disney resort with "magic hours" to get into Pandora on opening day), points for the airline and car rental, call it $100 on food, and $330 on purchases related to a Disney fanatic in the family purchased offsite at the outlets. (Outlets are a different story, a lady in front of us bought ~60 mouse ears that were 90% off along with other stuff to the tune of $700 and wouldn't let us have a mouse ear set. We weren't kicking hard enough evidently. Re-sellers are a pain, we've decided to put everything in a cart if we might like it and just sort it out afterward after this last trip, holiday weekends are worse than we imagined)

This was with our 13 month old. We have story now, much like my stories for opening night of star wars. However, in a similar vein I never intend to do an opening anything again! Getting up at 5:30AM to get to the park to stand in line for 2 hours to ride an admittedly amazing experience and then going back again for another 2 hour line at 11pm to close down the park is something to do once and then check off the box.

Also, Live in Ohio and have been to disney on 5 trips since we purchased annual passes in October for a total of 26 days, we're at $33/day/person cost, and I'm burnt out on all things at the house of mouse, on the other hand our most expensive trip for a week including the annual pass was $3000 because we went with family. (The $1600 price tag for 2 annual passes was painful, but free photo downloads and the discounts saved our family ALOT when we traveled with them) I can't imagine that much a day. Actually I did spend some time thinking about it this past trip because of the number of VIP movie stars wandering around (Paying at least $375/hr for personal tours, talking about the Floridian ($1000/ngt)) and realizing they probably spend about $5000 a day. We decided they weren't getting a much improved experience except for unlimited flight rides in Pandora. ;)

Title: Re: Give your money to Disney!
Post by: Rife on May 30, 2017, 06:17:56 PM
Disney is our big non-mustachian weakness. I will say never convince someone to go. If someone wants to find reasons to hate it they will. About ten years ago I went with my brothers family with a couple of other families (another note never try to go with a big group unless you like arguing) and the other families kids complained constantly and the parents argued about every little thing. They went expecting thrill type rides and just never got into it. Understand though that i have heard rants about how bad Disney trips are just by mentioning WDW, so, if you are known to not like Disney people are unlikely to offer up that they do.

When we go we just avoid the lines. If we don't do a few things at all then fine but we don't ever stand in long lines. There are always ways like fast pass, waiting for parade time etc that can get you in without the line. I will say that our daughter is now 4 and this Xmas will be our last trip to Disney for a few years as we have a lot of other places to go as she gets older.
Title: Re: Give your money to Disney!
Post by: golden1 on May 30, 2017, 08:01:18 PM
Quote
Disney is our big non-mustachian weakness.

Ditto.  I can't really explain it - maybe it's because I went as a young child and formed great memories, but I really like Disney.  I am not a Disney *nut* in the sense that we only go as a family every 3 or 4 years, not every year or multiple times a year like some families I know.  I only go when there is something new to see.  I am pretty good at planning a good vacation there, if I do say so myself, and it is one of the few places that my whole family ends up having a good time. 

I have my tricks for saving money, like renting DVC points and strict limits on souvenirs.  Most people who are miserable make the mistake of going when it is hot and crowded and not doing any planning ahead of time.  It just isn't that type of vacation. 
Title: Re: Give your money to Disney!
Post by: kimmarg on May 30, 2017, 08:48:53 PM
Oh, also going in off-peak season, like February.

how in the world is Feb 'off peak'??? I'm pretty sure all of Northern New England boards a direct flight to Orlando the 3rd week of February....
Title: Re: Give your money to Disney!
Post by: talltexan on May 31, 2017, 09:05:34 AM
we were there in late-January, and it seemed like Brazilians were all over the place. There must be some traditional summer break there that they all spend at Disney World.
Title: Re: Give your money to Disney!
Post by: loyalreader on May 31, 2017, 09:55:26 AM
Quote
Disney is our big non-mustachian weakness.

Ditto.  I can't really explain it - maybe it's because I went as a young child and formed great memories, but I really like Disney.

Double ditto. I'm sure nostalgia plays into it, but also - when they get it right - immersive theming. I'm a sucker for it.

I'm certainly of two minds about Disney. I see that it's a big cash grab and it can be downright corny. But you can get a big bang for your entertainment dollar... if you do it right. For instance, those are easily $10k worth of fireworks being fired off every night. There is plenty to take in for free. Sometime the quiet moments are the best. Planning - as other posters have said - makes a huge difference in what you spend.

I've been lucky enough to have literally traveled around the world. I still enjoy going to Disney. It doesn't have to be an either/or proposition.

On the other hand, I understand why others hate it...
Title: Re: Give your money to Disney!
Post by: charis on May 31, 2017, 10:20:34 AM
Certainly reasonable minds can disagree on whether this is an enjoyable vacation or a waste of money, but from a mustachian perspective, there are MANY ways to save money, get a lot of bang for your buck, or travel hack the entire thing. 

I'll touch on one thing.  The obvious cost-saver is going when someone in your party is free = under 3.  We've gone twice and my son was free both times (18 months [so free flight as well] and 2 years 11 months).  That included free ticket entry and meals at in-park character buffets, which are pricey.  The other perk is the rider switch pass - if you have a child that's too short to ride, your older child can go on the twice, while adults take turns waiting with the younger child, and it works like a fast pass.
Title: Re: Give your money to Disney!
Post by: jeromedawg on May 31, 2017, 11:45:49 AM
Quote
Disney is our big non-mustachian weakness.

Ditto.  I can't really explain it - maybe it's because I went as a young child and formed great memories, but I really like Disney.

Double ditto. I'm sure nostalgia plays into it, but also - when they get it right - immersive theming. I'm a sucker for it.

I'm certainly of two minds about Disney. I see that it's a big cash grab and it can be downright corny. But you can get a big bang for your entertainment dollar... if you do it right. For instance, those are easily $10k worth of fireworks being fired off every night. There is plenty to take in for free. Sometime the quiet moments are the best. Planning - as other posters have said - makes a huge difference in what you spend.

I've been lucky enough to have literally traveled around the world. I still enjoy going to Disney. It doesn't have to be an either/or proposition.

On the other hand, I understand why others hate it...

When you talk about fireworks, are you justifying that under the premise of buying a ticket? Because I can take a leisurely drive on the 5fwy around 9:30pm at night and see the same fireworks for that matter :) In fact, one time I was on my way back home and started hearing loud explosions in the air, wondering if we were under attack. After looking at the clock, and where I was on the fwy, I realized "Holy crap, it's just Disneyland" and my heart stopped racing. Anyway, I know this sounds awful but every time I go to Disney now, I'm on the lookout for mommy/daddy meltdowns hahahaha.

Certainly reasonable minds can disagree on whether this is an enjoyable vacation or a waste of money, but from a mustachian perspective, there are MANY ways to save money, get a lot of bang for your buck, or travel hack the entire thing. 

I'll touch on one thing.  The obvious cost-saver is going when someone in your party is free = under 3.  We've gone twice and my son was free both times (18 months [so free flight as well] and 2 years 11 months).  That included free ticket entry and meals at in-park character buffets, which are pricey.  The other perk is the rider switch pass - if you have a child that's too short to ride, your older child can go on the twice, while adults take turns waiting with the younger child, and it works like a fast pass.

Yep, kids under 3 and then fastpass/rider swap/single rider are all tactics that can take a DISmal experience to DISfun... that said, I don't think I've ever seen my brother walk so fast [to the Fastpass machines]
Title: Re: Give your money to Disney!
Post by: frugledoc on May 31, 2017, 02:26:42 PM
I wouldn't go to Disney for free
Title: Re: Give your money to Disney!
Post by: TheGrimSqueaker on May 31, 2017, 02:30:48 PM
I've tried Disney-- Land as a kid, World as an adult-- and I just can't see what the appeal is.

From the kid trip, I remember a ride with pirates and another one with animatronic hippos from Disney Land, but just don't recall much of anything else. So the "lifelong memories" argument-- and I would have been about 8 or 9 when we took the trip, not a toddler-- turned out to be utter horseshit. I didn't enjoy Disney World as an adult even though I was there with someone I really cared for. The evidence suggests I'm not a fan of theme parks. National parks and state parks, now-- those are great and there really is something for everyone.
Title: Re: Give your money to Disney!
Post by: calimom on June 01, 2017, 01:27:55 PM
I just really don't get adults who love All Things Disney. The same reason I don't understand anyone over legal drinking age enjoying Harry Potter, YA novels, and dressing up to go to Star Wars/Trek conventions. Or referring to their pets as "fur babies".

But of course, to each their own, and that's what makes us all so special and unique. Like the above poster, I far prefer National Parks to theme parks. And once paid a fair amount to rent a small RV to take my children and MIL to see some of the wonders of the west, which was money well spent as far as I was concerned.
Title: Re: Give your money to Disney!
Post by: Fish Sweet on June 01, 2017, 03:19:04 PM
I disney-hack in the most cost effective way there is-- living in SoCal and being best friends with someone who works for The Mouse, haha!  Back when I was in college, my friend and I bought the cheapest SoCal Resident's pass that existed and went a good ten+ times during weekdays when I didn't have class.  These days, I can get into the parks for free most days, park for free, and get a hefty 25-30% discount on everything I buy, which is pretty good.  But the number of people who buy and buy and buy every new piece of Disney merchandise completely baffle me.  Why in the world would anyone need this many souvenirs from the same damn place?

But given the crowds and the lines and the heat, honestly the only reason I can still go and have fun is because I'm so familiar with the parks, the hours, and the showings that I can game the fast past system, single rider, and various park shortcuts and tricks so that I never wait more than 30 minutes for anything, know all the cheapest and yummiest places to eat, and can enjoy the day to its fullest with my best friends.  Also I don't feel any pressure to be having "fun" the entire day because I'm paying out the ass for it.  In those circumstances, I think it would be much more difficult to enjoy.
Title: Re: Give your money to Disney!
Post by: Reynold on June 01, 2017, 03:48:21 PM
Really?  Most parents I know openly acknowledge that Disney kinda sucks and they're only doing it for their kid and they'd rather be somewhere, anywhere, else.  They might not admit it if their kid didn't have a great time, but almost no adult I know relishes the thought of going to Disney.

My DW and I were there some years back, and she got invited to a "focus group" they had there.  She prefers other types of vacations on the whole, but everyone else in the focus group, all adults, was pretty dedicated to going.  It was a mix of "I like the safety/predictability/friendliness of employees." and "I grew up going there with my family, I still associate it with those good times and enjoy it now myself."  There are a lot of adults who like it and go even without kids. 
Title: Re: Give your money to Disney!
Post by: jeromedawg on June 01, 2017, 03:52:58 PM
I disney-hack in the most cost effective way there is-- living in SoCal and being best friends with someone who works for The Mouse, haha!  Back when I was in college, my friend and I bought the cheapest SoCal Resident's pass that existed and went a good ten+ times during weekdays when I didn't have class.  These days, I can get into the parks for free most days, park for free, and get a hefty 25-30% discount on everything I buy, which is pretty good.  But the number of people who buy and buy and buy every new piece of Disney merchandise completely baffle me.  Why in the world would anyone need this many souvenirs from the same damn place?

But given the crowds and the lines and the heat, honestly the only reason I can still go and have fun is because I'm so familiar with the parks, the hours, and the showings that I can game the fast past system, single rider, and various park shortcuts and tricks so that I never wait more than 30 minutes for anything, know all the cheapest and yummiest places to eat, and can enjoy the day to its fullest with my best friends.  Also I don't feel any pressure to be having "fun" the entire day because I'm paying out the ass for it.  In those circumstances, I think it would be much more difficult to enjoy.

Uhh, I don't think I'd be complaining either if I were able to get into the park for free and especially get free parking [presumably this is in the covered lot or perhaps an employee access lot?).
Title: Re: Give your money to Disney!
Post by: Fish Sweet on June 01, 2017, 03:58:38 PM
Uhh, I don't think I'd be complaining either if I were able to get into the park for free and especially get free parking [presumably this is in the covered lot or perhaps an employee access lot?).

Well, we've got a couple posters up top talking about how they couldn't be paid to go to Disneyland and how it's the opposite of fun for them.   If I weren't already familiar with the parks and the park schedule and were showing up on the hottest/most crowded days of the year when everything including the food is a 2 hour wait in the blazing sun and you can't turn around without bumping into someone's fanny pack,.... it's a waste of time.  You couldn't pay me to do that either.
Title: Re: Give your money to Disney!
Post by: charis on June 01, 2017, 05:24:29 PM
Uhh, I don't think I'd be complaining either if I were able to get into the park for free and especially get free parking [presumably this is in the covered lot or perhaps an employee access lot?).

Well, we've got a couple posters up top talking about how they couldn't be paid to go to Disneyland and how it's the opposite of fun for them.   If I weren't already familiar with the parks and the park schedule and were showing up on the hottest/most crowded days of the year when everything including the food is a 2 hour wait in the blazing sun and you can't turn around without bumping into someone's fanny pack,.... it's a waste of time.  You couldn't pay me to do that either.

Agreed - I wouldn't do that for pay.  But I've been twice for free (credit card bonus points) and enjoyed the tricks and crazy-level planning that I could do for it.   I think the most we ever waited for a ride was 30 minutes (once) and most were 5-10 min (during holiday breaks), some short waits for our meal reservations.  If you don't like theme parks, obviously you aren't going to enjoy yourself, but I dislike most amusement parks due to waiting in line longer than we did at Disney. 
Title: Re: Give your money to Disney!
Post by: jeromedawg on June 01, 2017, 11:54:44 PM
Uhh, I don't think I'd be complaining either if I were able to get into the park for free and especially get free parking [presumably this is in the covered lot or perhaps an employee access lot?).

Well, we've got a couple posters up top talking about how they couldn't be paid to go to Disneyland and how it's the opposite of fun for them.   If I weren't already familiar with the parks and the park schedule and were showing up on the hottest/most crowded days of the year when everything including the food is a 2 hour wait in the blazing sun and you can't turn around without bumping into someone's fanny pack,.... it's a waste of time.  You couldn't pay me to do that either.

Yea, if you're generally a tourist who doesn't know the ins and outs it's totally not worth it. But in that vein, I'd guess that *most* tourists don't have a really good friend working at Disney who lets them into the park... and if they did, their friend likely would have shared with them all the tricks of the trade (fastpass, single rider, rider swap, etc) to actually make it enjoyable so they're not like the rest of the lemmings waiting in like for 3 hours to ride Star Tours and Space Mountain.
Title: Re: Give your money to Disney!
Post by: partgypsy on June 02, 2017, 09:08:50 AM
The people who spent 3K for 3 days at Disney, didn't do it right. The longer you stay, the cheaper it gets. I'd have to go back and look at my budget, but we spent around that or less than that for a family of 4 for 5 days. And this was staying on resort and using the meal plan.

I do have to admit I really enjoyed the two times I went to Disney. It was late fall so cheaper and not as crowded. I might want to go with family one more time at some point. After that point, I would rather visit other places.

Each time I came back from Disney I had reverse sticker shock: gas station with drink and hotdog for $2 OMG that's so cheap! Everything looked so inexpensive after being at Disney with the inflated prices.   

If I was going to go to a theme park, right now, I'd rather go to Dollyworld. You can get passes so go 1 day to park, 2 days to water park, and then spend time in the area. you can get better accommodations for the price and the prices for miscellaneous stuff like food is less. It's more relaxing. 
Title: Re: Give your money to Disney!
Post by: merula on June 02, 2017, 09:25:50 AM
I just really don't get adults who love All Things Disney. The same reason I don't understand anyone over legal drinking age enjoying Harry Potter, YA novels, and dressing up to go to Star Wars/Trek conventions. Or referring to their pets as "fur babies".

But of course, to each their own, and that's what makes us all so special and unique. Like the above poster, I far prefer National Parks to theme parks. And once paid a fair amount to rent a small RV to take my children and MIL to see some of the wonders of the west, which was money well spent as far as I was concerned.

That's quite a list of things people shouldn't like. If I read ~500 page economic theory books in between, can I still read the His Dark Materials series when I feel like it?
Title: Re: Give your money to Disney!
Post by: calimom on June 02, 2017, 10:13:42 AM
I just really don't get adults who love All Things Disney. The same reason I don't understand anyone over legal drinking age enjoying Harry Potter, YA novels, and dressing up to go to Star Wars/Trek conventions. Or referring to their pets as "fur babies".

But of course, to each their own, and that's what makes us all so special and unique. Like the above poster, I far prefer National Parks to theme parks. And once paid a fair amount to rent a small RV to take my children and MIL to see some of the wonders of the west, which was money well spent as far as I was concerned.

That's quite a list of things people shouldn't like. If I read ~500 page economic theory books in between, can I still read the His Dark Materials series when I feel like it?

Permission granted! Preferably while standing in 100 degree heat while eating a $15 dollar corn dog waiting for the most popular ride at The Magic Kingdom. Extra points for dressing as a Minion.  Post pictures, please.
Title: Re: Give your money to Disney!
Post by: crispy on June 02, 2017, 11:27:46 AM
I am a big Disney fan, and we usually go once a year. Having a friend who works there helps with the kids expenses. I love the parks and spending time at Fort Wilderness. It just makes me happy.

We just spent a week in DC and then on to Colonial Williamsburg and Busch Gardens. Busch Gardens is an awesome park and honestly prettier than any of the WDW parks. It is also a bargain...we bought a summer pass for Busch Gardens and the waterpark for $80. Unfortunately, I have had to sit out most of the big rides because of neck issues. I can ride pretty much anything at WDW (with the exception of Space Mountain) without issue. I tried a couple of rides on Wednesday and felt like death so we have had to split up for much of the day which kinda defeats the point of our family vacation.
Title: Re: Give your money to Disney!
Post by: jeromedawg on June 02, 2017, 11:33:59 AM
I just really don't get adults who love All Things Disney. The same reason I don't understand anyone over legal drinking age enjoying Harry Potter, YA novels, and dressing up to go to Star Wars/Trek conventions. Or referring to their pets as "fur babies".

But of course, to each their own, and that's what makes us all so special and unique. Like the above poster, I far prefer National Parks to theme parks. And once paid a fair amount to rent a small RV to take my children and MIL to see some of the wonders of the west, which was money well spent as far as I was concerned.

That's quite a list of things people shouldn't like. If I read ~500 page economic theory books in between, can I still read the His Dark Materials series when I feel like it?

Permission granted! Preferably while standing in 100 degree heat while eating a $15 dollar corn dog waiting for the most popular ride at The Magic Kingdom. Extra points for dressing as a Minion.  Post pictures, please.

But the $15 corn dog is 2 feet long! (jk, but the 2ft long corn dogs they have at the county fair is starting to sound pretty delicious) BTW: the Mickey patrol would tackle you and force you to remove the paraphernalia if you were to commit such an act of blasphemy; unless you utilize the invisibility cloak of course.
Title: Re: Give your money to Disney!
Post by: NoVa on June 03, 2017, 11:49:19 AM
I am a big Disney fan, and we usually go once a year. Having a friend who works there helps with the kids expenses. I love the parks and spending time at Fort Wilderness. It just makes me happy.

We just spent a week in DC and then on to Colonial Williamsburg and Busch Gardens. Busch Gardens is an awesome park and honestly prettier than any of the WDW parks. It is also a bargain...we bought a summer pass for Busch Gardens and the waterpark for $80. Unfortunately, I have had to sit out most of the big rides because of neck issues. I can ride pretty much anything at WDW (with the exception of Space Mountain) without issue. I tried a couple of rides on Wednesday and felt like death so we have had to split up for much of the day which kinda defeats the point of our family vacation.

I live in Northern Virginia. When we want to go to an amusement park, we drive right by Six Flags and go to Busch Gardens. Much more like a park, not just a big chunk of blacktop with little shade that has a bunch of rides parked on it.
Title: Re: Give your money to Disney!
Post by: charis on June 03, 2017, 03:42:42 PM
I am a big Disney fan, and we usually go once a year. Having a friend who works there helps with the kids expenses. I love the parks and spending time at Fort Wilderness. It just makes me happy.

We just spent a week in DC and then on to Colonial Williamsburg and Busch Gardens. Busch Gardens is an awesome park and honestly prettier than any of the WDW parks. It is also a bargain...we bought a summer pass for Busch Gardens and the waterpark for $80. Unfortunately, I have had to sit out most of the big rides because of neck issues. I can ride pretty much anything at WDW (with the exception of Space Mountain) without issue. I tried a couple of rides on Wednesday and felt like death so we have had to split up for much of the day which kinda defeats the point of our family vacation.

I live in Northern Virginia. When we wan to go to an amusement park, we drive right by Six Flags and go to Busch Gardens. Much more like a park, not just a big chunk of blacktop with little shade that has a bunch of rides parked on it.

We did BG and Williamsburg last year - it was awesome.  The rides are definitely no joke and the park is gorgeous! 
Title: Re: Give your money to Disney!
Post by: AZDude on June 05, 2017, 04:55:14 PM
I don't think it's a bad way to save money for an expensive vacation. You can buy Disney gift cards at Sam's Club for about a 5% discount. Set up the Disney account early enough, get another 2% back when you use the account to pay for part of the vacation. You can then use the physical gift cards to settle bills at the parks and resorts.

Whether it aligns with your world-view or not, lots of people enjoy Disney vacations and find the money spent worth it.

You could just a savings account and not be subject to any withdrawal or time restrictions, and pair it with a Disney rewards credit card.
Title: Re: Give your money to Disney!
Post by: elaine amj on June 16, 2017, 08:15:05 PM
I don't think it's a bad way to save money for an expensive vacation. You can buy Disney gift cards at Sam's Club for about a 5% discount. Set up the Disney account early enough, get another 2% back when you use the account to pay for part of the vacation. You can then use the physical gift cards to settle bills at the parks and resorts.

Whether it aligns with your world-view or not, lots of people enjoy Disney vacations and find the money spent worth it.

You could just a savings account and not be subject to any withdrawal or time restrictions, and pair it with a Disney rewards credit card.

Ahh...but the trick is:
1. Buy discounted Disney gift cards (5% off at Sam's Club or 10% off at Meijer sometimes or up to 15++% off at Kroger)
2. Use your rewards CC for 2-5% off
3. Load the gift cards into a Disney Vacation Account for an extra 2% off

Now your trip is 22% off whatever discount Disney is offering. If Disney is offering 30% off, u are at nearly a 50% discount.


Sent from my iPhone using Tapatalk
Title: Re: Give your money to Disney!
Post by: Capsu78 on June 17, 2017, 10:48:54 AM
I've done both FL and CA multiple times as a single and as a parent...but I will be hard pressed to do it as a grandparent having been trapped on both properties multiple times working convention floors!  I can put on my "patience is a virtue" hat only so many times in my life and I have used up all the chits I had for the Mouse Kingdom.   I have spent a solid week at both flagship parks, in Disney properties with a fully operational expense report- and it still drove me crazy to have to walk to another property to simply eat with a real fork and knife!   I tried taking a taxi at Disneyland to get off property one night for a non Disney dinner and the meter in the cab hit $10 before I even got to a non Disney street! 

My wife OTOH is still a fan and was in Tokyo on business 2 years ago.  As it turned out, the meetings one day didn't really involve her, and she could tell having someone translate everything for her was just slowing everything down, so she took a day off.  She went over to Tokyo Disneyland not realizing it was the day Disney around the world were celebrating the 50th anniversary of "It's a small world"...she even rode it.  It was pretty neat, but lacked for a grandchild or 2 to share it with.
Title: Re: Give your money to Disney!
Post by: COEE on June 18, 2017, 09:11:12 AM
We recently went to Paris with my 6yo.  We went to Disney Paris for 2 of the 10 days we were there.  She got tons of culture (also spent time in Morocco and Germany) but we also got to give her a Disney experience - something we've been wanting to do for us, more than her.  The best of both worlds (culture and disney), really.  The weather there is much nicer than FL and CA as well.

I was an idiot and forgot to bring food and pay for tickets ahead of time.  The tickets alone cost about $450US and the total out the door was $735 - about 12% of the total trip.  At the time I was freaking over the cost but quickly realized I had the money and didn't care.  Maybe the price would have been cheaper if I had bought tickets ahead of time.  I'm not counting our accomodations - because we were planning on being in Paris regardless of where we went.

The first day at Disney was magical... to see my daughter light up like that when the princesses were dancing on stage - that was priceless and was worth a few hundred for a couple days.

Some things I would have done different:
I'd only go to the old park for a single day - the second day in the new park was not near as magical and felt more forced.  I think my daughter enjoyed it though.  I did too, but it doesn't have any magic factor to me.
Only go on weekdays
Bought tickets in advance
Brought a lighter jacket

I've been to disneyland twice and disneyparis once in 35 years.  I've only paid my own way once.  That's once every 11.7 years and less than $21/year.  No biggie.

Having said all of that, I will probably never go again.  If I do I will only go to the old park for a single day.  Two exceptions: I might go again if I have grandchildren someday or if someone else pays my way - but will still only go for one day.

I really don't understand people that go once or twice every year.
Title: Re: Give your money to Disney!
Post by: BTDretire on June 18, 2017, 09:27:33 AM
I would never intentionally go there on my own, and even my wife has no desire to go as a family... it's just so freaking expensive and crowded. I suppose, if you really do want to go with kids and not pay and arm and a leg, the best time to go is when they're 3 and under. But then it's miserable if your kid is super-needy and uncomfortable at the park hahaha
Ah, but there are ways to make the crowds...well, sorta irrelevant.  Fast passes, the Disney app (that tells you wait times), getting there early/staying late, and using RideMax are our favorite methods for getting around the crowds.  Oh, also going in off-peak season, like February.
I just happened to take my family to Disney World in Early Oct 2001.
 This was just after 9-11. People were not flying, the park was wonderfully slow.
If there was any wait, it was very short, but basically there were no waits!
We had a great time.
 Hopefully that was a once in a lifetime benefit.
Title: Re: Give your money to Disney!
Post by: talltexan on June 21, 2017, 06:56:08 AM
My in-laws have perfected the science of going to attractiosn off-peak, i.e. from 9am to 11 am and late in the day.

The upside is that there is a lot less time in line. The downside is that you have to stay on-property; a lot of deals where you stay just off-property but use a shuttle to go to the park early and stay there all-day are not available.
Title: Re: Give your money to Disney!
Post by: charis on June 21, 2017, 07:11:05 AM
My in-laws have perfected the science of going to attractiosn off-peak, i.e. from 9am to 11 am and late in the day.

The upside is that there is a lot less time in line. The downside is that you have to stay on-property; a lot of deals where you stay just off-property but use a shuttle to go to the park early and stay there all-day are not available.

You don't have to stay on property.  Renting a car is pretty cheap in Orlando, even during peak times, and certainly much less than staying on site.  We rented a Bonnet Creek timeshare (MUCH less than Dis) - had tons of room and less than a 10 minute drive for a mid day break.
Title: Re: Give your money to Disney!
Post by: I'm a red panda on June 21, 2017, 07:38:04 AM
My in-laws have perfected the science of going to attractiosn off-peak, i.e. from 9am to 11 am and late in the day.

The upside is that there is a lot less time in line. The downside is that you have to stay on-property; a lot of deals where you stay just off-property but use a shuttle to go to the park early and stay there all-day are not available.

You don't have to stay on property.  Renting a car is pretty cheap in Orlando, even during peak times, and certainly much less than staying on site.  We rented a Bonnet Creek timeshare (MUCH less than Dis) - had tons of room and less than a 10 minute drive for a mid day break.

I'm guessing her inlaws were talking about extra magic hours- where you do have to stay on property.
Title: Re: Give your money to Disney!
Post by: zolotiyeruki on June 21, 2017, 09:09:43 AM
My in-laws have perfected the science of going to attractiosn off-peak, i.e. from 9am to 11 am and late in the day.

The upside is that there is a lot less time in line. The downside is that you have to stay on-property; a lot of deals where you stay just off-property but use a shuttle to go to the park early and stay there all-day are not available.

You don't have to stay on property.  Renting a car is pretty cheap in Orlando, even during peak times, and certainly much less than staying on site.  We rented a Bonnet Creek timeshare (MUCH less than Dis) - had tons of room and less than a 10 minute drive for a mid day break.
Also, parking at the theme parks comes with re-entry privileges, so you don't have to pay for parking a second time if you leave and come back the same day.
Title: Re: Give your money to Disney!
Post by: charis on June 21, 2017, 10:07:25 AM
My in-laws have perfected the science of going to attractiosn off-peak, i.e. from 9am to 11 am and late in the day.

The upside is that there is a lot less time in line. The downside is that you have to stay on-property; a lot of deals where you stay just off-property but use a shuttle to go to the park early and stay there all-day are not available.

You don't have to stay on property.  Renting a car is pretty cheap in Orlando, even during peak times, and certainly much less than staying on site.  We rented a Bonnet Creek timeshare (MUCH less than Dis) - had tons of room and less than a 10 minute drive for a mid day break.

I'm guessing her inlaws were talking about extra magic hours- where you do have to stay on property.

That's correct, but since 9AM-11AM is not extra hours, I'll mention that it's a great time to tour the park if you are staying off site/not doing extra hours.  It has also been suggested that parks are more crowded after opening on extra magic hour days and it might be better to avoid those days.
Title: Re: Give your money to Disney!
Post by: talltexan on June 23, 2017, 09:18:32 AM
Note: free parking with annual pass.

It sounds like--even when you pay for parking--you can still cover the difference with cheaper, off-property accommodations, amiright?
Title: Re: Give your money to Disney!
Post by: charis on June 23, 2017, 11:07:54 AM
Note: free parking with annual pass.

It sounds like--even when you pay for parking--you can still cover the difference with cheaper, off-property accommodations, amiright?

I think that is universally true, and you save even more for better accommodations.  We considered renting a DVC room the Animal Kingdom Lodge and spent less than half renting a huge two-bedroom timeshare at Bonnet Creek.
Title: Re: Give your money to Disney!
Post by: jeromedawg on June 23, 2017, 11:53:40 AM
I don't think it's a bad way to save money for an expensive vacation. You can buy Disney gift cards at Sam's Club for about a 5% discount. Set up the Disney account early enough, get another 2% back when you use the account to pay for part of the vacation. You can then use the physical gift cards to settle bills at the parks and resorts.

Whether it aligns with your world-view or not, lots of people enjoy Disney vacations and find the money spent worth it.

You could just a savings account and not be subject to any withdrawal or time restrictions, and pair it with a Disney rewards credit card.

Ahh...but the trick is:
1. Buy discounted Disney gift cards (5% off at Sam's Club or 10% off at Meijer sometimes or up to 15++% off at Kroger)
2. Use your rewards CC for 2-5% off
3. Load the gift cards into a Disney Vacation Account for an extra 2% off

Now your trip is 22% off whatever discount Disney is offering. If Disney is offering 30% off, u are at nearly a 50% discount.


Sent from my iPhone using Tapatalk

How did you get 22% off? Is that based on getting 15% off at Kroger and using a 5% [rotating] rewards card (when the 5% is for groceries, at the time)? Out here, Kroger is known as Ralphs and I've never heard of Disney cards being discounted that much if at all. I'm *guessing* that those discounts will primarily in those states that are not CA or FL and that are also furthest away from CA and FL. Otherwise, the other *easiest* way for a guaranteed 7% discount is buying at Target using a Target Redcard and loading into the DVA. I guess if you know someone or have relatives near a Kroger or Meijer that is offering that kind of 10-15%+ discount, have them buy and mail it? I would say buy at Costco when Chase Freedom has 5% CB on wholesale clubs but I'm not even sure if Costco sells Disney GCs here in SoCal at least. There's a Sam's Club here but I'm not a member.
Title: Give your money to Disney!
Post by: elaine amj on June 24, 2017, 10:21:52 PM
I don't think it's a bad way to save money for an expensive vacation. You can buy Disney gift cards at Sam's Club for about a 5% discount. Set up the Disney account early enough, get another 2% back when you use the account to pay for part of the vacation. You can then use the physical gift cards to settle bills at the parks and resorts.

Whether it aligns with your world-view or not, lots of people enjoy Disney vacations and find the money spent worth it.

You could just a savings account and not be subject to any withdrawal or time restrictions, and pair it with a Disney rewards credit card.

Ahh...but the trick is:
1. Buy discounted Disney gift cards (5% off at Sam's Club or 10% off at Meijer sometimes or up to 15++% off at Kroger)
2. Use your rewards CC for 2-5% off
3. Load the gift cards into a Disney Vacation Account for an extra 2% off

Now your trip is 22% off whatever discount Disney is offering. If Disney is offering 30% off, u are at nearly a 50% discount.


Sent from my iPhone using Tapatalk

How did you get 22% off? Is that based on getting 15% off at Kroger and using a 5% [rotating] rewards card (when the 5% is for groceries, at the time)? Out here, Kroger is known as Ralphs and I've never heard of Disney cards being discounted that much if at all. I'm *guessing* that those discounts will primarily in those states that are not CA or FL and that are also furthest away from CA and FL. Otherwise, the other *easiest* way for a guaranteed 7% discount is buying at Target using a Target Redcard and loading into the DVA. I guess if you know someone or have relatives near a Kroger or Meijer that is offering that kind of 10-15%+ discount, have them buy and mail it? I would say buy at Costco when Chase Freedom has 5% CB on wholesale clubs but I'm not even sure if Costco sells Disney GCs here in SoCal at least. There's a Sam's Club here but I'm not a member.

Yep - 15 + 5 + 2 for 22% off.

And yeah, it works if u can get the Kroger deal. The Kroger fuel perks doesn't work for me as we just don't use that much gas. And it's hard for us to time our monthly Kroger visits before the fuel perks expire.

But if u know to keep your eyes open for deals, they are out there. Just in this past month, I have gotten:

- 10% back in Mperks at Meijer + 5% bonus from Chase Freedom = 15% off. If I put that through my DVA, I have 17% off.

- 20% back in Plenti Points at Rite Aid + 5% bonus from Chase Freedom for Best Buy gift cards. Took them to BB and bought Disney GCs. If I put that through DVA, it's 27% off.

There's also buying online from BJs (I think it is 6% off plus ebates plus CC rewards + plus DVA so total of maybe 10-15% off?)

Other people buy Walmart or Target gift cards from Raise, Cardpool, etc and use those to buy Disney giftcards in store.

I am very new to the discount giftcard game though and I am sure there are better strategies than what I know right now.


Sent from my iPhone using Tapatalk
Title: Re: Give your money to Disney!
Post by: charis on June 25, 2017, 10:57:41 AM
I have purchased discount Target gift cards from raise through a cash back portal (topcashback, etc) then use target red card for another 5% off buying Disney giftcards through the Target website.  I did this with cash I got for for selling airline miles.  And I used the Disney GC for all meals and park purchases for 4 people.  And this was AFTER I booked our off-site Orland accommodations using airline points.  And I booked four free flights on Southwest with RR points and a companion pass (no points needed).  As my husband said (who stayed home from the trip), I probably spent less going to WDW for four days then he did staying home.
Title: Re: Give your money to Disney!
Post by: talltexan on June 27, 2017, 01:12:37 PM
In a surreal moment, my wife and I just had a (scheduled) phone conversation with our financial advisor that basically turned into my wife helping him plan a trip to Disney World.

The reason we had actually called was to change the reinvestment settings on some dividend payments from mutual funds.
Title: Re: Give your money to Disney!
Post by: BabyShark on July 27, 2017, 10:07:43 AM
Looks like these will be no more!

http://www.wdwforgrownups.com/articles/disney-vacation-account-discontinued-account-holders-have-options-funds
Title: Re: Give your money to Disney!
Post by: talltexan on July 28, 2017, 01:45:44 PM
Disney share price has stayed about level between $105 and $110 during the history of this discussion thread.
Title: Re: Give your money to Disney!
Post by: Chesleygirl on August 11, 2017, 09:16:12 PM
I never went to Disney until I was in my 40s. Didn't get to go when I was a kid, but lots of other kids weren't going back then either.

It is expensive. I don't feel my own kids need to go but once during their childhood.