This came to mind as this is the time of year the State of Washington cuts me a check to pay for my solar panel installation. Some background:
We started with 26000 out of pocket (the system actually out produces our current use), and got 2000 from the power company (right away)and 8000 from the federal government(at tax time) to take that down to 16000. Then we get annual production incentives at which was 3000 last year and our first full year is another 4000. We are on pace to actually get more back than we paid by the time the program ends, and this doesn't even count the free energy.
Yes, the program was discontinued because the dropping cost of solar made it way more generous than they intended, but it was available to anyone. I told everyone I know, at least who I knew made good income, about this great opportunity. Every conversation ended like this:
"All you have to do is put in the money up front and the government pays you back, and you end up with free solar panels."...."Yeah, but it's a lot of money up front."
Yes, general risk associated with trusting the government may have had some sway, but the main reason no one else I know got free solar panels is they balked at the up front cost where for us we had the cash. Now, we saved 65% of our income that year so diverting a bit to solar was just not a big deal, but to my non-mustachian friends it was too much to consider. No one even checked into it to get a quote or to verify the terms of the program.