You understand you're asking a company to take a risk on you right? To them, there's a very real (though hopefully remote) chance that they lose money in this deal. Again, it is by very definition their business to understand the agreement they're entering in to. In fact, there's an extremely good chance that they're legally obligated to, to protect their owners/investors/shareholders.
It's not some sort of moral or otherwise objection to the potential borrower's philosophy or objectives on the part of the load officer, it's not personal, it's ensuring they're not giving away money on a bad risk. To the "normal" world, it's a pretty strange scenario so it flags up a "hey, check this out!" as part of their internal controls, which are likely reviewed as part of an annual audit. It sounds like OP had a pretty easy time complying and satisfying the requirement.
If you're looking to buy a car and the salesman is asking for specifics of why you're renting out one house and living in the other, sure tell him to pound sand. If you're looking for money to facilitate a transaction, the party providing that money has every right to understand what's going on, to that counterparty that part of your "private financial world" is no longer private.
Since you're cool with words being bonds and all that.... my credit is impeccable, umm.... can I like, borrow $100K? I'll TOTALLY pay you back next year! Just a little liquidity problem, that's all... yeah, that all...