It's the same conversation in my profession in the fitness world. Lots of learned helplessness and self-destructive behaviour. But the economy relies on this.
In Australia since 2000, net public debt has risen $550bn, and household debt $1,200bn, for a total growth of $1,750bn debt. Meanwhile, the GDP has grown by $800bn. We needed to spend more than $2 to get $1 of economic growth. The economy is growing at 2-3% annually, and our debt is increasing by 14%. Our spending is going up faster than our income.
Economic growth would stall if people didn't spend more than they earned, and if growth stalls then the only hope for poor people is taking the rich's money, which means a rise in criminal, revolution and all that. KEEP SPENDING.