I was curious and wanted to see if this was even a reasonable anti-mustachian budget for someone in their 20s, or if BofA is subtly encouraging people to get into credit card debt.
Add up all those expenses and you get $1800/month. But because we're being anti-mustachian this person has a car payment and probably some other debt like student loans, say $800/month total? (to be honest I have no idea how much a student loan payment typically is) Now for an ounce of sanity, assume basic mainstream financial advice: housing costs 30% of after-tax income and 10% is saved. This means you'd have to have $4333/month take-home pay to afford those expenses, roughly $70-80k annual income before taxes. That's kind of high when compared with the whole country, but BofA might consider this their target market for their rewards cards. I was making that much in the DC area starting in my late twenties; MMM was doing much better.
...and we've profiled the typical anti-mustachian complainypants who's solidly middle to upper-middle class but still feels like they can't get ahead.