I dunno, is this anti-Mustachian, or entirely-Mustachian?
"If Wayne stays in his current rental, he’ll need somewhere between $375 and $475 a month to top up his income and cover his monthly expenses."
$125k @ 4% SWR = $417/mo.
The common Mustachian advice is that if you have enough saved that a 4% withdrawal rate can cover your expenses, you should already be retired, and don't need any more income. Seems like his financial adviser was being quite Mustachian. What am I missing?