opnfld... thank you for instigating the thought chain below:
The talk of Money... or Saving it.
According to my contractor (employer) policy, it is a no-no to discuss Race, Sexuality, Politics, or Religion in my workplace, which is a USGov workplace. We have uniform personnel, civilians, and contractors. All three talk endlessly on topics that are no-nos. These policies also apply to the uniformed personnel and govt civilians per Air Force rules (AF owns the base). Donald this, Hillary that, GLBT this, Race that, Christians this, Islam that, etc. etc. All taken with a blind eye by superiors, who also engage in it at their level, and with lower levels (visual direct line-of-sight and hearing it is ample proof). Everyone takes annual refresher training. What's the point of wasting 5000 man hours?
All love to brag how much they spent saving a few bucks by using coupons, cancelling the phone and TV package (but signed up for Netflix, Amazon Prime, and Hulu), saving on the cellular data plan, etc. But the very mention about contributing to TSP or 401(k) plans and their assholes pucker. The guvvies fret about how to asset allocate 6 funds. Six! Fucking Six! The contractors say it's so confusing. So I try and help and direct to the BogleHeads Lazy Portfolios Wiki and answer questions. We have Vanguard funds, how can you say NO to that and a company match? Put in 6%, you get free 4%, instant vesting. There's TSP L funds and Vanguard Target Date funds for easier choice. Suddenly, they view my help with suspicion, and say it isn't worth the effort. They go back to retail therapy. Apparently the not-Caucasian guy, who owns rental properties and is encouraging you to save and invest and take the free money, has a silver snake-tongue.
Fuhgeddaboudit!