I'm not judging, or trying to feel like a know it all, but I just had to share this with like-minded people. Since everyone in my office thinks this is "SO AWESOME."
My coworker, who is an all-around awesome person, but I am now learning isn't very financially savvy, just financed a $50K brand new 2015 Audi. Her previous car, a Lexus sedan, was completely paid off, only about 7 years old and in perfect shape. She just "really wanted the Audi" and didn't mind paying $500 a month to get it.
I have no idea her salary, but there's no way it's even closer to 6 figures. If I had an extra $500 it'd go immediately into my mortgage/index funds. I am literally the only person in my office who feels that way.