Author Topic: Co-worker just financed a $50K Audi  (Read 14560 times)

regulator

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Re: Co-worker just financed a $50K Audi
« Reply #50 on: August 24, 2015, 08:40:51 PM »
I don't have the mechanical gift, so I would be farming everything out.

bagap

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Re: Co-worker just financed a $50K Audi
« Reply #51 on: August 24, 2015, 11:02:07 PM »
Hey guys, this is the OP here.

This thread has really gotten out of control. I can see why some people felt this post was judgmental. That was never the intention. I guess my intention was more about a tangible, real-life example of the mindset between a mustachian type and a non-mustachian. Simple as that.

My thoughts on the discussion here:
  • Audis look awesome, are fast and luxurious, but I'd still never buy one
  • Equating a car to a child is a bit ridiculous.
  • Other people's financial decisions should not be my business, but sometimes it's OKAY to think how you'd do it differently.

This. 

If you cannot come to the MMM forums to share your thoughts re: financial stuff as it pertains to society's frivolous spending, then what has the internet world come to?

This entire website was founded by someone who does nothing if not beat us over the head with his opinions over personal finances (in a GOOD way) and he makes no apologies for it.  Opinions with which I agree 99.999% of the time, I might add...hence my presence on this forum.  I certainly would not become a member of a board on say something like open carry laws just to post that they needed to start looking at the benefits of gun control.   

Sometimes I wonder if the those of us on the forums read the actual blog and are in tune with the philosophy of the guy who started it all.

cautiouspessimist

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Re: Co-worker just financed a $50K Audi
« Reply #52 on: August 25, 2015, 06:37:47 AM »
I bought me a 2008 Audi A4 convertible in 2011.  $25,000 cash. Barely used.

I fucking love this car. Gorgeous, sweet ride. Also, probably the last car I'll ever own.

Totally worth it for me. Lovely, timeless style, great torque. First and last splurge car I've ever owned.

Of course, this is no one's decision but my own.  Still, the fact that it didn't affect my retirement savings, and still gives me a hell of a lot of pleasure... Makes me feel it was a damn good one-time purchase.

The fact that I didn't have cash was literally the only thing that saved me. Guess that means I'm getting better at not being a complete sucka.

I am a little jealous of you, though :-/

Neustache

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Re: Co-worker just financed a $50K Audi
« Reply #53 on: August 25, 2015, 07:35:24 AM »
ERMERGERD. It's the Anti-Mustachian Wall of Shame and Comedy.....not the 'defensively defend strangers' face-punch worthy purchases'.  Sheesh. 

OP - I would have thought the same thing, but I probably would have been judgmental about it, too, if they had ever indicated they didn't have enough money at the end of the month.  I had a co-worker continually complaining about money, but spent tons on gas because he needed a truck to get to his office job (40 miles away).  Drove me batty. 

SpicyMcHaggus

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Re: Co-worker just financed a $50K Audi
« Reply #54 on: September 18, 2015, 11:52:24 AM »
Hey guys, this is the OP here.

This thread has really gotten out of control. I can see why some people felt this post was judgmental. That was never the intention. I guess my intention was more about a tangible, real-life example of the mindset between a mustachian type and a non-mustachian. Simple as that.

My thoughts on the discussion here:
  • Audis look awesome, are fast and luxurious, but I'd still never buy one. 
  • Equating a car to a child is a bit ridiculous.
  • Other people's financial decisions should not be my business, but sometimes it's OKAY to think how you'd do it differently.

Audi's are awesome .... well built and timeless styling.  But there is no way I am spending $50k on any car.
I would buy that $50k Audi in about 6-8 years when it is worth $10k .... that is when you get the best value on high end vehicles.  I am thankful there are people who will buy them new so I can take it off their hands years later.  Recently bought a well maintained 2008 Audi A4 from a private party that I call my "four figure beater", still looks and runs great.

I have my '06 A4. Was under $7k :)
I tend to buy 10 yr old luxury cars every few years and lose very little, sometimes profit.
I could get a honda fit and snow tires, but I'm a bit of a hot rodder, so one do-it-all sedan is cheaper than a truck, a sportscar, and a sedan.

KittyCat

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Re: Co-worker just financed a $50K Audi
« Reply #55 on: September 18, 2015, 12:45:58 PM »
My response would probably have been, "Ah, looks nice!" or something to that tune with no underlying thought. I've never thought about other peoples financial situations, except for one friend who asked me to help her with her financial situation, but maybe that will slowly change as I continue to participate in the forums.

SwordGuy

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Re: Co-worker just financed a $50K Audi
« Reply #56 on: September 18, 2015, 01:14:44 PM »
I don't think having a kid is equivalent to buying a brand new car-it's not like you can get a cheaper used child.
Actually, because our adoption laws are so screwed up, the used child costs more to get. 

KittyCat

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Re: Co-worker just financed a $50K Audi
« Reply #57 on: September 18, 2015, 01:17:36 PM »
I don't think having a kid is equivalent to buying a brand new car-it's not like you can get a cheaper used child.
Actually, because our adoption laws are so screwed up, the used child costs more to get.

You bring up a very good point, amusingly enough.

SwordGuy

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Re: Co-worker just financed a $50K Audi
« Reply #58 on: September 18, 2015, 01:19:18 PM »
Because this is also a friend who has $100K+ in student loans and complains about money and that she still has to live with family. I am genuinely happy when someone has an achievement, but not when someone takes on a car loan, which pretty much anyone who is breathing has the ability to do.

Yet we still congratulate people on having kids which has roughly the same qualifications...

It's not an "achievement" to have a child.

It's an "achievement" to successfully raise a child that turns into :

a) a person worth knowing as a human being, and
b) is a true adult, capable and willing to take care of themselves and their loved ones (as needed).


ysette9

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Re: Co-worker just financed a $50K Audi
« Reply #59 on: September 18, 2015, 01:27:27 PM »
In my case, after three pregnancies, 2.5 years, and weekly doctor visits, I consider having a healthy child to indeed be quite the achievement. :)