Yep, pretty much normal. For most 'retirement calculators' Mustachians are either a) not allowed to put in their numbers or b) break the calculator. Based on my projections, I'll have $800K at FIRE in about 8 years. My bank's, however, says I'll have $2 million more than I need so I should stop saving two years ago. I can only assume they're keeping the savings bar low so as not to depress the average person? (And keep them impoverished at retirement? "Don't worry, you'll have millions!!" Yeah... right!)