Those are pretty awful.
It's like we got smug after escaping the 2008 crisis with minimal effects on our banking system, then went and started doing exactly what got the US in trouble. Maybe the banks are looking to skim profits from questionable behaviour then get their very own bailout, who knows.
Yesterday morning, I had to go downtown and my usual route was closed for repairs. It's along the river and is quite pleasant, and the alternate route is a high-speed, high-capacity arterial road which I hadn't been down in a long time. There are a number of billboards along there, and the vast majority are either advertising mortgages, home builders, and real-estate agencies. We're definitely in a bubble here, and I hope the pop doesn't plunge us back into economic recession. I'm not particularly optimistic, though.