Author Topic: Budgeting for the masses  (Read 1430 times)

Heckler

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Budgeting for the masses
« on: February 14, 2015, 09:47:00 AM »
A good starter article on figuring out your waste, but wow, was I ever laughing hard at the first comment.

http://www.apartmenttherapy.com/realistic-budgeting-tips-resources-164365

For us a mildly anal spreadsheet for one month worked magic. I updated it every evening with every penny spent that day and was horrified at the groceries/coffees/taxi fares. Now my grocery bill is a third what it was, still eating well but only shopping once a week. No bought coffee at all and every time I think about a taxi when I have a valid travel pass the memory of the embarrassment at all my hard earned cash disappearing into thin air stops me dead.

All the money saved goes to the things I always thought we couldn't afford - new appliances and expensive paint. If there's anything I fancy I just buy it. Not really saving anything more but spending differently is making life much happier.