Author Topic: Overheard at Work: The Anti-Antimustachian Edition  (Read 734147 times)

Dee

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1400 on: January 13, 2020, 08:36:40 PM »
One guy at work I suspect is an MMM-er. He will occasionally book a boardroom and invite everyone on the team to show up for lunch of they are available. He'll bring a little something to share like timbits or homemade muffins. He did this last week and noticed that he seemed to be the only one who'd bought his lunch from the cafeteria. (I think he usually brings it from home.) Now, a few people fessed up that their "brown-bag" or "from home" lunches were leftovers from take-out the night before, or contained something from a lunch-bar at a grocery store. So not totally mustachian, but really not bad!

Hirondelle

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1401 on: February 20, 2020, 07:27:14 AM »
Not at work, but from friends who'd moved to a new city a couple months ago:

F1: "So do you guys often go out for food to explore all the options here??"
F2: "To be honest, no, we often are all excited about trying places but then once it's evening we get lazy and cook our own food rather than go out"

Wohooo, eating out is called the LAZY option here people. Hail to these mustachians :)

ixtap

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1402 on: February 20, 2020, 07:30:31 AM »
DH's new colleague bought a house and is looking for a second roommate after finding one within the first week.

Imma

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1403 on: February 20, 2020, 10:33:39 AM »
Not at work, but from friends who'd moved to a new city a couple months ago:

F1: "So do you guys often go out for food to explore all the options here??"
F2: "To be honest, no, we often are all excited about trying places but then once it's evening we get lazy and cook our own food rather than go out"

Wohooo, eating out is called the LAZY option here people. Hail to these mustachians :)

Oooh I totally get that! When I get home from work the last thing I want to do is get on my bike and go to a restaurant, or order food in and wait for it to arrive and hope it's as good as it looks in the picture. I just want to put my prepped meal in the microwave, change out of my work clothes and START EATING.

ducky19

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1404 on: February 20, 2020, 07:06:34 PM »
One of my employees today asked for help getting set up to contribute to her 401k! She has been with the team for a little over a year now, but was going through a divorce with 3 young boys and didn't have the funds previously to start saving. I could tell she was completely new to investing, so I kept things simple to start and kept her in the target date fund she already had around $4k in from her previous employment at our company - actually not a terrible fund with decent fees. She was even willing to enroll in the auto increase feature to eventually get up to 20%! I was really proud of her, she has been through a LOT this past year, and it's obvious she cares about her future. She may not be on the path to early retirement, but I have no doubts that if she continues contributing the way she is she will at least have a comfortable retirement one day!

ixtap

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1405 on: February 20, 2020, 07:22:16 PM »
One of my employees today asked for help getting set up to contribute to her 401k! She has been with the team for a little over a year now, but was going through a divorce with 3 young boys and didn't have the funds previously to start saving. I could tell she was completely new to investing, so I kept things simple to start and kept her in the target date fund she already had around $4k in from her previous employment at our company - actually not a terrible fund with decent fees. She was even willing to enroll in the auto increase feature to eventually get up to 20%! I was really proud of her, she has been through a LOT this past year, and it's obvious she cares about her future. She may not be on the path to early retirement, but I have no doubts that if she continues contributing the way she is she will at least have a comfortable retirement one day!

That's really all I hope for where other people are concerned. My brother recently started digging out of debt at the tender age of 50. He and his wife are starting to consider retirement a possibility. I still worry about their house falling down around their ears, but every step in the right direction makes their future a little brighter.

Imma

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1406 on: February 22, 2020, 09:54:13 AM »
One of my employees today asked for help getting set up to contribute to her 401k! She has been with the team for a little over a year now, but was going through a divorce with 3 young boys and didn't have the funds previously to start saving. I could tell she was completely new to investing, so I kept things simple to start and kept her in the target date fund she already had around $4k in from her previous employment at our company - actually not a terrible fund with decent fees. She was even willing to enroll in the auto increase feature to eventually get up to 20%! I was really proud of her, she has been through a LOT this past year, and it's obvious she cares about her future. She may not be on the path to early retirement, but I have no doubts that if she continues contributing the way she is she will at least have a comfortable retirement one day!

That's really all I hope for where other people are concerned. My brother recently started digging out of debt at the tender age of 50. He and his wife are starting to consider retirement a possibility. I still worry about their house falling down around their ears, but every step in the right direction makes their future a little brighter.

Better late than never certainly applies to savings/paying off debt!

I try to spread the gospel to some of my friends and some say 'well, what's the point, I can only save €50 a month anyways'. But in less than 2 years, that's more than €1000. And even a little bit of savings means you can buy a refurbished €150 quality washing machine when yours breaks down, instead of getting a 24 month payment plan @ 14% on the cheapest new machine in the shop. It allows you to take advantage of good deals on groceries. It means you can pay that speeding ticket rightaway instead of not paying and having your wages garnished & risk your job because of it. Especially when you have no savings, every single € you do manage to put away or pay off in debt is extremely important. 

Fomerly known as something

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1407 on: March 05, 2020, 04:42:36 AM »
We have basically a paid intern at my office.  Because he is part time, only gets part time vacation leave (basically 7 days a year).  He had no plans for spring break so he volunteered to work at HQ on a project for the week.  Full time employees earn overtime during this week, he cannot but instead will earn comp time.  So my 20 year old co worker will get 3 extra days off this year, a full week of pay (instead of his normal 16 hours) and DC per diem of $76 a day for food while there.

dandarc

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1408 on: March 05, 2020, 12:17:29 PM »
Sounds like it might be close to a normal month's worth of compensation in 1 week - that's awesome!

TVRodriguez

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1409 on: March 05, 2020, 02:26:32 PM »
A client (who retired early in his 50s) was recently talking to me about how important retirement planning is.  I opened the mail this week to find that he sent me a personal finance book about early retirement.

SwordGuy

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1410 on: March 05, 2020, 09:28:24 PM »
A client (who retired early in his 50s) was recently talking to me about how important retirement planning is.  I opened the mail this week to find that he sent me a personal finance book about early retirement.
Good for him!    Let him know you're already working on it!

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1411 on: March 06, 2020, 10:07:30 AM »
A client (who retired early in his 50s) was recently talking to me about how important retirement planning is.  I opened the mail this week to find that he sent me a personal finance book about early retirement.
Send a picture of you back with the mustachian salute.

Anon in Alaska

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1412 on: March 06, 2020, 10:52:19 AM »
(For perspective: Last winter we had over 8 inches within a few hours, the state almost declared it an emergency, and I still got a "penalty" for not coming to work.)

Yes, it is barbaric to live in a state that would almost declare an emergency for a mere 8" of snow. Maybe if you got 24" in 24 hours it would be o.k. for them to declare an emergency. Your employer would still be right to penalize you, it was your choice not to live close enough that you could ski or snowshoe in anyway.

TVRodriguez

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1413 on: March 06, 2020, 01:48:41 PM »
A client (who retired early in his 50s) was recently talking to me about how important retirement planning is.  I opened the mail this week to find that he sent me a personal finance book about early retirement.
Good for him!    Let him know you're already working on it!

Send a picture of you back with the mustachian salute.

LOL.  I wish all my clients were this good.

Alternatepriorities

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1414 on: March 06, 2020, 02:10:58 PM »
(For perspective: Last winter we had over 8 inches within a few hours, the state almost declared it an emergency, and I still got a "penalty" for not coming to work.)

Yes, it is barbaric to live in a state that would almost declare an emergency for a mere 8" of snow. Maybe if you got 24" in 24 hours it would be o.k. for them to declare an emergency. Your employer would still be right to penalize you, it was your choice not to live close enough that you could ski or snowshoe in anyway.

I don't think they officially shut anything down for the 10" of snow on monday? I did hear the mail truck and the bus service to the interior were canceled for a day. Fred Meyer's (Kroger) ran out of garlic and some vegetables because their truck got stuck and I stopped to help one guy in the ditch that night... Otherwise it was business as usual.

LennStar

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1415 on: March 07, 2020, 04:12:38 AM »
What are you guys talking about? Snow? What is that?

We officially had the warmest winter on record. Where I live we had I think 3 days where the temperature did not rise above freezing point, and most days it was several degrees above even in the night.

Ah, the good old days with February having 2 weeks of -10°C or colder all around the clock...

Imma

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1416 on: March 07, 2020, 06:19:39 AM »
What are you guys talking about? Snow? What is that?

We officially had the warmest winter on record. Where I live we had I think 3 days where the temperature did not rise above freezing point, and most days it was several degrees above even in the night.

Ah, the good old days with February having 2 weeks of -10°C or colder all around the clock...

It's scary how fast temperatures are rising. In my 30 years on this earth I have seen the changes. When I was a kid we got snow, we could skate on natural ice. I think the last 'cold' (normal) winter we've had was around 2010. That's a full decade ago. This year the zipper of my winter coat broke beyond repair and I've worn my summer coat ever since. I haven't been cold. A couple of days I've worn a scarf early in the morning but I literally haven't worn my gloves this winter or last winter.

TomTX

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1417 on: March 07, 2020, 08:30:39 AM »
I've worn my summer coat ever since.

Summer... coat? Like sunscreen?

/Texas

Imma

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1418 on: March 07, 2020, 02:51:58 PM »
I've worn my summer coat ever since.

Summer... coat? Like sunscreen?

/Texas

The thing you wear when it's warm and raining instead of when it's cold and raining!

We need sunscreen about as often as you need a summer coat....

Alternatepriorities

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1419 on: March 08, 2020, 12:24:59 AM »
For those of you missing snow in your life.

This winter has actually been much close to what I remember growing up. Everyone has gotten used to the warmer winters though so there has been lots of complaining about how cold it is.
« Last Edit: March 08, 2020, 12:27:00 AM by Alternatepriorities »

ysette9

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1420 on: March 08, 2020, 04:18:50 PM »
What are you guys talking about? Snow? What is that?

We officially had the warmest winter on record. Where I live we had I think 3 days where the temperature did not rise above freezing point, and most days it was several degrees above even in the night.

Ah, the good old days with February having 2 weeks of -10°C or colder all around the clock...

It's scary how fast temperatures are rising. In my 30 years on this earth I have seen the changes. When I was a kid we got snow, we could skate on natural ice. I think the last 'cold' (normal) winter we've had was around 2010. That's a full decade ago. This year the zipper of my winter coat broke beyond repair and I've worn my summer coat ever since. I haven't been cold. A couple of days I've worn a scarf early in the morning but I literally haven't worn my gloves this winter or last winter.
I was thinking just this morning how dramatically our winter weather has changed in the past 30 years since I was a kid. Winter used to mean these awesome crashing rainstorms and foggy, overcast mornings. I LOVE that weather. This winter has been a massive disappointment with maybe one month of rain and then just dry and mild. It is scary what is happening and how vulnerable we are and will become to insufficient water.

jinga nation

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1421 on: March 09, 2020, 08:32:00 PM »
co-workers unhappy that 401k contributions go in tomorrow 3/10 and not today 3/9 at COB.
had to remind them about DCA and why we switched to Guideline (and their mostly Vanguard portfolio).
Them: yeah, screw American Funds, for many reasons.

ysette9

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1422 on: March 09, 2020, 10:16:18 PM »
I complimented my coworker on his haircut today. He thanked me and said his wife did it. I cheered him and shared that I cut my husband’s hair.

raincoast

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1423 on: June 13, 2020, 06:00:23 PM »
Not at work, but kudos to the guy I saw today towing a kayak behind his bicycle. Who needs to drive to the beach when you have a bike trailer?

talltexan

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1424 on: June 16, 2020, 10:05:20 AM »
That's borderline worthy of the intentional discomfort thread right there, total badass!

ysette9

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1425 on: June 16, 2020, 07:20:43 PM »
Not at work, but kudos to the guy I saw today towing a kayak behind his bicycle. Who needs to drive to the beach when you have a bike trailer?
Somewhat akin to the people I see with surf board racks on the side of their bikes.
Badass

crocheted_stache

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1426 on: June 18, 2020, 10:26:39 AM »
It finally occurred to me what to add to this thread. This was 2005 or so, so details are approximate.

A car I haven't seen before turns up for sale on the curb along my way in the neighborhood.

Original owner, 1988 Camry wagon. Excellent condition, meaning it must have spent its life garaged. Something short of 50,000 miles on it.  A month later, same thing, but a similarly old Volvo with similarly minuscule mileage for its advanced age.

I didn't need a car, but I contemplated it, and I wish I'd asked just to find out the story. Unless they were driving their other four cars (I doubt it), they were quiet Mustachians before the word existed.

Playing with Fire UK

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1427 on: June 18, 2020, 10:57:30 AM »
It finally occurred to me what to add to this thread. This was 2005 or so, so details are approximate.

A car I haven't seen before turns up for sale on the curb along my way in the neighborhood.

Original owner, 1988 Camry wagon. Excellent condition, meaning it must have spent its life garaged. Something short of 50,000 miles on it.  A month later, same thing, but a similarly old Volvo with similarly minuscule mileage for its advanced age.

I didn't need a car, but I contemplated it, and I wish I'd asked just to find out the story. Unless they were driving their other four cars (I doubt it), they were quiet Mustachians before the word existed.

Or they were in the business of playing with the odometers...

mm1970

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1428 on: June 18, 2020, 11:20:49 AM »
Not at work, but kudos to the guy I saw today towing a kayak behind his bicycle. Who needs to drive to the beach when you have a bike trailer?
Somewhat akin to the people I see with surf board racks on the side of their bikes.
Badass
Oh I see these all the time.

Travis

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1429 on: September 03, 2020, 05:11:32 AM »
The last couple days one of my subordinates has been educating his team on their pay stub, retirement savings options, and other budgetary matters. Today I walked into his office while he was talking about responsible credit card usage and the benefits of using them vs debit cards.  I only got to hear the tail end of each of these discussions, but I'm excited that they're getting some good advice and they're taking lots of notes.  The discussion also included how retiring early is an option if you do all this right.  Apparently I missed some good conversations, because at the end I mentioned that the money I've invested plus the pension I should be receiving in a couple years will allow me to work where, when, how, and most importantly if I want.  Their team leader pointed at me and said "And that's F-U money!" which makes me think that was an earlier talking point.  Hopefully I catch the next discussion early and can participate.

shelivesthedream

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1430 on: September 03, 2020, 09:43:55 AM »
@Travis Wow, what an absolute hero! They are doing some serious good to the world right there. That really picked me up today!

Playing with Fire UK

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1431 on: September 04, 2020, 12:29:03 AM »
The last couple days one of my subordinates has been educating his team on their pay stub, retirement savings options, and other budgetary matters. Today I walked into his office while he was talking about responsible credit card usage and the benefits of using them vs debit cards.  I only got to hear the tail end of each of these discussions, but I'm excited that they're getting some good advice and they're taking lots of notes.  The discussion also included how retiring early is an option if you do all this right.  Apparently I missed some good conversations, because at the end I mentioned that the money I've invested plus the pension I should be receiving in a couple years will allow me to work where, when, how, and most importantly if I want.  Their team leader pointed at me and said "And that's F-U money!" which makes me think that was an earlier talking point.  Hopefully I catch the next discussion early and can participate.

This is an awesome endeavour, but I'd think twice before participating. If I was talking about personal finance and my team leader's manager walked in I'd clam up pretty quickly. It would be difficult to have a conversation about asking for a raise, or to flex hours if the person you'd ask is right there. It can be awkward talking about budgets with someone that has higher income or wealth. That is in my workplace and it could be different in yours.

Travis

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1432 on: September 04, 2020, 01:28:58 AM »
The last couple days one of my subordinates has been educating his team on their pay stub, retirement savings options, and other budgetary matters. Today I walked into his office while he was talking about responsible credit card usage and the benefits of using them vs debit cards.  I only got to hear the tail end of each of these discussions, but I'm excited that they're getting some good advice and they're taking lots of notes.  The discussion also included how retiring early is an option if you do all this right.  Apparently I missed some good conversations, because at the end I mentioned that the money I've invested plus the pension I should be receiving in a couple years will allow me to work where, when, how, and most importantly if I want.  Their team leader pointed at me and said "And that's F-U money!" which makes me think that was an earlier talking point.  Hopefully I catch the next discussion early and can participate.

This is an awesome endeavour, but I'd think twice before participating. If I was talking about personal finance and my team leader's manager walked in I'd clam up pretty quickly. It would be difficult to have a conversation about asking for a raise, or to flex hours if the person you'd ask is right there. It can be awkward talking about budgets with someone that has higher income or wealth. That is in my workplace and it could be different in yours.

It's the military so our pay scale and hours are not something we negotiate.  Also, I'm encouraged and in some ways required to be knowledgeable about the financial education and financial health of my subordinates.  You're right though that I rarely talk about my own financial matters since my pay is several times that my most junior soldiers.

Playing with Fire UK

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1433 on: September 04, 2020, 03:11:25 AM »
...
It's the military so our pay scale and hours are not something we negotiate.  Also, I'm encouraged and in some ways required to be knowledgeable about the financial education and financial health of my subordinates.  You're right though that I rarely talk about my own financial matters since my pay is several times that my most junior soldiers.

Gotcha, @Travis, yes when I was in the military this would have been discussed more openly than in civilian work; and was so desperately needed by some newer recruits!


Kierun

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Re: Overheard at Work: The Anti-Antimustachian Edition
« Reply #1434 on: September 04, 2020, 01:23:16 PM »
The last couple days one of my subordinates has been educating his team on their pay stub, retirement savings options, and other budgetary matters. Today I walked into his office while he was talking about responsible credit card usage and the benefits of using them vs debit cards.  I only got to hear the tail end of each of these discussions, but I'm excited that they're getting some good advice and they're taking lots of notes.  The discussion also included how retiring early is an option if you do all this right.  Apparently I missed some good conversations, because at the end I mentioned that the money I've invested plus the pension I should be receiving in a couple years will allow me to work where, when, how, and most importantly if I want.  Their team leader pointed at me and said "And that's F-U money!" which makes me think that was an earlier talking point.  Hopefully I catch the next discussion early and can participate.
That's awesome, it would have been great to have had that back when I was in the Army. There's a course on JKO, Million Dollar Sailor, that's pretty decent and self-paced. Gives a good foundation I think, Navy-centric but the info is applicable across the branches.