20, 000 in cc debt to set up a business? So, I checked out his business and the supplements he is selling. PT Barnum vastly underestimated.
Anyway, my advice is to grow up and find a new religion; one that is compatible with genuine science and accepted medical and nutritional advice. Nobody needs that much protein. The supplement supplier is deeply entwined with anti-vaccination crackpots. Their ethics and scientific credibility are zero.
All the usual advice on getting out of the timeshare, cutting out high priced drinks entirely, downsize, get frugal, etc all apply. But none will take root in someone who falls for quackery and pyramid schemes.
If you're familiar with the Freakonomics guys and their research on the economics of gangs and drug dealers, you may recognize the parallel here. In the inner city, the conventional wisdom was that joining a gang and selling drugs is a rational act because it is more lucrative than a minimum wage job. However, the research shows that it isn't. Gang members, even up to the highest level of their organization are propped up and housed by a woman, either a mother, grandmother or partner. Their income is closer to minimum wage or even less.
What he's selling isn't crack, but the benefits of supplements are dubious . And it's absolutely wrapped up with people who have enabled genuine harm. It's doubtful to me that whatever income he's making could ever grow to support himself, let alone a family. He's able to dabble in this endeavor and keep up the pricey diet only because someone else is paying the rent.