I found this amusing, so I thought I would share.
My homeowners policy is up for renewal, so I logged in to set up payment, and was really annoyed to see a 29% increase in the premium! I immediately began shopping around for a better price, and submitted my number to a few companies. My phone blew up for a few hours, but I can easily get a policy for about what I paid last year, and in Amica's case, w/the dividend, it could run me almost 18% less, so that's probably what I will do.
No one can ever come close to beating my car insurance premium, but the nice old lady who called from Allstate promised significant savings if I combined, so I figured sure, why not. I gave her the information on my 01 Accord, and she commented on how they are nice cars, she has a 2010.
She didn't skip a beat - OK, what's your next vehicle? I said, I don't have one. There was silence on the phone for a few seconds, and she followed up with, are you sure? Um, yeah, quite sure!!
I was also surprised by how many of these insurance reps were using escrow accounts to try and make a sale now, and could make it super easy by adding the cost to your escrow account, what's the mortgage company name? Sorry, no mortgage, I say. She responded - Oh, so no escrow account then! Do you need me to set up monthly payments? To which I said, No, I would prefer to pay annually and get the best price you can offer me.
Crickets. I was amused, and yet felt sad. That many people out there insisting on monthly payments for under $50/mo?
On another note, anyone have a great insurance company w/really good rates that you would recommend? :)