An anti-mustachian friend of mine is always giving me a hard time for living a frugal lifestyle, despite earning more than he does. I'm 100% debt free and building the portfolio. He is swimming in debt.. credit cards, line of credit, mortgage, personal loans, auto loans etc. Goes to Vegas or Mexico like 5 times per year. Buys a lot of nice things, etc. He recently traded in his old truck and financed a brand new truck (zero down), rolling the old loan into the new one. For a loan of $76,000 or so. We were riding in his new truck and I said to him, "wow, this is a really nice truck!" He said to me, "Yea, this is the cost of looking like a boss." I laughed and thought to myself, "see my 8 year old fully paid for manual transmission Corolla over there? That's the cost of actually being a boss!" Haha..