Well now, to their credit, the opening slide does have the caveat "if you're debt free and have a pile of savings"
However, the slideshow format doesn't really lend to reading, now does it?
Oh gosh, the 7th slide says "grab a newer model" and of course its a picture of a lovely young woman in front of a large television. The initial impression is "dump your old fat cow for a hotter newer one!"