He describes his job as "the most depressing job in America". Huh? He thinks writing about retirement is more depressing than putting down unwanted animals? worse than telling mothers their sons have died in Afghanistan? more depressing than working with recidivist prisoners? or does he mean it's harder than manual labor -- maybe slaughtering chickens? Clearly he doesn't have his finger on the pulse of the American people?
Writing about retirement could be a great job! Shoot, you and I are doing it for free on this site. Aside from the basic-basics like start saving early or the 4% rule, he could interview people who are either doing really well or really poorly -- don't we all like to read case studies? He could interview people who are making unusual choices; for example, people who are living in RVs or people who've gone overseas. He could investigate ways to streamline your expenses in retirement. He could write about the most retirement-friendly cities in which to live. He could write about whether sharing one car in retirement is realistic. He could write about senior citizen discounts. He could write about free /low cost entertainment. He could write about how to travel inexpensively. He could write about how to set up your estate so as to give your kids as much /the government as little as possible. He could write about how to move in with your kids, while keeping everyone happy. He could write about traveling with grandchildren. He could write about keeping yourself in good health and paying for health care (isn't that pretty much everyone's biggest retirement concern?). SO MANY THINGS he could write about that aren't just
nobody's saving.
Dude, the problem isn't your job. It's that you're not a very good journalist.
Realistically, most people spend most of their income.
And I think that most people who believe that their expenses will magically go down after retirement are kidding themselves.
Agree with the first.
Eh, not so much the second.
And we know this for a fact: No 401(k) equals no retirement savings.
Wow. So I guess I'm fooling myself about being retired on my taxable investments.
Yeah, that was the second thing that really caught my eye /made me say, "Is this guy really a retirement expert?" I agree that 401Ks are an easy way to save (because once you set it up, it's automatic), but are they the only game in town? No way.