I'm a plumber so naturally I spend a lot of time in my work van with a "helper". Guy makes $5 per hour less than me yet eats out every single day for lunch. I bring my lunch and heat it in a 12v portable stove making sure that my meals never come to more than $1.25. I try to help the guy out giving him money tips and try to convince him to stop eating out so much but he just won't listen. Every day, I take him to some fast food joint so he can run in and get his food. He always says it's "only $7" or it's "only $10" like that's not a lot of money for a guy that only makes $10 per hour! It doesn't stop at just lunch either. Every time we stop for gas he goes in for candy, soda etc. I added it up last week without him knowing and on Friday told him the grand total of what he had spent that week. $63!!! Now this is for one person for one meal of the day plus snacks. His wife is off doing exactly the same thing. Funny thing is we get paid every 2 weeks and at the end of every pay period right before pay day I'll ask him where he wants me to take him to eat that day and his response...." somewhere I can eat for less than $4." The guy literally gets down to single digits in his bank account right before pay day yet I can't talk any sense into him! Funny how he is always the one pissing and moaning about how he needs a raise. I try to tell the guy he can give himself a hefty raise but he looks at me like he has no clue what I'm talking about.
Sorry for the rant. It just really pains me to see people be this way with their money and do it week after week after week never learning a lesson.
Do you ever see his wife? This might be a great life lesson for them;
Keep that spending tally for a month or two. Or maybe you know enough $63 a week, but that didn't count Saturday and Sunday.
Then have a get together with him and his wife and ask if she eats out like her husband.
If yes, pull out 5 -$100 bills and 4- $1 bills, and point out you would have this if you would bring your own lunch and water.
If you can pull it off, look in this pocket, here's 60-$100 and 1-$50, $6,050, that's what you could save in one year. Fan it out for effect.
You might change two lives.
And then tell them about MMM.
Put a sign in your truck,
You don't need to live paycheck to paycheck.
Oh well, that's my fantasy.