Author Topic: YNAB 75% off on Steam  (Read 5487 times)

MilStachian

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YNAB 75% off on Steam
« on: January 01, 2014, 11:51:31 AM »
Just wanted to spread the word.  For those interested in YNAB, it's currently being offered on Steam for 75% off, final price $15.00.

http://store.steampowered.com/app/227320/

.22guy

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Re: YNAB 75% off on Steam
« Reply #1 on: January 01, 2014, 03:14:53 PM »
Is this the full version?

Will

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Re: YNAB 75% off on Steam
« Reply #2 on: January 01, 2014, 03:41:54 PM »
There is no "lite" version.

Peony

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Re: YNAB 75% off on Steam
« Reply #3 on: January 01, 2014, 05:33:34 PM »
No wonder I can't get on the YNAB site! I think they are getting hammered today (in a good way). Good for them, it's a terrific product.

ichangedmyname

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Re: YNAB 75% off on Steam
« Reply #4 on: January 01, 2014, 06:08:31 PM »
I'm gonna get it today! when I get home! woohoo! Been waiting for this!

bostonmoney

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Re: YNAB 75% off on Steam
« Reply #5 on: January 02, 2014, 12:11:34 PM »
What does this do better vs Mint?

Sorry for my ignorance new to some of this stuff.  Wondering how well I can keep track of my credit card spending and stuff.  I do a lot of points so never using the same card...

Will

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Re: YNAB 75% off on Steam
« Reply #6 on: January 02, 2014, 07:26:41 PM »
What does this do better vs Mint?

Sorry for my ignorance new to some of this stuff.  Wondering how well I can keep track of my credit card spending and stuff.  I do a lot of points so never using the same card...

I think there are maybe 25-30 threads comparing the two. Ultimately, YNAB is a budgeting program, whereas Mint (kinda) is a spending tracker (when it works).

coffee_sipper

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Re: YNAB 75% off on Steam
« Reply #7 on: January 02, 2014, 08:00:38 PM »
I was wondering the same thing honestly. I'm not seeing much a different compared to Mint (Since I can set "Budgets" in Mint and set certain purchases to flag under those created budgets). What makes the difference really? I'm about to go search some threads, but just curious if anyone else has anything. The deal ends in about 15 hours, so I have some time.

thepokercab

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Re: YNAB 75% off on Steam
« Reply #8 on: January 02, 2014, 09:02:13 PM »
I've used Mint the last few years, and thought I would give YNAB a try as well.  I've been using it the last few days, and while I'm sure I haven't learned everything, i can't really see any huge differences.  I can see why it might be a revolutionary concept for folks that are in debt, or need to get a control of their financial situation. (i.e. the concept of living on last month's income) I certainly don't have perfect spending habits, but since I've already been living on a budget, and saving money, i haven't really gotten that light bulb moment that makes this software so life changing.

With that said- there are a few things that stand out, at least for me:

1) Having to input each expenditure.  Obviously, you don't need to do this in Mint, and some folks might find it annoying, but I actually kind of like it so far.  It seems like in Mint, there are always credit card transactions that take awhile to clear, or even duplicate entries-  in YNAB, since you're in charge of inputting the data, there are no glitches.  I've also noticed that having to input each expense has made me a little more cognizant of my spending.  I was thinking of grabbing a coffee earlier, but i got discouraged at the thought of actually inputting the expense.  Not sure why...

2) Dealing with credit cards.  I actually like the YNAB approach to this a bit more than Mint.  When using Mint, I always had to keep an excel spreadsheet where I maintained my credit card balances + my expected spending for the rest of the month.  For me anyway, I felt like that was the only way I could make sure I wasn't "double counting" my budget items plus my credit card payments.  In YNAB this isn't an issue. 

3) YNAB's rainy day buckets-  Mint's "goals" functionality never really appealed to me, but I'm kind of liking YNABs rainy day budget options.  For instance, setting aside 10 bucks a month, to pay for the $120 renter's insurance payment that comes due in December.  I had never really done this before, but YNAB makes it really easy.  Once again, these types of expenses don't really bother me, but YNAB just gives me an easy way to account for them BEFORE they happen.     

4) Mint can be glitchy. I've had issues all day today, and it seems like Mint can be very glitchy, slow to load, duplicate entries, etc..  It seems like these issues have always existed, and I don't have much confidence that they'll go away. 

5) YNAB support.  Vastly superior to Mint.  I did two live training sessions yesterday on YNAB and they were very informative, and I learned alot about the software.  Plus the YNAB forum is very helpful.   

Anyway- that's my take.  I'm sure more experienced YNAB users might have more info.  Is it worth the switch and paying for the software?  Honestly, i'm not sure yet.  For now we're going to finish out the month with YNAB and see if we like it- i can see using YNAB for the granular level transactions, etc.. + using mint as a more macro level look at all of my account balances in one place.   

Seppie

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Re: YNAB 75% off on Steam
« Reply #9 on: January 02, 2014, 09:47:51 PM »
Thanks for posting this!  Just got my mom set up!

PurposelyVague

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Re: YNAB 75% off on Steam
« Reply #10 on: January 03, 2014, 11:49:21 AM »
Bummer, looks like I missed this one. :(

b4u2

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Re: YNAB 75% off on Steam
« Reply #11 on: January 06, 2014, 08:54:15 PM »
Guess we have to keep an eye out for the next discount on this.

momo

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Re: YNAB 75% off on Steam
« Reply #12 on: January 19, 2014, 07:05:37 PM »
Drat!  Completely missed the sale. :(

Like others seriously wondering if YNAB is truly that much better than MINT for users who have zero debts, save over 25% of the income and have a firm grasp on their finances in general.  Looking forward to the next sale and will test.

If anyone knows when the next sale appears, kindly keep us in the know.  Thank you.

 

Wow, a phone plan for fifteen bucks!