For me, it's not about saving money, or safety aspects. It's about thoroughly enjoying the ride. Anyone who has ridden for more than about 3 miles knows the dangers, and accepts them. I love to ride. My GF lives about 30 minutes away. When I take the car to see her, I'm still happy to be going, but can't stand the drive. When I ride, it's a two-fer. I get to see sweetie and I get to ride. I used to be involved in a political volunteer organization that required 200 - 300 mile trips. I loved the ride, had to take the cage a few times and hated it. Walk, bicycle, or drive to meet a friend for lunch is a whipping. Ride 2-3 hours for that same lunch is glorious.
I've buried three friends who died on motorcycles. I have another friend who no longer remembers me due to a wreck. I've been down myself. I know the risk and would much rather go through life enjoying it than giving up a passion. Even if it shortens my life. I know bike tires are more expensive per mile than car tires. I know that big V-twins are pricier than small/medium in-line fours. I love putting miles on a big V-twin. I can't tell you how many times I've been sitting at an intersection waiting on a light in the rain or cold, look over at an unhappy person all warm and dry, and think "you poor soul." I love to ride!